Written by Julia Watts Reviewed by Maïté Bouhali Updated on June 29, 2023 On this page Wex's Fleet Card: Fees and Discounts The Pros and Cons of Wex WEX's Cards Explained WEX Fleet Card WEX FlexCard WEX Large Fleet Card WEX Fleet Cross Roads Card Are Any Right for my Business? How Do WEX's Fleet Cards Compare to Its Competitors? What do WEX's Customers Say? Our Methodology: How Did We Do Our Research? Expert Verdict Expand Our site is reader-supported – by clicking our links, we can match you with a potential supplier, and we may earn a small commission for this referral. WEX is a fleet card provider, offering four branded cards. Its customer service team is US-based and WEX has tons of US site coverage, making it a great choice for US-based businesses. We know how important it is for customers to find a fleet card provider that is affordable, provides fuel savings, and has a wide station coverage. That's why we've done a deep dive into WEX's fees, coverage, and pros and cons.With 10 years of experience in the world of fleet cards, we’re well-equipped to put WEX under the microscope and examine why it shines, and what it lacks. Read on for our expert advice on WEX’s different fleet cards, and whether or not they’re right for you. Quick facts:WEX FlexCard is best overall for small businesses because it offers clients to carry a monthly balance, easing cash flow issues and encouraging your business to thrive.Wex Large Fleet Card is best for large fleets since it offers unrivalled analytics capabilities and robust purchasing controls so that you don't lose an overview with multiple card-users.Wex Fleet Card is best for grey fleets due to its handy discounts on hotel stays and vehicle maintenance that'll be a huge bonus for those who use their own vehicles for work purposes.WEX Fleet Cross Roads Card is best suited to trucking fleets due to its wide acceptance at truck stops such as Pilot Flying J, Love’s, and TA, as well as independent locations. WEX Fleet Cards: Fees and Discounts Swipe right to see more 0 out of 0 backward forward WEX Fleet Card WEX FlexCard WEX Fleet Cross Roads Card WEX Large Fleet Card Card Type Credit Card Type Credit Card Type Credit Card Type Credit Card Fees $2 per card per monthOther fees apply Card Fees None Card Fees $2 per card per month Card Fees $2 per card per month Minimum Spend None Minimum Spend None Minimum Spend None Minimum Spend None Perks Discounts on vehicle accessories and hotel stays for drivers Perks None Perks None Perks None Find the fleet card that best suits your business Compare cards ▶ Read more: The Best Fuel Cards with Discounts Generally, WEX's fleet cards will set you back $2 per card, per month, which is equal to competitors, ExxonMobil and Shell, while cheaper than Comdata. If you opt for a WEX FlexCard, you’ll pay zero setup, annual, or card fees, which is a pretty good offer.To compare fleet card pricing, use our free quote comparison tool. Just give us a few details about your business and we'll do the rest. You'll then receive obligation-free quotes from trusted suppliers. The Pros and Cons of WEXPro: Wide Network CoverageIf you have a large fleet, you'll likely need as much station coverage as possible to ensure your drivers aren't left without fuel. As WEX's fuel cards are accepted at 95% of US gas stations, a WEX fuel card will ensure your vehicles are always fuelled up.This is complemented by its WEX Connect app which allows drivers to quickly and easily locate their closest station within range when on the go, saving time lost to scouring maps.Pro: ConvenienceWEX's SmartHub app allows fleet operators to track spending, manage cards, make payments, check available credit and more. All you need to efficiently stay on top of your finances when on the go.Another area of convenience is WEX's US-based customer service whose phone lines are open 24/7 to support you when things don't go to plan.Pro: Driver AssistanceIn general, fleet cards make life easier for your drivers by having a dedicated card for all work-related expenses. In terms of WEX specifically, in partnership with National Automobile Club (NAC), card-holders can pay for a number of roadside services with their WEX fleet card including towing, winching, tire change, fluid delivery and jump start. This reduces downtime and allows drivers to work more autonomously when out on jobs.Pro: Expense ManagementWEX ClearView is a reporting system which allows fleet operators to review spending, budget future costs and spot cost-saving activities and anomalies. While this includes fuel spending, you'll also be able to track costs related to vehicle maintenance, meaning your end-of-month reporting is a simpler process.Pro: SecurityWEX's security measures are on par with Edenred Essentials being the most sophisticated on the US market. There are limitations at the point of purchase in the form of two-factor authentication, as well as each card being assigned to a driver. You'll also be able to exercise remote control over your fuel expenses in the form of spending limits, and restrictions on