Best Fuel Cards for Trucking Fleets and Truckers (2025)

In 2025, we evaluated 13 trucker fuel cards across 43 checks (diesel pricing model, fees, network reach and spend controls). Our top pick is ExxonMobil FleetPro for predictable diesel costs via weekly fixed-tariff pricing, diesel-centric terms and broad coverage at 12,000+ Exxon/Mobil sites with a historically low $2 per card, per month, fee.

Still, it might not suit every trucker, which is why we’ve included seven other top-rated truck-friendly fuel card companies on this list. For instance, if you want maximum per-gallon savings, Comdata or RTS can deliver $0.07 to $0.25 per gallon at select stops, while the AtoB Unlimited card offers rebates as high as a massive $2 per gallon at selected truck stops (and a still impressive average of $0.45 per gallon).

If you’re short on time, use our free comparison tool to compare tailored quotes for your trucking fleet. If you’re not, continue reading this guide for an in-depth look at the best options out there for trucking fleets and truckers.

Best Fuel Cards For Trucking Fleets: Quick Summary

After analyzing the best fuel card programs for trucking fleets in 2025, we rated them on the factors that matter to truckers and truck fleet managers. That includes fees, rebates, coverage, and truck management features.

Click the arrows to compare each fuel card for trucking fleets:

1. ExxonMobil FleetPro Card: Best for Predictable Diesel Costs

The ExxonMobil FleetPro card is a solid choice for fleets that rely on diesel and want stable, predictable fuel costs. It’s not big on data visuals or pump discounts, but its fixed-rate structure makes budgeting easier, especially for long-haul truckers refuelling at consistent locations.

ExxonMobil FleetPro’s key features

• Fixed-rate diesel pricing aligned with ExxonMobil’s weekly tariff, not pump prices, which is great for budgeting, even when prices spike.
• Covers diesel and gasoline, with Synergy Diesel Efficient claimed to improve fuel economy by around 2%.
• Accepted at Exxon and Mobil stations and works as a Mastercard for tolls, cleaning, lubricants and maintenance, similar to Edenred’s card flexibility.
• Includes basic spend and MPG reports, but no data dashboards or fuel-type restrictions like you’d find with Comdata or Shell.
• Earns Exxon Mobil Rewards+ points with each purchase, though not as wide-reaching as Edenred’s perks.

Pricing and rebates with the ExxonMobil FleetPro card

Custom pricing (previously $2 per card, per month, and $40 setup) requires a quote based on your fleet size and fuel usage. If that previous public pricing is still accurate, it’s lower than any other card on our list, apart from RTS.

Unlike Shell, Comdata and Edenred, FleetPro does not offer per-gallon rebates. Instead, it uses a fixed-tariff pricing model, where the fuel price is tied to an ExxonMobil rate, not the pump.

This means you won’t save more when fuel prices drop, but you’ll also avoid surcharges during spikes. If you want cash-back style savings instead, Comdata and Edenred may offer better value.

You’ll always pay the tariff price, which could be higher or lower than what’s posted at the station, but the consistency helps with forecasting fuel spend.

What truckers should know about the ExxonMobil FleetPro card

• Accepted at Exxon and Mobil stations only, so less useful if your routes avoid these networks.
• Station locator available, but no pump price info (unlike Edenred).
• No pump payments, meaning drivers must pay in-store (Shell and Comdata both allow pay-at-pump).
• No fuel-type restrictions or carbon tracking, which green fleets may find limiting.
• You can set spending limits and block cards remotely, but no real-time fraud alerts (Edenred leads here).

Is the ExxonMobil FleetPro card right for your fleet?

Choose FleetPro if:

• You want stable, predictable diesel costs without pump price volatility
• Your fleet regularly uses Exxon or Mobil stations
• You need one card to cover both fuel and vehicle-related purchases
• You can manage without pay-at-pump access or fuel comparison tools

Consider other options if:

• You want per-gallon rebates (check Shell or Comdata)
• You value in-depth dashboards, fuel-type controls or fraud alerts (try Edenred)
• You run a green fleet or prioritize emissions tracking

2. Shell Card Business Flex: Best for Truck Network Coverage

If wide acceptance and route flexibility are your top priorities, the Shell Card Business Flex delivers.

