The 6 Best Fuel Cards for Truckers in 2024

A close up image of a pump at a gas station.

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Operating costs for commercial trucks average $180,000 yearly, so it’s important to closely manage expenses as an owner-operator. An effective fleet management strategy includes a fuel card tailored to your trucking needs, saving time, money, and resources.

According to our in-depth research, ExxonMobil FleetPro is the best fuel card for diesel-powered trucking fleets, thanks to its discounts tailored to trucking fleets, and vast network of gas stations. Its $2 per month per vehicle fee also makes it one of the cheapest fuel cards on the market.

But it might not suit every fleet, which is why we’ve included five other fuel cards on this list. For example, the Shell Fleet Navigator has wider network coverage than the  ExxonMobil FleetPro, and is accepted at 95% of all fuel stations nationwide.

If you’re short on time, use our free comparison tool directly to receive tailored quotes for your trucking fleet.

What Are the Best Fuel Cards for Truckers?

  1. ExxonMobil FleetPro – Best for Diesel-Powered Vehicles
  2. Shell Fleet Navigator – Best for Network Coverage
  3. Comdata Card – Best for Convenience
  4. Edenred Essentials – Best for Security Features
  5. BP Business Solutions Mastercard – Best Benefits for Large Trucking Fleets
  6. RTS Fuel Card – Best Discounts for Truckers

These are the providers we recommend based on our research. Select one of the above providers to get a custom quote, or scroll down to the methodology section to learn more about how we rated and ranked these fuel card options. 


Our Top Trucker Fuel Card Picks – A Summary

We’ve done our research by scouring the market for the best fuel cards for truckers in 2024. We analyzed key fuel card programs and rated them on the factors that matter to trucking fleets, from fees and rebates to coverage and management features.

This enabled us to select fuel cards that are the most generous and offer the best value for truckers.

Click the arrows to compare each fuel card:

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ExxonMobil FleetPro

Shell Fleet Navigator

Comdata Card

Edenred Essentials

BP Business Solutions Mastercard

RTS Fuel Card

Card Fees
Card Fees
Card Fees
Card Fees
Card Fees
Card Fees
Savings and Discounts

Fixed tariff for consistent gas prices

Savings and Discounts

Rebate of 1¢-5¢ per gallon

Savings and Discounts

Between 7¢-25¢ off per gallon, depending on station

Savings and Discounts

Rebate of 1¢-4¢ per gallon, based on fuel consumption

Savings and Discounts

Volume-based rebates, up to 7¢ per gallon

Savings and Discounts

Average rebate of 25¢ per gallon at selected stations

Network
  • 12,000+ Exxon and Mobil locations
  • 800+ commercial fueling stations
Network

95% of US stations, approx. 107,000

Network

15,000+

Network

Accepted anywhere that accepts Visa

Network

Over 7,000 sites

Network

Over 2,600 sites, including Pilot Flying J, Sapp Bros., Casey’s and more


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1. ExxonMobil FleetPro Card – Best for Diesel-Powered Vehicles

Monthly fee: $2

ExxonMobil FleetPro
Pricing $2 monthly per card
Quick overview

Exxon Mobil's FleetPro card offers custom, fixed tariff pricing with discounts aimed at diesel which makes it an excellent choice for heavy-duty diesel-powered fleets.

Pros

Can be used for both gasoline and diesel vehicles

No surcharges when purchasing fuel

Weekly tariff fee structure makes it easier for businesses to forecast their fuel spend

Can be used to pay for a wide-array of vehicle-related expenses

Drivers can collect points and earn rewards

Cons

No fuel price comparison tool to compare different rates at different filling stations

Online portal doesn't provide any type of data visualisation

No possibility to restrict the type of fuel purchased using this card

No possibility to measure fuel efficiency

Pricing
Card feesSavings
$2 per month Fixed tariff gas rates

How much does the ExxonMobil FleetPro card cost?

The ExxonMobil FleetPro card has a monthly cost of $2, which is lower than any other card on our list – apart from RTS.