the type of fuel bought.With its SecureFuel technology, all unusual activity is addressed and you'll have the power to remotely block cards in this instance. To top it off, WEX also offers fraud protection, meaning you'll be reimbursed in the case of fraudulent activity. Edenred is the only other provider that offers these features, so it's rather rare.Con: You'll have to pick just one card!While WEX has a great range of cards on offer, customers must choose between features that are unique to each card. For example, if you want to have a card that carries a balance, you may opt for the FlexCard but that means you won't be able to benefit from such generous discounts as offered by the Fleet Card. And vice versa, if you want great discounts, you may have to give up your monthly balance. It would be ideal if WEX offered one card that offered all these great benefits, as demonstrated by Edenred Essentials. WEX's Cards ExplainedLet’s take a look at how WEX’s fleet cards are similar. All four of the fleet card programs we compare below include:Acceptance at 95% of the US’ fuel stations (that’s over 160,000 retailers) and 45,000 service centers across the country24/7 access to WEX’s US-based customer support team, which says it answers 75% of calls within 20 secondsUse of WEX ClearView, an analytics platform that reports on the specifics of your fleet’s transactions and spending behaviorThe option to sign up to WEX Telematics, WEX’s fleet management softwareUse of WEX’s apps:DriverDash – drivers can use this to make mobile payments at the pumpFleetSmartHub – used to track spending, manage your fleet cards, make payments, check your credit, and moreWEX Connect – drivers can use to find nearby fuel stations and service centers; filtering them by price, fuel type, open hours, and other criteriaBut how, exactly, do the WEX-branded fleet cards differ, and which should you choose? Let’s compare them: Swipe right to see more 0 out of 0 backward forward WEX Fleet Card WEX FlexCard WEX Fleet Cross Roads Card WEX Large Fleet Card Best For Grey fleets Best For Smaller businesses Best For Trucking fleets Best For Larger car or van fleets Card Fees $2 per card per monthOther fees apply Card Fees None Card Fees $2 per card per month Card Fees $2 per card per month Rebates This is a reward per gallon of fuel purchased (in the form of cashback or credit) Rebates based on gallons purchasedAccess to the WEX EDGE Savings Network Rebates This is a reward per gallon of fuel purchased (in the form of cashback or credit) Rebates of 3¢ per gallon (limited to first year or 6,000 gallons) Rebates This is a reward per gallon of fuel purchased (in the form of cashback or credit) Rebate on gas based on gallons purchasedAccess to the WEX EDGE Savings Network Rebates This is a reward per gallon of fuel purchased (in the form of cashback or credit) Rebate on gas based on gallons purchased Find the card that best suits your fleet Compare now Now let's break it down, card by card. WEX Fleet Card Pricing $2 per card, per month Get free quotes Quick overview An ideal choice for grey fleet drivers, the WEX Fleet Card grants access to the WEX EDGE Savings Network, which means you’ll get the following exclusive discounts:Fuel rebates at participating stationsDiscounts on tires and 6% off additional parts and services at over 2,200 Bridgestone Retail Operations locationsNegotiated discount rates at over 18,000 hotels across the USDiscounts on Sprint Business wireless solutions and accessoriesDeals on data analytics and reporting, GPS tracking, and other tools Read more + Read less - Details See more See less Card Type Credit Fee Structure Rebates on fuel based on gallons purchased Accepted Fuel Type Gas, diesel and electric vehicle charging Minimum Spend None Network Coverage 95% of US gas stations. 107,000 gas stations and 66,000 charging points Truckstop Coverage Yes Non-fuel Products Engine lubricants, vehicle maintenance and cleaning fees. Additional Perks Access to the WEX EDGE Savings Network. WEX FlexCard Pricing No card fees Get free quotes Quick overview As you might expect from the name, flexibility is the FlexCard’s key selling point. If cash flow is tight, this program enables you to carry a monthly balance on your cards.You’ll also earn back 3 cents of credit for every gallon of fuel bought with the FlexCard, with the total applied in arrears to your account each month. However, if your top priority is to get a generous discount offer, we'd recommend looking at WEX Fleet Card, which grants access to the larger WEX EDGE Savings Network.The FlexCard is the only option from WEX that does not charge any setup, annual, or card fees, making it a strong contender if you’re looking for a simple solution that’ll help you to save money. Read more + Read less - Details See more See less Card Type Credit Fee Structure Rebates of 3¢ per gallon Accepted Fuel Type Gas, diesel and electric vehicle charging Minimum Spend None Network Coverage 95% of US gas stations. 