Accepted at 95% of US fuel stations, it allows drivers to refuel almost anywhere, including truck stops. It also offers pay-at-pump convenience, custom geofencing, and interactive dashboards to help track fuel efficiency and control costs. While the perks are limited outside fuel spend, its coverage alone makes it ideal for long-haul fleets with varied routes.

Shell Card Business Flex’s key features

• Accepted at 95% of fuel stations nationwide, including Shell, truck stops and major independents.
• Pay-at-pump support helps drivers save time, which is a big plus over ExxonMobil FleetPro.
• Interactive dashboards make it easier to monitor spend, MPG and usage patterns.
• Fuel network geofencing lets you limit purchases to preferred stations.
• Limited extras: No loyalty points, toll/maintenance spend, or hotel/food discounts, unlike ExxonMobil or RTS.

Pricing and rebates with the Shell Card Business Flex

Shell no longer publishes pricing, so you’ll need to request a quote based on your fleet size and usage.

Previously, it cost $2 per card, per month, with a $40 setup fee. However, a $1.25 transaction fee at truck stops made it one of the pricier options for frequent haulers. Late payment also got you in trouble to the tune of $75 or 6.99% (whichever is greater).

Shell offers volume-based rebates of $0.01 to $0.05 per gallon at Shell stations, depending on how much you fuel up monthly. This benefits high-usage fleets, though deeper savings may be found with Comdata or RTS, which offer broader discounts and live fuel price comparisons.

There’s no fixed-tariff option, so fuel prices can vary, unlike ExxonMobil FleetPro, which guarantees a set rate.

What truckers should know about the Shell Card Business Flex

• No price comparison tool, so drivers can’t check pump prices in advance (Comdata and RTS both offer this). Though they can find stations using the WEX Driver Dash app or its Shell Station Locator (pictured below).
• Can’t be used for non-fuel purchases. That means no tolls, lubricants or cleaning charges allowed (unlike Edenred or FleetPro).
• No rewards or perks beyond a 20% discount at Jiffy Lube.
• Security features include driver ID, spending limits and fuel-type restrictions, but:
  • No PIN at point of sale
  • No fraud alerts or transaction notifications (Edenred is much stronger here)

Is the Shell Card Business Flex right for your fleet?

Choose it if:

• You want maximum network coverage, especially if your drivers take new or long-haul routes
• You value pay-at-pump speed and real-time fuel tracking
• You already fuel primarily at Shell and can benefit from volume-based rebates
• You’re OK managing limited non-fuel expenses elsewhere

Look elsewhere if:

• You want fixed-rate pricing or no transaction fees (see ExxonMobil FleetPro)
• You need to pay for tolls, repairs or non-fuel services (try Edenred or RTS)
• You rely on fuel price comparison tools to find the cheapest stop (Comdata or RTS are better)
• You require stronger fraud protection or real-time alerts (Edenred leads here)

3. Comdata Fleet Card: Best for Finding the Cheapest Fuel

If cutting fuel costs is your top priority, the Comdata Fleet Card stands out. With real-time fuel price data, rebates as high as $0.25 per gallon, and powerful mobile apps to guide driver decisions, it’s built to help fleets save at the pump, especially over long distances and shifting routes.

While it comes with higher fees than most cards, the savings potential and smart tools make it a strong pick for cost-conscious operators.

Comdata Fleet Card’s key features

• Fuel rebates of $0.07 to $0.25 per gallon, depending on location and volume, which is the highest potential savings of any card we researched.
• FleetAdvance app ranks nearby stations by price, helping drivers make smarter fueling choices. The likes of Shell and ExxonMobil don’t offer this.
• Driven for Comdata app adds real-time station data, filters by services (e.g. truck wash, tire repair), and shows branded stops.
• Includes interactive spend dashboards, though it lacks MPG and emissions tracking.
• Supports pay-at-pump via RFID tags at hundreds of US locations, a rare time-saver.

