Marathon Petroleum is a chain of gas stations spun off from the original refinery business. It is also the parent company for other regional brands.
Marathon offers a Visa card and a consumer credit card, but its business offerings -- the Marathon Fleet Card and the Marathon Universal Card -- are particular appealing for fleet managers and drivers alike. While both cards are targeted at fleet customers, both have benefits that extend both to individual truckers, and to small businesses that wouldn't necessarily consider themselves fleet operators.
Marathon Credit Card Benefits
- Get 7¢/gallon rebate on Marathon purchases
- Acceptance at over 5,500 sites in the United States
- Access to the Marathon online portal to manage your account
The Marathon Fleet Card Program
|The Marathon Fleet Card Program Review|
|Reviewed by Expert Market:||01/08/2019|
The Marathon Fleet Card Program and the Marathon Universal Card share a number of features. Both provide full expense reporting and exception-based reporting. Both cards entitle their bearers to rebates of up to 7 cents per gallon at each of Marathon's 5,500 stations. They require odometer readings and driver ID, which eliminates fraudulent use and adds a layer of security. And in addition to being backed by 24/7 customer service that's based in the United States, both provide full-time, real-time access to an online portal that allows for bill payment, addition and removal of drivers and vehicles, and purchase controls.
The Marathon Universal Card
|The Marathon Universal Card Review|
|Reviewed by Expert Market:||10/08/2015|
There's just one difference with the Marathon Universal Card, but it's a big one. The Universal Card, issued by WEX, is accepted at any WEX Universal member station in the US and Canada.
Find a Marathon station
The problem is not a shortage of stations as Marathon owns not only their own stations (currently 5,500 of them), but also Speedway (as a wholly-owned subsidiary) and, via Speedway, the companies GasAmerica, WilcoHess, and Hess (acquired 2015). Marathon and its subsidiaries operate from Florida up to New England, and as far west as Minnesota, Mississippi and Louisiana. However, finding a station on the web is a challenge, and the challenge is only compounded if you're behind the wheel.
Here's why: there are free apps for Speedway, Marathon and Hess. There are separate websites for each, each one with separate store locators. While each honors the others' fuel cards, this can render the apps all but useless if you're taking a long trip from Ohio to, say, New Jersey. Your Marathon app will find Marathon locations in Ohio and Pennsylvania, but not the Hess or Speedway locations. Your Speedway app will find Speedway locations, but is blind to Hess or Marathon stations.
By the time you reach New Jersey -- where there are dozens of Hess stations -- your Speedway app, as of this writing, will only find the few of them that have been re-branded. Rather than installing three separate applications, your better bet would be to install one that covers any area in which you're likely to travel. The WEX Connect app performs quite capably in this regard, since it allows drivers to sort by brand as well as price and location.
Pros and Cons
Whether a Marathon credit card will help your business depends in large part on where that business's fleet operates. If your fleet primarily operates in the Midwest east of the Mississippi River, where Marathon locations are plentiful, a Marathon Fleet Card could be a viable solution. If your fleet's travels are more far-ranging, the Marathon Universal Card -- which greatly multiplies your options from coast to coast and in Canada in addition to your local Marathon stations -- is a much better option.
We can't fault Marathon's customer service, or their gasoline. Their Fleet Card isn't a bad option if you operate within range of their retail locations, especially given the savings and benefits offered. However, if you're often traveling farther afield, we strongly suggest the Marathon Universal Card, which leaves your Marathon benefits on the table without leaving you in the lurch if you're out of their service area.