107,000 gas stations and 66,000 charging points Truckstop Coverage Yes Non-fuel Products Engine lubricants, vehicle maintenance and cleaning fees Additional Perks Cardholders may carry a monthly balance WEX Large Fleet Card Pricing $2 per card, per month Get free quotes Quick overview The WEX Large Fleet Card brings with it almost all the benefits of the Fleet Card (discussed above), but it's simply aimed at larger businesses with bigger fuelling needs. Importantly, it does not grant you access to the WEX EDGE Savings Network, which is designed to help small businesses save crucial cash.WEX states that its Large Fleet Card has enhanced security features and advanced analytics features, however, it's not clear exactly what is offered that is not offered by its other cards.All cards can use WEX ClearView, the integrated analytics program, which offers some helpful insights into your fleet’s fueling on one intuitive interface. All businesses can benefit from using analytics but especially larger fleets because they can save a lot of money by simply reviewing fueling habits. With more fuel consumption also comes a greater risk for misuse, so security and analytics should really be something larger fleets are considering. Read more + Read less - Details See more See less Card Type Credit Fee Structure Rebates on fuel based on gallons purchased Accepted Fuel Type Gas, diesel and electric vehicle charging Minimum Spend None Network Coverage 95% of US gas stations. 107,000 gas stations and 66,000 charging points Truckstop Coverage Yes Non-fuel Products Engine lubricants, vehicle maintenance and cleaning fees. Additional Perks None WEX Fleet Cross Roads Card Pricing $2 per card, per month Get free quotes Quick overview The Fleet Cross Roads Card has access to WEX's vast network as well as unparalleled truckstop coverage, including Pilot Flying J, Love’s, and TA, plus many other independent truck stops. So if your fleet frequents truck stops, this may be the card for you.You'll also get all the benefits of the Fleet Card and Large Fleet Card such as including advanced spending controls and analytics, plus access to the WEX EDGE Savings Network. You’ll get the following exclusive discounts:Discounts on tires and 6% off additional parts and services at over 2,200 Bridgestone Retail Operations locationsNegotiated discount rates at over 18,000 hotels across the USDiscounts on Sprint Business wireless solutions and accessoriesDeals on data analytics and reporting, GPS tracking, and other tools. Read more + Read less - Details See more See less Card Type Credit Fee Structure Rebates on fuel based on gallons purchased Accepted Fuel Type Gas, diesel and electric vehicle charging Minimum Spend None Network Coverage 95% of US gas stations. 107,000 gas stations and 66,000 charging points Truckstop Coverage Pilot Flying J, Love’s, TA and more Non-fuel Products Engine lubricants, vehicle maintenance and cleaning fees. Additional Perks Access to the WEX EDGE Savings Network. Did You Know? WEX fleet cards are accepted at 95% of all retail fuel locations, plus 45,000 maintenance locations. Concerned about security?All of the above WEX fuel cards authorize and track usage patterns using driver IDs, job numbers, and vehicle odometer readings. With its SecureFuel technologyThey also offer activation and suspension tools to combat theft and fraud, and allow managers to set product and dollar limits on purchases – so, if a fraudulent payment is made, it can’t exceed what you can afford.In April 2023, WEX introduced the ‘Dynamic Prompt' feature which requires two-factor authentication to complete purchases, reducing the risk of fraudulent activity. ▶ Read more: The 9 Best Gas Credit Cards in 2023 Are Any of WEX’s Fleet Cards Right for My Business?“I want consistent gas station coverage”One of the first things to note about WEX’s fleet cards is that they offer excellent coverage as they can be used to buy fuel at 95% of US fuel stations (and WEX says that includes every major station). Here are some of the biggest names on WEX’s widespread partner network:7-Eleven76®ChevronCITGOConoco®ExxonMobilMarathonMaverikQuikTripShellStripesWawaThis means that, no matter where you’re based, your drivers should always be within a reasonable driving distance to a partner gas station.The fact that WEX offers this coverage on its card programs aimed at small fleets is a real boon for SMBs. Many of the popular fleet card programs in the US are provided by gas station chains, which tend to limit cards aimed at small businesses to their own branded stations. But WEX is a payment services provider, not gas – and would have no vested interest in limiting users to just one of the many gas station brands it has partnered with.