Written by Julia Watts Reviewed by Maïté Bouhali Updated on January 5, 2023 On this page What are BP Fleet Cards’ Features and Benefits? How Much Do They Cost? Are They Right for My Business? Verdict What Other Fleet Cards Could I Consider? Our Methodology: How Did We Do Our Research? Expand BP is one of the biggest oil and gas companies in the world – but how do its fleet card programs stack up? BP Business Quick overview Hailing from across the pond, BP is a longstanding member of the prestigious “supermajor” club – that is, it’s one of the seven largest oil and gas companies in the world.Not only does this fuelling behemoth have a decent presence on the US’ highways and byways, it also provides two different fleet card options – known as its Business Solutions programs – to companies that manage fleets of vehicles.In a nutshell: BP’s fleet card programs can help you to end overspending – but small fleets won’t reap as many financial benefits as larger companies. Read more + Read less - Strengths Save up to 6¢ per gallon when your drivers fill up at BP stations See real-time reporting on card usage Cut out unnecessary spending with customizable purchase controls Immediately deactivate lost or stolen cards Benefit from US-based customer support Weaknesses $10 monthly fee for businesses that buy less than 5,000 gallons of fuel Fuel rebates only available at BP gas stations, and for businesses that buy 300+ gallons per month No BP stations in the West, with several gaps in the Midwest, South and Northeast What Are BP’s Fleet Cards’ Features and Benefits?BP Business Solutions Universal Fuel cardBP Business Solutions Fuel Plus cardCan be used at stations that accept MasterCard – that’s 175,000 locations across the USCan be used at BP stations – that’s around 7,500 locations in the US✓ Save on fuel costsOne of the great things about BP’s fleet cards is that, when your drivers use them to buy fuel at BP stations, you’ll earn monthly rebates on the cost.If your fleet runs on gasoline, you’ll save more as you buy more:Monthly gallons boughtRebate per gallon of gas300 – 2,9993.0¢3,000 – 4,9994¢5,000 – 9,9995¢10,000+7¢But you won’t benefit from this sliding scale if your vehicles are diesel-powered – as rebates on diesel costs are capped at 3.5¢:Monthly gallons boughtRebate per gallon of diesel300 – 10,000+3.5¢We know what you're thinking – So I’ll make money by spending money? What’s the catch? Well, here it is – you’ll only get these rebates when your drivers fill up at BP stations, even if they hold the Universal Fuel card.Plus, this benefit won’t be of much use to smaller fleets – sadly, only those that buy 300 gallons or more each month are eligible for rebates.✓ View real-time activity dataUsing BP’s online portal, you can keep an eye on the purchases your drivers are using their fleet cards to make – in real-time, 24/7. You’ll be able to look at account information whenever you want, and create reports by driver, vehicle, exception, MPG, and more.As well as drastically cutting down your admin time, BP’s reporting will also enable you to keep an eye on fuel usage and vehicle performance – empowering you to start cutting back on unnecessary costs.✓ Customize purchase controlsNot only can you use BP’s online portal to monitor your drivers’ card usage, you can also use it to set limits on spending. Here’s what you can do:Decide whether your cards can be used to buy fuel only, or to buy other gas station services and products, tooRestrict the amount that can be spent each day, week, or month, on a card-by-card basisSet alerts for purchases that are made outside of business hoursPlus, with BP’s fleet cards, security is as much a priority as flexibility. Odometer readings and driver IDs are required for each purchase, so you’ll know your cards aren’t being used by the wrong people. How Much Do BP Fleet Cards Cost?Depending on how much fuel your fleet uses each month, you might be subject to a service charge from BP in order to use its fleet cards:Businesses that buy up to 4,999 gallons of fuel per month$10 monthly feeBusinesses that buy 5,000+ gallons of fuel per monthNo fee$10 certainly isn’t going to break the bank – and BP’s spending controls and reporting functions are likely to help you cut down on fuel costs in a big way anyway.Aside from the account fee, you mat also be subject to a late fee. This is typically $75 or 5% of the new balance (whichever is higher). There is also an annual fee of $120.Other fees you could be