Unlike the cards from Shell, Comdata and Edenred, this card does not offer a rebate. Instead, it has a fixed tariff structure, meaning the price of gas is aligned with a tariff set by ExxonMobil, this is great for forecasting your spending and avoiding surprises at the month-end. There is no tariff guarantee, however, which means you’ll always pay the tariff fee, even if the price at the pump happens to be lower.

How can the ExxonMobil FleetPro card help manage fuel expenses?

This card can help you keep a sharp eye on your fuel expenses because it offers useful insights into your gas spending data and allows you to view handy stats, such as miles per gallon (MPG) and miles driven in your Fleet Products Reports. This will allow you to know exactly where each dollar spent is being used.

It is aimed at diesel-powered vehicles and claims that its Synergy Diesel Efficient™ fuel is specially formulated to help your vehicles run cleaner for 2% improved efficiency. Overall, this will reduce the need for maintenance and downtime while also improving MPG.

A downside here is that it’s the only card that does not arrange gas expenses into interactive dashboards, so it can be a little hard to get an overview in a user-friendly style.

Also, if you’re a green fleet, this card won’t help you track carbon emissions, unfortunately.

Is the ExxonMobil FleetPro card secure?

ExxonMobil’s FleetPro offers trustworthy security features, including unique driver IDs for each card and a pin-code requirement at the point of sale. Furthermore, you can keep an overview of your outgoings because the card offers the potential to set spending limits.

Although you can remotely block cards, the FleetPro does not make it possible to restrict the type of gas purchased. This allows you less control and is a feature offered by Shell, Comdata and Edenred. This card also does not send unusual activity alerts or offer fraud protection. If security is top-priority, we recommended Edenred as a suitable alternative, as it checks all of the boxes in this category.

How easy is the ExxonMobil FleetPro card to use?

With a handy station locator, your drivers will be able to find stations in range that accept the FleetPro card. The station locator does not offer insight into gas prices at each location, however since this card has a fixed tariff you’ll already know what you’ll pay.

Exxon Mobil’s FleetPro has the added flexibility of being issued by Mastercard, so it can be used wherever Mastercard is accepted for non-fuel purchases. This card can be used to purchase toll fees, engine lubricants, maintenance, parking, and cleaning so you can keep all of those expenses in one place.

Did You Know?

ExxonMobil also offers a subscription to its Exxon Mobil Rewards+ scheme, earning you points with each purchase. Every 100 points you earn, is worth $1 in savings.

While this is great, FleetPro does not offer many discounts on vehicle accessories, hotel stays or food. And, unlike the Comdata and Shell Fleet Navigator cards, you cannot pay for gas at the pump with this card, which means drivers may lose time lining up in-store.

Fee information accurate as of May 2024


2. Shell Fleet Navigator Best for Network Coverage

Monthly fee: $2

Shell Logo
Shell Fleet Navigator
Pricing $2 monthly per card
Quick overview

The Shell Fleet Navigator Card is an excellent choice for those fleets prioritising coverage. This card is, naturally, accepted at all Shell locations as well as over 95% of all fuel stations nationwide. The use of the card can also be geofenced, letting you customize your own fuel network.

 

Pros

Can be used for both gasoline and diesel vehicles

Accepted at the majority of filling stations in the US

Convenient 'pay at pump' function

Interactive dashboards to easily understand your fuel spend

Possibility to explain fuel efficiency with tacograph data

Cons

No fuel price comparison tool to compare different rates at different filling stations

Can be used without a pincode, which can be a security risk

No loyalty points and no notable discount perks on regularly purchased non-fuel expenses

Pricing
Card feesTransaction fees Rebate
$2 per month $1.25 per transaction at truck stops 1¢-5¢ per gallon

How much does the Shell Fleet Navigator cost?

The Shell Fleet Navigator card costs $2 per month, per card, but there is also a surcharge of $1.25 added to each transaction at truck stops, which is not ideal for truckers.

This card does not offer a fixed tariff so you won’t benefit from knowing your gas prices prior to filling up or being able to accurately forecast spending. Alternatively, you’ll earn volume-based discounts depending on how many gallons you fill up, allowing you to save 1¢ to 5¢ per gallon. To avoid extra surcharges, you may consider ExxonMobil’s FleetPro card, which has a low monthly fee of $2 and no surcharges.