“I run a small fleet”If you’re sold on getting a WEX-branded fuel card, you have the Fleet Card and FlexCard to choose from.Affording you advanced control and analytics, as well as a variety of discounts on the EDGE Savings Network, the Fleet Card is our favorite. For grey fleet drivers using their own cars, this card is hugely beneficial thanks to its extra discounts on hotel stays and vehicle maintenance. If some (or all) of your vehicles are trucks, and your drivers tend to make use of truck stops, you may as well upgrade to the Fleet Cross Roads Card, which comes with the same benefits but can also be used at a variety of truck stops.However, if you’re eager to save money, the simpler FlexCard is also a solid option. There are zero annual fees, no setup charge, or card fees to pay. Another plus is the ability to carry a balance to ease your cash flow. It is worth noting that rebates larger than 3 cents can be found with other providers, so if rebates are the key USP for you, you shouldn’t end your search here.Did you know that you can use our free comparison tool to find a fleet card provider that's been matched to your business? Give us a few brief details and we'll do the rest. You'll then be contacted by trusted suppliers with an obligation-free quote.“I run a large fleet”WEX’s Large Fleet Card is a good choice if control and insight is your thing, with advanced spending analytics that can help you action changes to your drivers’ spending habits and, as a result, save some money.The only downside here is that, as far as we can tell, this card program doesn’t grant you any extra discounts. While such savings may not be your number one priority anyway, they can be a nice bonus – there are other large business cards out there that do sweeten the pot with such rewards. “I run a fleet of trucks”Depending on your fleet’s size, you could benefit from any of the WEX-branded fleet cards. If your drivers tend to use truck stops, it’s worth investigating the Fleet Cross Roads Card specifically. This card boasts all the benefits of the WEX Fleet Card, but can also be used to make purchases at a variety of truck stops across the country – from independent spots to chains like TA, Love’s, and Pilot Flying J. How Do WEX's Fleet Cards Compare to Its Competitors? Swipe right to see more 0 out of 0 backward forward WEX Fleet Card Edenred Essentials Shell Fleet Navigator Comdata Card Card Fees $2 per card per monthOther fees apply Card Fees $3 per card, per month$50 fee for late paymentOther fees apply Card Fees $2 per card, per month$1.25 transaction fee at truck stops Card Fees $8 per monthOne-time $50 set up fee Rebates This is a reward per gallon of fuel purchased (in the form of cashback or credit) Rebates based on gallons purchasedAccess to the WEX EDGE Savings Network Rebates This is a reward per gallon of fuel purchased (in the form of cashback or credit) 1¢ /gallon (up to 3,999 gallons/month)2¢ /gallon (10,000-14,999 gallons/month)3¢ /gallon (20,000-24,999 gallons/month)(Up to 4¢ per gallon) Rebates This is a reward per gallon of fuel purchased (in the form of cashback or credit) Rebates of 3¢ per gallon on average Rebates This is a reward per gallon of fuel purchased (in the form of cashback or credit) Average rebate on gas between $0.08 – $0.25 per gallon Network Coverage Accepted at 107,000 stations, covering 95% of the country Network Coverage Accepted anywhere that accepts Visa Network Coverage 95% of US stations, approx. 107,000 Network Coverage 15,000+ Perks Discounts on vehicle accessories and hotel stays for drivers Perks Costco Membership Perks 20% off at Jiffy Lube Perks Discounts on tires and hotels Find the card that best suits your fleet Compare prices PriceAt $2 per card, per month, WEX's Fleet Card is on par with Shell's Fleet Navigator. Since WEX doesn't charge the transaction fee that Shell does, we may consider it actually cheaper. It's cheaper than both the Comdata card ($8 per month) and Edenred Essentials ($3 per month)Except for the 3¢ per gallon rebates listed for the FlexCard, WEX doesn't give a clear figure when it comes to its potential savings. Rather it states that rebates will be earned based on the volume of gas purchased so this is a little vague. Its Fleet Card and Cross Roads Card give access to the WEX EDGE Savings Network, which can help you score exclusive non-fuel related discounts which may make for an overall larger combined saving.On the other hand, Comdata claims to give huge savings of up to 25¢ which is more than WEX advertises, however since Comdata's network is smaller, it may work out that your card is racking up fewer gallons due to a narrower range of acceptance. Leading nicely into our second point…Station coverageWEX's cards cover 95% of the gas stations in the US, which is a pretty hefty amount. Shell‘s Fleet Navigator card is actually issued by WEX so has the same network, while Edenred is similarly vast since it is partnered with Visa. So across the board, the competition is pretty strong when it comes to network coverage. Comdata has a comparatively smaller network of 15,000+.SimplicityAs these are credit cards, they come with lengthy (and important) terms and conditions, as well as a credit check. That can be a lot to get your head around if you only wanted a straightforward way to save a few pennies at the pump.If you're thinking “this is overkill for my business,” you should look into prepaid fuel cards for a simpler way to control your expenses. What