Pricing and rebates with the Comdata Fleet Card

Comdata’s monthly fee is $8 per card, with a $50 one-off setup charge, higher than Shell or ExxonMobil’s typical $2 per month rates.

However, since Comdata’s rebates are 5-25 times higher than Shell’s, they offer serious value for high-usage fleets.

There are no pump surcharges either, even at truck stops, which helps offset the higher monthly fee. Shell, for instance, charges $1.25 per truck stop transaction.

Watch out for late payment penalties, however, which are steep: $150 or 13.99%, whichever is greater.

What truckers should know about the Comdata Fleet Card

• Fuel price visibility is Comdata’s biggest strength, as no other card on our list shows live station-level pricing like this.
• We found the app could take around 15 seconds to refresh prices when location changes, but filters and map features make it practical on the road.
• Includes CAT Scale integration and mobile fueling options, adding serious convenience without rerouting.
• Supports tolls, repairs, cleaning, lubricants, and other expenses, unlike Shell’s fuel-only focus.
• Offers discounts on tires (65%) and hotels, but no loyalty points or food rewards.

You can read all the terms and conditions of this card yourself, which despite being dated to 2023 is linked by Comdata on its website suggesting these are the latest terms, applicable for fleet card purchases in 2025.

Is the Comdata Fleet Card right for your fleet?

Choose Comdata if:

• You want to actively reduce fuel costs with real-time price comparison tools
• Your fleet drives long or variable routes and needs flexible, location-aware fueling
• You want a card that covers non-fuel costs, like tolls and maintenance
• You need RFID pay-at-pump, mobile fueling or CAT Scale access

Consider other options if:

• You want lower card fees (ExxonMobil and Shell charge less than half)
• You require MPG tracking or emissions reporting (not supported here)
• You’re seeking a loyalty programme or broader perks (look to RTS or ExxonMobil)
• You manage more than 10 cards and need full-scale fraud protection (Comdata’s protection only covers the first 10)

4. Edenred Essentials: Best for Secure, All-Fuel Access (Including EVs)

If security, station coverage and EV-readiness matter to your fleet, Edenred Essentials is a top contender.

It works at any Visa-accepting fuel station, covering diesel, petrol and electric vehicle charging, and offers market-leading security features, including PIN codes, fraud alerts and EMV chip cards. While rebates are lower than with Comdata or RTS, Edenred makes up for it with flexible spend controls, EV support and no setup fees.

Edenred Essential’s key features

• Accepted anywhere Visa is, including remote or rural stations.
• Supports gasoline, diesel and EV charging – rare among fleet cards.
• Two plans: Fuel Only or Fuel & More (adds tolls, parking, maintenance).
• Interactive dashboards with MPG tracking.
• Secure PIN access, EMV chip, fraud alerts, fuel-type controls and remote block features.

Pricing and rebates of the Edenred Essentials Card

Edenred charges $3 per card, per month, which is mid-range for fleet cards. It’s cheaper than Comdata, but slightly higher than Shell and ExxonMobil.

Fuel savings come via volume-based rebates from $0.01 to $0.04 per gallon. That’s lower than Comdata’s $0.07 to $0.25 or RTS’s deep discounts, by comparison.

Other fees:

• $50 late payment
• $50 bounced check
• $10 per paper invoice
• 3% foreign transaction
• No setup fee, and payment schedules can be weekly, semi-monthly or monthly, which is more flexible than other cards.

What truckers should know about Edenred Essentials

• No station locator or price comparison tool, unlike Comdata.
• No pay-at-pump access, which can slow down refuels.
• $0.04 per gallon rebate bonus at Casey’s General Stores, which is handy for Midwest fleets, where they are primarily located.
• No loyalty programme or perks for food, hotels or accessories.
• Can be used for non-fuel expenses like tolls, lubricants, repairs and cleaning.
• Unique EV compatibility makes this ideal for hybrid fleets or those planning for electrification.

Is Edenred Essentials right for your fleet?