How can the Shell Fleet Navigator help manage expenses?

With this card, you’ll be able to gain an overview of your outgoing gas expenses by calculating miles per gallon. You’ll also get clear insights into your spending data via interactive dashboards that arrange data into user-friendly charts.

Is the Shell Fleet Navigator secure?

If there is fraudulent spending on the fuel card, you have the power to block it remotely. It also requires each card to be assigned to a unique driver ID, allowing you to track who is spending what. It also allows you to exercise control over purchasing from afar, with a spending limit feature as well as the ability to place restrictions on the types of gas purchased.

It is worth noting that the Shell Fleet Navigator card does lack a few basic security features: no pin code is required at the point of sale, nor does it alert you of unusual activity or offer fraud protection, which can be cause for concern. If robust security features are what you require, Edenred Essentials has the best security features for truck fleets.

How easy is the Shell Fleet Navigator to use?

Shell Fleet Navigator helps you locate stations quickly and easily via the WEX Driver Dash app, but it does not identify the lowest gas prices, whereas Comdata and RTS do. Drivers can also save time with the contactless pay-at-pump function.

This card will not offer you discounts on hotel stays or food, nor can it be used for other expenses like toll fees, engine lubricants, maintenance, parking or cleaning fees. You also cannot collect loyalty points with this card, as with ExxonMobil’s FleetPro. While its list of extra perks is pretty thin, you can enjoy a 20% discount at participating Jiffy Lube stores.

For extra savings, consider the RTS card, which also gives you discounts on preventative maintenance, tires, and more.

Fee information accurate as of December 2023

Did You Know?

Trucking fleets are responsible for transporting 72.5% of America’s freight by weight.


3. Comdata Card Best for Convenience

Monthly fee: $8

Comdata Card
Pricing $8 monthly per card
Quick overview

The Comdata Card is our top pick for convenience-loving truckers. It offers time-saving tools such as automatically finding and paying for CAT Scale transactions and connecting your truckers with mobile fueling vendors, so they can get fuel delivered straight to them when they need it.

Strengths

Comes with an excellent app, FleetAdvance, which helps truckers find cheap fuel

Gives you access to a variety of useful tools and apps

Get 65% off tires and retreads

Weaknesses

Higher fees than some competitors

No miles per gallon data

No carbon emissions data

Pricing
Card FeesRebate
$8 per month 7¢-25¢ per gallon
$50 sign up fee

How much does the Comdata Card cost?

The Comdata Card has a significantly higher fee than other cards at $8 per card, per month. On top of that, there’s a one-off $50 sign-up fee. Luckily, there are no extra surcharges with this card.

Depending on the filling station you visit, you can access rebates between 7¢ to 25¢ per gallon, one of the largest savings of all the cards we researched. While ExxonMobil, Shell and Edenred’s cards are cheaper, we reckon the Comdata perks are worth it.

How can the Comdata Card help manage expenses?

Comdata’s FleetAdvance app grants you an overview of your funds and the interactive dashboards display your expenses in a user-friendly chart, ensuring clarity over your expenses. Unfortunately, this card does not allow users to calculate miles per gallon, which is a key factor in gaining an overview of fuel efficiency. It also does not provide carbon emissions data.

Is the Comdata Card secure?

Even though it does not have a pin code function, the Comdata card has many other impressive security features. You can maintain complete control over your fuel purchases by setting spending limits on each card, and you can restrict certain fuel types, ensuring the correct type is bought. Each card will also need to be individually registered to assigned drivers, so you’ll be aware of how much each driver spends.

This card goes further in its security measures than Shell and ExxonMobil with its unusual activity alerts, and it allows you to remotely block the card. If you have less than 10 fuel cards, you’ll also receive fraud protection of up to $50 in case of misuse.

How easy is the Comdata Card to use?