Do WEX’s Customers Say?There aren’t a great many user reviews online that specifically cover WEX’s fleet card service. However, from what we have read and heard, we know that users like WEX’s customer service and flexibility.We have, however, come across a handful of mixed reviews regarding the WEX Connect app. While some drivers love it, others report that it sometimes displays inaccurate pricing, tends to sort results by price instead of location, and can have inconsistent refresh rates for both maps and prices.We’ve also seen some complaints from businesses that have been charged late fees that were heftier than expected – but we’re reassured to see that in each of these cases WEX has responded with a clear explanation. The best way to avoid surprises like these is to read the business account agreement you’ll be issued if you sign up for a WEX fleet card program. Make sure you understand the obligations on both sides, and ask about anything that seems unclear. Customer Review I like that I can quickly locate where several different gas stations that take this card. It's easy to set up and receive cards for new employees. Also, the app shows all transactions broken down per cardholder.However, I dislike that the penalties, if paid even one day late, are incredibly high. No solutions are being done to solve this. Lower penalties would be for a grace period of maybe seven days. Verified G2 User, Telecommunications - April 18 2023 Our Methodology: How Did We Do Our Research?We carried out extensive research into four of WEX's fleet cards and measured them against a rigorous criteria by which we also analysed 30+ cards across the US and UK markets.We considered questions such as:What kind of fleet are these cards best suited to?How convenient are they to use?How many stations accept this card?How helpful is it for managing fuel expenses?What do they do to ensure your company's funds are secure?What extra perks are on offer?We've also broken down each card by fee structure, fuel type, network coverage and more to offer you the easiest choice. Expert Verdict The biggest attraction to WEX as a fleet card provider is its massive coverage of the US, covering 95% of the country with approx. 107,000 gas stations and roughly 66,000 charging stations. This means your drivers will save time on the road as they'll be able to find a station quickly and easily.For smaller fleets, we recommend either the Fleet Card or the FlexCard. The former allows you access to the WEX EDGE Savings Network, while the latter allows you to carry a monthly balance and earn rebates of 3¢ per gallon.If your fleet is larger, you may consider the Large Fleet Card which has all the benefits of the Fleet Card but with sophisticated analytics features for larger operations. For trucking fleets, the Fleet Cross Roads Card is your best bet since it has great truckstop coverage and also grants access to the fruitful WEX EDGE Savings Network, where you can score extra discounts on non-fuel related purchases.Across the board, WEX offers a strong fleet card product with excellent security measures and insightful analytics features to help you safeguard and improve your fleet expense management.Our main criticism is that WEX has multiple cards for similar audiences and not just one card that ‘does it all'. Comparatively, Edenred Essentials is a great all-rounder, with a similarly large network and all its features included on one card.It’s important to compare all of your suitable options before settling on one. Luckily, that’s our specialty. Simply tell us a little about your fleet and its fueling needs, and we’ll match you up with the best fleet card suppliers. They’ll then be in touch directly with obligation-free quotes that are tailored to you. It’s super fast and super easy. Written by: Julia Watts Software Expert Specialising in business software, Julia writes jargon-busting guides about VoIP, fleet management, dash cams, fuel cards, and more. Having spent almost a decade writing for entrepreneurs and reviewing business solutions, she loves helping exciting ventures – big or small – to flourish. Reviewed by: Maïté Bouhali Business Software Editor Maite began her career with Expert Market nearly four years ago as a writer. She quickly developed a passion for the challenges faced by small businesses and now endeavours to help them make informed decisions for their future. In her current position as Business Software Editor, Maite works closely with writers to ensure that each article is informative, well-researched, engaging, and actionable for readers. With extensive knowledge of CRM, vehicle tracking devices, and fuel cards, she is meticulous in her review of each article and provides detailed feedback before publication. Whether you're seeking to stay informed on the latest trends in business software or need guidance in selecting the most appropriate software for your organisation's needs, Maite is here to help. With her sharp eye for detail and commitment to quality, she is dedicated to supporting businesses in achieving their goals.