Choose Edenred Essentials if:

• You want best-in-class security and full Visa acceptance
• You manage mixed fuel or EV-enabled fleets
• You need to cover tolls, parking or maintenance with the same card
• You want a no-setup-fee option with flexible billing

Consider other options if:

• You need real-time price comparison (Comdata wins here)
• You want higher per-gallon fuel savings (RTS or Comdata are stronger)
• You prefer pay-at-pump convenience (FleetPro and Comdata offer it)
• You want rewards or loyalty perks (ExxonMobil and RTS are better suited)

5. BP Business Solutions Mastercard: Best for High-Volume Fleets That Use BP Stations

If your fleet regularly purchases over 5,000 gallons of fuel per month and primarily fills up at BP or Amoco stations, the BP Business Solutions Mastercard could offer solid value.

It waives the $12 monthly fee when you pass that volume threshold and provides rebates of up to $0.07 per gallon in the first year. However, the savings apply mostly to gasoline and diesel rebates are lower than competitors like ExxonMobil or Comdata.

BP Business Solutions Mastercard’s key features

• Accepted at any station that takes Mastercard, though out-of-network fees apply at non-BP/Amoco locations (up to $2 per transaction).
• Rebates scale by fuel volume, with up to $0.07 per gallon for 10,000+ gallons — but only during the first 12 months.
• Only $0.03.5 per gallon rebate on diesel, making it a weaker option for diesel-heavy fleets.
• Includes transaction reports, per-mile cost tracking, purchase controls and expense visibility per driver.
• Can be used for scheduled payments and expense management via BP’s fleet portal.

Pricing and rebates with the BP Business Solutions Mastercard

The BP card has a $12 per month account fee, but this is waived if you purchase 5,000+ gallons monthly. If you’re running a high-mileage or multi-vehicle fleet, this is easy to meet. Otherwise, the fee makes it one of the pricier options.

There’s no setup fee listed in the latest documentation, but, previously, it was $50.

Fuel rebates:

• $0.03 per gallon (300 to 2,999 gallons/month)
• $0.04 per gallon (3,000 to 4,999)
• $0.05 per gallon (5,000 to 9,999)
• $0.07 per gallon (10,000+)

Rebate terms may change after the first 12 months. Diesel rebates are capped at $0.03.5, which is lower than what Comdata or ExxonMobil offer.

Late fee: $75 or 12.25% of your balance, whichever is greater.

What truckers should know about the BP Business Solutions Mastercard

• The card works anywhere Mastercard is accepted, but out-of-network fees can undercut savings if drivers fuel up outside the BP network.
• A station finder is available, which is useful to avoid per-transaction surcharges.
• No mobile app or real-time price comparison tool, unlike Comdata.
• Doesn’t support EV charging and diesel savings are limited. FleetPro is stronger here.
• Strong driver ID features and remote card deactivation, but no PIN requirement or clearly defined fraud protection policy.

Is the BP Business Solutions Mastercard right for your fleet?

Choose this card if:

• Your fleet routinely purchases over 5,000 gallons per month
• You primarily fuel at BP or Amoco stations and want to avoid monthly fees
• You want basic expense tracking and scheduled payment options
• You run a gasoline-heavy fleet that can benefit from the first-year rebates

Consider other options if:

• You operate a diesel-based fleet (ExxonMobil offers stronger diesel savings)
• You need live fuel price comparisons (Comdata has the best tools)
• You want broader non-fuel coverage or EV support (Edenred Essentials is more flexible)
• You prefer fixed-rate pricing or pump consistency (see FleetPro)

6. RTS Fleet One: Best Fuel Discounts for Small Truck Fleets

If you’re running a small trucking business or driving long haul as an owner-operator, the RTS Fleet One offers some of the highest diesel fuel rebates available, up to $0.25 per gallon.

There are no monthly or setup fees, and the card also unlocks savings on truck maintenance and tires. The trade-off? RTS’s fuel network is small (just 2,400 stations), so it’s best suited to drivers who can plan routes around participating stops.

RTS Fleet One’s key features

• Up to $0.25 per gallon in fuel rebates, significantly higher than Edenred ($0.04), Shell ($0.05) or FleetPro (fixed rate).
• Works at a network of around 2,400 stations, so fewer options than Comdata or Shell.
• RTS Pro app lets drivers view diesel prices, truck stop info, parking and credit data.
• Line of credit of up to $3,200 per truck, per week, helpful for managing cash flow.
• Includes discounts on tires, maintenance and fuel tax software, which is a major plus for smaller operations.