Truckers can benefit from a station locator in the Comdata app, which highlights stations with the biggest savings. As an extra, Comdata can also provide you with low-cost radio frequency identification (RFID) tags that can be used at 100s of stations US-wide for cardless fueling that uses the same controls, data and prompts as a physical card. This also allows drivers to pay for gas at the pump, saving lots of time in the process.

This card is flexible when it comes to paying for other expenses beyond just gas. You can also pay for toll fees, engine lubricants, vehicle maintenance, parking and cleaning fees with this card. As well as that, you can get discounts on tires and hotel stays but unfortunately not on food. Since you can make a lot of purchases on this card, it would be great if Comdata offered a loyalty program to maximize savings but as of yet, there is not one available.

Fee information accurate as of May 2024

What's new in May 2024?

In April, Comdata added contactless “tap and pay” to its Chargepass Mastercard, a solution for fleets paying for electric vehicle charging.

The Comdata Connect Card got granted a new “pay-as-you-go” feature in February. This fuel card, designed for truckers, now links an existing credit or debit card and draws money from there, but still applies the same discounts at checkout as a regular fuel card.


4. Edenred Essentials Best for Security Features

Monthly fee: $3

Logo Edenred
Edenred Essentials
Pricing $3 monthly per month
Quick overview

The Edenred Essentials fuel card is a wonderful choice if you're looking for a card that scores highly for security features.

Pros

Can be used for diesel, gasoline and EVs

No extra surcharges when purchasing fuel

Accepted anywhere that accepts Visa

High security

Detailed interactive dashboard showing fuel spend information

Rewards scheme

Can be used for non-fuel purchases

Cons

No fuel price comparison tool

No data on carbon emissions

No station locator

Not possible to pay at pump

Pricing
Card fees Rebate
$3 1¢-4¢ per gallon

How much does Edenred Essentials cost?

The Edenred Essentials card will set you back $3 per month, per registered card. Rather than working with fixed tariffs or tariff guarantees, with this card you’ll pay the regular gas station rate, which can of course fluctuate.

It provides savings in the form of rebates, which varies according to volume but, averages 25¢ per gallon. Fixed tariffs are typically better for forecasting your spend and if this is feature you’d prefer, the ExxonMobil FleetPro card offers this.

How can Edenred Essentials help manage expenses?

Its interactive dashboard and data visualization features allow for easy viewing of your fuel expenses and miles per gallon. Coupled with rebates, this should help you keep a handle on your expenses. Despite this card being valid to pay for electric vehicle charging it does not offer other green features such as carbon emissions data.

Is Edenred Essentials secure?

You can be safe in the knowledge that Edenred Essentials offers watertight security features. Each card is assigned a unique ID to the driver, who must then enter a pin code when making purchases. With a variety of remote functions, such as spending limits, limits on fuel types, remote card blocking, fraud protection, and unusual activity alerts, you can stay in control via an easy-to-use dashboard on your phone or computer.

Not only this, the card itself is an EMV chip card. These cards are more secure than magnetic stripe cards as they are basically impossible to clone, and transactions cannot be replayed.

How easy is Edenred Essentials to use?

Edenred Essentials can be used for more than just fuel. You can also pay for toll fees, engine lubricants, maintenance, parking, and cleaning, allowing you to keep all your expenses on one card.

On the other hand, there are no discounts available on vehicle accessories, hotel stays or food with this card. There is also no Edenred-branded loyalty program, but you can get an extra 4¢ per gallon off gas at Casey’s General stores, a great bonus if you operate in the Midwest.

Since it’s issued by Visa, the Edenred Essentials card has great network coverage. As well as gasoline and diesel, it can also be used for filling up electric vehicles, so it’s an ideal choice for fleet managers working with EVs or hybrid vehicles or who are looking to electrify in the future.

Unfortunately, it does not offer a station locator tool or a fuel comparison function. If that’s a deal breaker for you, consider the Comdata Card, which allows you to locate stations with the biggest savings.

Annoyingly, there is also no pay-at-pump function, which can affect your drivers’ time on the road.

Fee information accurate as of May 2024

Did You Know?

According to Market.us, electric trucks are becoming more common than diesel-powered trucks due to Biden’s initiatives to reduce emissions before 2030. The electric truck industry is set to be worth over 11.08 Billion USD by 2032!


5. BP Business Solutions Mastercard Best Benefits for Large Trucking Fleets

Monthly fee: $12 (waived after 5,000 gallons purchased)

BP Logo
BP Business Solutions Mastercard
Pricing $12 per month
Quick overview

We like BP's Business Solutions Mastercard for larger trucking fleets because, while it does come with a monthly $12 account fee, that fee is waived if your fleet buys more than 5,000 gallons of fuel each month - which shouldn't be too difficult for a large fleet of heavy-duty trucks.

Strengths

Earn rebates of up to 7 cents per gallon for the first 12 months of using your cards

You can schedule payments to be made when convenient to your business

Can be used at stations that accept Mastercard credit cards

Weaknesses

You'll pay up to $2 per transaction at stations that aren't BP or Amoco

No mobile gas station locator app

Pricing
Card feesRebate
$12 monthly fee Up to 7¢ per gallon
Note

Monthly fees for the BP Business Solutions Mastercard have gone up. You now pay $12 per month, up from $10, if you purchase less than 5,000 gallons.

How much does the BP Business Solutions Mastercard cost?

This BP Business Solutions Mastercard comes with zero monthly fees if it is used to buy more than 5,000 gallons of fuel per month. If you buy less than that, you’ll pay a $12 account fee each month. It’s unclear whether this charge is per overall account or per individual card, so that may be worth checking if your fleet consumes less than 5,000 gallons per month.

Rather than working with a fixed tariff system, this card provides rebates on gas. The terms and conditions make it clear that the rebate offer (of up to 7¢ per gallon) can be subject to change after your first 12 months of the contract, which means that you cannot count on maintaining the same level of saving in the future. Furthermore, this card is not the best for diesel-powered vehicles, since the rebate on diesel is capped at 3.5¢, a better choice would be ExxonMobil which aims its discounts at diesel.

How can the BP Business Solutions Mastercard help manage expenses?

This card offers ample opportunity to stay on top of your expenses. These include tracking per gallon, cost per mile, the ability to set purchasing limits, as well as transaction reports. The ability to rapidly reduce your accounting time via BP’s portal is a plus as it will leave you with more time to focus on core business operations.

Is the BP Business Solutions Mastercard secure?

With the BP Business Solutions Mastercard, you can keep track of when your cards are used, who they are used by, and how much they’ve spent. Their driver identification feature allows you to maintain an overview of individual driver spending. If one of your cards is lost or stolen, you can deactivate it immediately, preventing any misuse. It is not clear whether this card requires a pin-code to be used, or whether it offers any compensation in the case of fraud.

How easy is the BP Business Solutions Mastercard to use?

While the card can be used for fuel purchases anywhere that Mastercard is accepted, the purchase will be subject to an out-of-network transaction fee if its not a BP or Amoco branded station. Luckily, there is a handy station finder, allowing drivers to locate a branded station and avoid those extra fees.

BP Business Solutions Mastercard can be obtained via FleetCards USA, which offers a variety of fuel card solutions for different needs. Read our full review of FleetCards USA to learn more about what’s on offer.

Fee information accurate as of May 2024

Did You Know?

The BP Business Solutions Mastercard has one of the smallest networks, with approximately 7,000 stations where rebates apply. In comparison, Shell’s has a massive network of 107,000 stations, which covers 95% of the country.

Google map of USA showing distribution of BP refuelling sites
There are hardly any BP refuelling stations in the American Midwest.

6. RTS Fuel Card Best Discounts for Truckers

No monthly fees!

RTS Logo
RTS Fuel Card
Pricing $0 per month
Quick overview

Although has a very small network of about 2,000 US stations, RTS Financial claims that cardholders get awesome average savings of 25 cents per gallon of fuel at those locations, which is a huge saving.