Pricing and rebates with the RTS Fleet One card

There are no monthly, annual, or setup fees with RTS Fleet One, making it the only card in our list with $0 baseline cost. By contrast, Shell and ExxonMobil charge $2 per month, and Comdata $8 per month.

You’ll also avoid surcharge fees at participating stations, although a $0.50 transaction fee may apply.

Rebates can reach:

• Up to $0.25 per gallon, depending on location and fuel volume
• Additional savings at Pilot Flying J and Boss Shop locations

All this makes RTS the most cost-effective card per gallon, but only if you stick to its network.

What truckers should know about the RTS Fleet One card

• It has a small station network (of around 2,400) compared with Shell’s 185,000 or Comdata’s broader access.
• No pay-at-pump option, and stations aren’t shown along your route, so you’ll need to manually search in the RTS Pro app.
• Doesn’t include MPG or emissions tracking, unlike Edenred or Shell.
• No PIN or fraud alerts publicly listed, as security features aren’t transparent.
• Useful factoring account integration helps you store invoices and manage cash flow digitally.

RTS works best when routes can be planned around partner stops, but its less useful for fleets with unpredictable fueling patterns.

Is the RTS Fleet One right for your fleet?

Choose RTS if:

• You’re a small fleet or independent trucker focused on saving per gallon
• You’re willing to plan your routes around a smaller network
• You want no monthly fees, factoring tools and strong credit lines
• You value extra discounts on tires, tax software and preventative maintenance

Consider other options if:

• You need wider fueling flexibility (try Shell or Edenred)
• You want MPG tracking, fuel comparisons along routes or stronger security (see Comdata or Edenred)
• You prefer pay-at-pump convenience or a rewards program (FleetPro is better suited)

7. AtoB Unlimited: Best Prepaid Fuel Card for Trucking Fleets With No Credit Score Impact

Trucking fleets looking for a pain-free application should be interested in the AtoB Unlimited card. As a prepaid fuel card, it has a minimally invasive process that doesn’t involve a credit check on your business finances.

Applicants are only required to provide their Employer Identification Number (EIN), a valid driver’s license and proof of business revenue from the past three months. That’s an option for quick approval without impacting your official credit score.

AtoB Unlimited’s key features

• Prepaid, no credit check approval using EIN + recent revenue. No personal guarantee.
• Truck-stop diesel rebates averaging around $0.42-$0.45 per gallon. Up to $2 per gallon at select locations.
• Nationwide acceptance anywhere Visa is accepted. The discount network spans major truck stops, numbering over 30,000 across the US.
• Fuel Map and driver app to compare prices, navigate to the cheapest stations and manage cards.
• Fraud controls and telematics: SMS/app card unlock, geofenced/ELD-verified transactions, spend limits and merchant whitelists/blacklists.

Pricing and rebates with AtoB Unlimited

There is a $35 one-time account setup fee with AtoB and, thereafter, you’ll pay $3 per active card, per month. That’s more expensive than the no-fee RTS Fleet One card, but still fairly affordable compared with Comdata’s $8 per month price tag.

You can add AtoB Premium to your account, which provides you with telematics and ELD integration and extra controls, too. There’s a free trial via the AtoB Unlimited card, then it is typically an extra $3 per card, per month (though confirm with a sales rep as this may change depending on the volume of cards you are purchasing).

In terms of rebates, your AtoB Unlimited card allows for:

• Diesel savings of around $0.42 to $0.45 per gallon on average (and up to $2 per gallon at select partner stops).
• Unleaded fuel savings of around $0.05 per gallon.

Actual rebates vary by location and volume, of course, but AtoB has an app to find partner stations near you. Handily, there are no out-of-network or per-transaction fees advertised, so you can use the card anywhere (you just might not get a rebate).

What truckers should know about AtoB Unlimited

• Best value is on truck diesel at partner truck stops; unleaded savings are modest (around $0.05¢ per gallon).
• Acceptance is wide (since it is supported by Visa), and AtoB advertises no out-of-network or per-transaction fees, but the biggest discounts are at listed partners, so plan routes to those stops.
• Premium/telematics features (ELD linking, geofenced approvals) can materially reduce fraud but add a small monthly fee.
• Card-unlock step (SMS/app) is a security win that can add a few seconds at the pump, but most fleets will find the fraud reduction worth it.

Is AtoB Unlimited right for your fleet?

Choose AtoB Unlimited if:

• You’re an owner-operator or small/mid trucking fleet that wants prepaid control with no credit check
• Your routes can hit TA, Petro or other partner stops to maximize per-gallon savings
• You value driver-app tools (FuelMap) and telematics-backed fraud protection

Consider other options if:

• You fuel primarily outside major truck-stop brands (you’ll still be accepted, but top rebates concentrate at partners)
• You need a pure credit line instead of prepaid (look at credit-based OTR cards such as Edenred or Comdata)

8. TCS Fuel Card: Best $0-Fee, No-Credit-Check Pick for Trucking Fleets

For instant, at-the-pump diesel discounts with no monthly or activation fees and no credit check, TCS is another lean, prepaid option, built for owner-operators and small fleets.

You’ll pay $0 in-network transaction fees, unlike the AtoB Unlimited card, and you can plan stops with the Fuel Finder and see average savings that have recently tracked around $0.53 per gallon at participating truck stops. Total acceptance is broad (12,000+ locations), with deepest cents-off at 2,000+ in-network sites.

TCS Fuel Card’s key features

• Prepaid, no credit check approval (accounts are cash-secured).
• $0 in-network transaction fees, with no activation, membership, monthly or annual fees.
• Fuel Finder (app/web) shows discount prices and in-network stops along your route.
• Average savings recently reported at $0.53 per gallon (Q3 2025). Discounts apply instantly at the pump and post to your portal/app.
• TA Truck Service pricing on maintenance and tires and $0.50 per gallon off DEF at participating 7FLEET locations

Pricing and rebates with the TCS Fuel Card

The TCS Fuel Card is a zero-fee fuel card. That means no activation fees, no membership fees and no monthly/annual fees either. The only potential fees to consider are out-of-network transaction fees, which vary by site according to TCS (there’s no indication of how much these could go up to either, so it’s worth asking your sales agent at the time of sign-up).

As for rebate savings, TCS is currently citing $0.53 per gallon averages for diesel within the network of 2,000+ truck stops (actual discounts vary by station, and by day). That’s not a particularly large network compared with the prepaid AtoB card’s 30,000 network detailed above. However, there is a broader 12,000+ network of acceptance locations across the US and Canada.

You can fund the prepaid card with Zelle (blynk), AH credit, wire, Western Union and other approved third-party checks (Comchek/EFS/T-chek).

What truckers should know about the TCS Fuel Card

• Plan around in-network to keep fees at $0 and maximize cents-off. The Fuel Finder is essential for routing to these stations.
• Discounted price won’t print on the receipt, so verify your net price in the TCS Mobile App or MyTCSFuel after fueling.
• Prepaid only: no credit line/float, so you’ll need to manage top-ups to match your lanes and schedules.

Is the TCS Fuel Card right for your fleet?

Choose the TCS Fuel Card if:

• You’re an owner-operator or small fleet that can stick to partner truck stops to capture the best per-gallon savings
• You want $0 baseline fees, instant pump discounts and simple no-credit-check approval

Consider other options if:

• Your routes are retail-heavy or unpredictable and you’ll frequently fuel out-of-network (fees vary)
• You specifically need a revolving credit line/float rather than prepaid funding

What Are the Advantages and Disadvantages of Truckers Using a Fuel Card?

As a trucking fleet driver looking to drive extra savings at the gas pump, you may be considering what advantages and disadvantages fuel cards have over other methods, like credit cards or cash. Let’s take a look.