Strengths

Integrates with ProTransport fleet management software for trucks

The RTS Pro apps lets truckers plan routes, find the lowest diesel prices, and check parking, dining, and more info at truck stops

Get up to $2,500 line of credit per truck, per week

Weaknesses

Has a small network of 2,000+ stations, which means there may not be coverage in your area

Doesn't offer the ability to block cards or receive transaction alerts

Pricing
Card feesRebateTransaction fees
$0 Up to 25¢ per gallon 50¢ per transaction

How much does the RTS Fuel Card cost?

There are no annual or monthly fees with the RTS Fuel Card, but there is a 50¢ transaction fee that you need to be aware of, as well as a $3 out-of-network fee should you use the card outside of the approved network, which is rather small.

Unlike the ExxonMobil FleetPro, the RTS Fuel Card does not work on a fixed tariff structure. Instead it offers rebates, which retroactively reward you with savings on gas purchased.

While this card gives high rebates of up to 25¢ per gallon, its network only includes 2,400 stations. This is a significantly large rebate, but it’s applicable to a much smaller network than giants such as Shell, whose card can be used at more than 107,000 stations, despite offering less of a rebate at only 3¢ per gallon.

How can the RTS Fuel Card help manage expenses?

With extra savings at Pilot Flying J and a generous line of credit of up to $3,200 per truck, per week, this card is full of extras if you’re willing to forfeit a large network of stations.

By signing up with RTS, you can save on fuel and other fleet-related costs, such as preventative maintenance, tire costs, and other truck care services. One thing that is unclear is whether you’ll have insights into stats such as MPG, which some other cards such as the ExxonMobil FleetPro card and Shell Fleet Navigator do offer.

Is the RTS Fuel Card secure?

Unlike Edenred’s tight security measures, there is no information about its security features, such as a pin code or fraud prevention for the RTS Fuel Card. The RTS Pro app, however, allows you to store all invoices in an online factoring account, which can help you keep all your finances in one easy-access, private location.

How easy is the RTS Fuel Card to use?

With the RTS Pro app, your drivers can access a comprehensive program that will allow them to manually find nearby filling stations and locate those with the lowest fuel rates. However, it does not allow drivers to find stations along a route, which is not the most intuitive. A plus is that the app allows you to view credit data, fuel discounts, and more.

Fee information accurate as of May 2024

Did You Know?

The RTS Fuel Card will also get you exclusive discounts on preventative maintenance, tires, and more at 90 truck care locations, including Pilot Flying J, Boss Shop, and Sapp Bros, a great plus for trucking fleets. You can also get discounts of 35% off your fuel tax software.

What are the Advantages and Disadvantages of Using a Fuel Card?

As a fleet owner-operator looking to drive extra savings at the gas pump, you may be considering what advantages and disadvantages fuel cards have over other methods like credit cards or cash. Let’s take a look.

Advantages of Using a Fuel Card

  • Diesel discounts
    • Fuel cards usually offer significant discounts on diesel purchases, between 3-25 cents per gallon on average which racks up significant savings over time. Credit cards rarely offer fuel-specific discounts.
  • Simplified transactions and accounting
    • Fuel card transactions are often simpler – just swipe and go. Also, some fuel card providers offer accounting features and end-of-month invoicing, which takes the sting out of time-consuming bookkeeping.
  • Better spend management
    • With fuel cards, fleet managers can set detailed spending limits and restrictions on where, when, and who uses the card. This prevents fraudulent transactions and overspending.
  • Driver convenience and safety
    • Fuel cards are convenient for drivers to use. Your drivers will no longer need to carry cash or purchase gas on their own accounts and claim the money back. This simplifies accounting and it’s overall safer for your drivers when they’re on the road.
  • Extra rewards
    • Some fuel cards offer rewards like cash back or free maintenance services. Rewards are also common with credit cards but perhaps not fleet-specific. You may be able to use third-party discount schemes to score extra savings. Signing up with GasBuddy allows you to find the cheapest gas prices in your area, and Upside allows you to earn cashback on your debit, credit or fleet card purchases at a variety of locations.

Disadvantages of Using a Fuel Card

There aren’t many downsides to using a fuel card over a regular credit card, but some might pop up depending on what fuel card you choose.

  • Limited network coverage
    • Not all cards are universally accepted. Your drivers may not be able to fill up at the closest station, instead having to drive further than necessary. Luckily, some fuel cards have close to universal acceptance rates. For example, the ExxonMobil FleetPro card can be used at any station that accepts Mastercard, which covers most of the U.S.
  • Monthly bills
    • Most fuel cards aren’t free to use, unlike cash. You’ll typically have to pay monthly or yearly use fees, transaction, and in some cases service fees or top up fees, if a driver’s card runs out.

Interested in more solutions for truckers? See our picks for the best truck driver dashcams.

How to Choose the Best Fuel Card

Here’s how to choose the best fuel card:

  • Costs: on average, fuel card costs $2-$10 per month, per card. Cheaper options will suit small fleets best, while more expense options might suit large fleets, since they tend to come with better discounts and rewards.
  • Discounts and rewards: The main advantage of using a fuel card is for discounts at the pump. Typically, the more fuel you consume per month, the greater the discount will be. But if you don’t consume a lot of fuel, don’t worry, some fuel card offer extra rewards such as discounts for servicing and maintenance, or cashback. You should select the fuel card whose rewards will most benefit your fleet.
  • Spending management features: Another key advantage of fleet cards is that they allow you to track your driver’s spending. If you have a medium to large fleet, you might benefit from advanced features like fraud detection. If your drivers conduct long-haul trips, choosing a fuel card that can also be used at hotels or for purchasing food at gas stations could help you manage spending.
  • Network coverage: Not to be overlooked, network coverage is extremely important when choosing a fuel card. If your fleet operates nation-wide, you’ll need a fuel card with at least 95% coverage. If you’re local, you’ll do just fine with a card that has reduced coverage, as long as the gas stations it can be used at are plentiful where your fleet operates.

How We Test Fuel Cards for Trucking Fleets

We tested 13 market-leading fuel cards to evaluate them in terms of price, convenience, security and more so we can make the most useful recommendations to US trucking fleets.

Our rigorous testing process means these cards have been scored and rated in five main categories of investigation and 13 subcategories – this means 43 areas of investigation in total. We then gave each category score a ‘relevance weighting’ to ensure the final score perfectly reflects the needs and requirements of Expert Market readers – and that’s our algorithm.

Our main testing categories for vehicle tracking systems are:

  • Security refers to the measures in place by the fuel card provider to ensure the safety and protection of your information.
  • Customer Support includes the assistance the fuel card provider provides you with, such as phone support, email or chat support, documentation, knowledge bases, and online forums.
  • Expense Management refers to the features of the fuel card such as transaction tracking, expense reporting, receipt storage, integration with accounting systems and customizable expense categories.
  • Convenience refers to the ease of use and accessibility of the fuel card, including factors such as the acceptance network of fuel stations, availability, price comparison tool, contactless payment at pumps, and more.
  • Card Specific Information refers to the details associated with the fuel card itself, such as card fees, accepted fuel type, card type, fee structure and network coverage and its potential to pay for items and services other than fuel.

The Expert Market Product Testing Process

Verdict

Although gas prices are not as scary as they were in summer 2022, last year definitely showed how important it is to keep a close eye on business gas expenses. If you’re an owner-operator, or simply need access to spend monitoring, our favorite fuel card for truckers is the ExxonMobil FleetPro card.

With FleetPro’s fixed tariff structure, you’ll always know in advance the exact fuel rate anywhere your drivers decide to refill, allowing you a clear overview of your fuel expenditure. Specifically designed with heavy-duty fleets in mind, this card offers many rewards aimed at diesel-powered vehicles as well as offering premium diesel fuel.

Despite its benefits, ExxonMobil’s station network falls a little short with only 13,000 stations US-wide although it can be used for non-fuel purchases wherever Mastercard is accepted. For truckers covering more ground, look to Shell’s Fleet Navigator because Shell’s network covers 95% of the US with access to 107,000 stations.

If you need clear pricing for your particular business, simply fill in this quick form and we’ll ask fleet fuel card experts to get in touch with you. Then you can forget about the guesswork by receiving specific price quotes per fuel card.