Advantages of Truckers Using a Fuel Card

• Diesel discounts
  • Fuel cards usually offer significant discounts on diesel purchases, between $0.03-$0.25 per gallon, on average, which racks up significant savings over time. Credit cards rarely offer fuel-specific discounts.
  • Since trucks consume significantly more fuel than regular vehicles, fuel cards often offer volume-based discounts or rebates, which can lead to substantial savings for trucking fleets that often cover long distances. Regular fleets, by comparison, don’t see as much of a benefit since fuel consumption tends to be lower.

• Simplified transactions and accounting for truck fleet managers
  • Fuel card transactions are often simpler – just swipe and go. That’s a major time-saver for truckers who are often on strict delivery deadlines. Also, some fuel card providers offer accounting features and end-of-month invoicing, which takes the sting out of time-consuming bookkeeping.
• Better spend management for long-haul trucking
  • With fuel cards, fleet managers can set detailed spending limits and restrictions on where, when and how much fuel truckers buy. This prevents fraudulent transactions and overspending, essential for long-haul trucking which could rack up big purchases on typically extended trips.
• Driver convenience and safety for truckers
  • Truckers benefit from not needing to carry large amounts of cash on the road, nor purchase gas on their own accounts and claim the money back. This simplifies accounting and it’s safer for your truck drivers when they’re on the road. Especially when traveling through remote or high-risk areas.
• Extra rewards tailored for truckers
  • Some fuel cards offer rewards specifically for truck drivers, such as discounts on truck maintenance services, tires, and free parking at truck stops. This allows truck drivers to save on these essential services during long trips. You’ll also get bonuses relevant to all fleets, such as cash back. Rewards are also common with credit cards but perhaps not fleet-specific.
  • You may be able to use third-party discount schemes to score extra savings. For instance, signing up with GasBuddy allows you to find the cheapest gas prices in your area. Meanwhile, Upside allows you to earn cashback on your debit, credit or fleet card purchases at a variety of locations.

Disadvantages of Truckers Using a Fuel Card

There aren’t many downsides to using a fuel card over a regular credit card, but some might pop up depending on what fuel card you choose.

• Limited network coverage for trucking routes
  • Not all cards are universally accepted. Your truck drivers may not be able to fill up at the closest station, instead having to drive further than necessary. And that’s especially a problem if a driver is in a remote area. Luckily, some fuel cards have close to universal acceptance rates. For example, the ExxonMobil FleetPro card can be used at any station that accepts Mastercard, which covers most of the US.

• Monthly bills and fees for trucking fleets
  • Most fuel cards aren’t free to use, unlike cash. You’ll typically have to pay monthly or yearly use fees, transactions and, in some cases, service fees or top-up fees, if a driver’s card runs out. For trucking fleets with multiple drivers, these costs can add up over time. It’s important to balance these costs against the savings and benefits provided by the card to ensure it’s cost-effective for the fleet.

Interested in more solutions for truckers? See our picks for the best truck driver dash cams.

How To Choose the Best Fuel Card for Trucking Fleets and Truckers?

Here’s how to choose the best fuel card for truck-driving fleets:

• Costs: on average, fuel card costs $2-$10 per month, per card, or they are free. Cheaper options will suit small trucking fleets best, while more expensive options might suit large truck-centered fleets, since they tend to come with better discounts and rewards.
• Discounts and rewards: The main advantage of using a fuel card is for discounts at the pump. Typically, the more fuel you consume per month, the greater the discount will be. But if you don’t consume a lot of fuel, don’t worry, some fuel cards offer extra rewards such as discounts for servicing and maintenance, or cashback. You should select the fuel card whose rewards will most benefit your fleet.
• Spending management features: Another key advantage of fleet cards is that they allow you to track your truckers’ spending. If you have a medium to large fleet, you might benefit from advanced features like fraud detection. If your drivers conduct long-haul trips, choosing a fuel card that can also be used at hotels or for purchasing food at gas stations could help you manage spending.
• Network coverage: Not to be overlooked, network coverage is extremely important when choosing a fuel card. If your fleet operates nationwide, you’ll need a fuel card with at least 95% coverage. If you’re local, you’ll do just fine with a card that has reduced coverage, as long as the gas stations it can be used at are plentiful where your fleet operates.

Our Methodology: How Did We Find the Best Fuel Cards for Trucking Fleets and Truckers?