Answer a Few Questions To Get Free Quotes From the Best Fuel Card Suppliers for You – It Only Takes a Minute

Frequently asked questions

Are there any fuel cards for truckers with bad credit?
Yes. Good news – many fuel card suppliers separate business credit from personal credit, so a bad personal credit rating does not have to stop you from empowering your commercial operation with a fuel card program. However, you should be aware that companies may add on extra fees if they deem your account to be high-risk. You can also check out a prepaid fuel card, which works like a debit card so entirely separate from credit scores.
How much does a fuel card for truckers cost?
Some fuel cards for truckers come with zero card fees, such as the RTS Fuel Card. Others range from $2-$3 per month, like the ExxonMobil FleetPro Card, the Shell Fleet Navigator card and Edenred’s Essentials card. You’ll be looking at upwards of $8 for the Comdata Card and the BP Business Solutions Mastercard.
How does a fleet card help in controlling expenses for a trucking fleet?
Fleet fuel cards help in controlling expenses for trucking fleets by granting fleet managers more control, visibility and tools to better monitor gas costs.

Here are some examples of how fuel cards help control and reduce expenses:

  • Spending Limits – Some fleet cards allow daily and monthly spending limits for each card.
  • Network Controls – Fleet cards can be restricted to only allow fuel purchases at certain gas station brands or stations, preventing drivers from fueling up at more expensive stations.
  • Driver ID – Fuel purchases are tied to the driver ID linked to each card, allowing for driver monitoring and accountability, reducing the risk of fraudulent transactions.
  • Alerts – Fleet managers can receive alerts for high spending, out-of-route purchases, unauthorized transactions, etc. This allows for rapid intervention.
  • Spending Reports – Detailed fleet card transaction data allows managers to analyze spending patterns, optimize routes and improve miles per gallon.
  • Extra Discounts – Bulk fuel purchases through fleet cards can qualify for discounted fuel prices, rebates, and other savings that further reduce overall fleet fuel costs. Large trucking fleets with higher fuel consumption can really maximize savings with deals like this.
How can a trucking company apply for and manage multiple fleet cards for their drivers and vehicles?
  1. Firstly, choose a provider that offers an online application and account management portal. During the application process, specify the number of cards needed.
  2. You’ll then have to submit required documentation such as driver’s licenses, DOT numbers and vehicle registration information.
  3. Finally, you can request cards for each driver. Most providers allow customizable limits and restrictions per card/driver so you can have maximum visibility over spending.

The online portals make it fairly simple to manage multiple fleet cards at once. The key is applying proper controls and regularly monitoring driver usage.

How many fuel cards can a trucking fleet order?
There is no specific limit on how many fleet fuel cards a trucking company can apply for and manage. The number of cards that can be issued depends on the policies and capabilities of the fleet card provider or may be based on how many drivers or vehicles are in the fleet.
How secure are fuel cards?
Different fuel cards come with different levels of security. When choosing a fuel card it’s important to have security features like driver identification, spending controls, pin code access and fraud alerts for suspicious activity. It’s also crucial to be able to remotely cancel cards in situations where you feel fraudulent activity is occurring.
Written by:
Julia Watts author headshot photo
Specialising in business software, Julia writes jargon-busting guides about VoIP, fleet management, dash cams, fuel cards, and more. Having spent almost a decade writing for entrepreneurs and reviewing business solutions, she loves helping exciting ventures – big or small – to flourish.
Reviewed by:
Maïté Bouhali
Maite began her career with Expert Market nearly four years ago as a writer. She quickly developed a passion for the challenges faced by small businesses and now endeavours to help them make informed decisions for their future. In her current position as Business Software Editor, Maite works closely with writers to ensure that each article is informative, well-researched, engaging, and actionable for readers. With extensive knowledge of CRM, vehicle tracking devices, and fuel cards, she is meticulous in her review of each article and provides detailed feedback before publication. Whether you're seeking to stay informed on the latest trends in business software or need guidance in selecting the most appropriate software for your organisation's needs, Maite is here to help. With her sharp eye for detail and commitment to quality, she is dedicated to supporting businesses in achieving their goals.