subject to include a charge of $75 or 9.99% of the new balance (whichever is higher) if your account is high risk.An EFT setup will cost $50 and a returned payment fee can cost up to $50.If you want to learn more about the fleet card pricing options available to you, we can help. Simply tell us about your fleet using our quick form, and you’ll receive tailored quotes from trusted fleet card providers that can cater to your needs. ▶ Read more: The Best Fuel Cards with Discounts Are BP’s Fleet Cards Right for My Business?Could one of BP’s fleet cards be right for your business? Let’s find out:“I manage a small fleet”Either of BP’s cards could be a good fit for you. Both come with features that’ll help you save money and time – two precious small business resources – by cutting out unnecessary purchases and eliminating the need for time-sucking admin tasks like filing receipts and reimbursing your drivers.If your drivers are consistently within reach of BP stations, you might decide to look into the Fuel Plus card. If not, the Universal Fuel card is the better option from BP.Of course, it’s worth remembering that, if your business uses less than 300 gallons of fuel each month, you won’t earn any rebates on fuel costs. And, if you buy less than 5,000 gallons of fuel per month (which is likely), you’ll need to pay that $10 monthly fee. If saving as much cash as possible is important to you, you might want to cross BP off your list of potential providers.“I manage a medium to large-sized fleet”Unless there are BP stations in all the locations your fleet operates, it’s likely that BP’s Universal Fuel card will be the better option for your business – especially if your drivers travel coast to coast or border to border.Rather than limiting you to BP stations only, this card can be used at any station that accepts MasterCard – which amounts to 175,000 locations across the country. It’s worth remembering, though, that you won’t benefit from any fuel cost rebates when you use a station that isn’t BP.If your business buys 5,000 gallons (or more) of fuel each month, there’s even more of an incentive to join a BP fleet card program, as your monthly fee will be waived.“My fleet operates in a particular part of the US”While the Universal Fuel card has great coverage across the majority of the US, whether or not your drivers will be able to use the Fuel Plus card – which can only be used at BP stations – will depend on where your fleet is based.If your fleet operates in the West of the US, BP is a good option as it has a large station coverage. Delivery companies, taxi firms, and other fleets that operate within the boundaries of a city are a good match for BP.If you’re down South, it’s worth being aware that there are no BP stations in Texas or Oklahoma, while Louisiana boasts just one. Elsewhere in the South, though, you’ll find plenty of places to fill up on BP gas.In short, if you’re based in any of the places where BP stations are lacking, you should consider the Universal Fuel card – or different fleet card supplier. Compare prices from leading fleet card providers Get free quotes Verdict BP’s fleet cards come with some really handy features – including real-time monitoring, customizable spending controls, and fuel cost rebates – that could help you drastically slash the amount your fleet spends on fuel and services at gas stations.Of course, there are some downsides to BP’s programs, too. There’s the $10 monthly fee for those who buy less than 5,000 gallons of fuel a month, the fact that small businesses who don’t buy 300 monthly gallons aren’t eligible for rebates, and the scarcity of BP stations in large areas of the country.It may be that you feel the benefits offered by BP’s cards outweigh these drawbacks – and you could get around the coverage issue by opting for BP’s MasterCard-partnered Universal Fuel card instead of its Fuel Plus program.Whatever you decide, comparing all of the fleet card providers (and their prices) available to you before settling on one is a smart idea. We can help you with that. Simply tell us about your fleet by filling in our quick form, and you’ll receive tailored quotes from trusted fleet card suppliers that can provide what you need. The process is fast and free – why not give it a go? What Other Fleet Card Programs Could I Consider?To help you make the right decision for your business, we’ve reviewed a variety of US fleet card providers – why not check out some of our other reviews to investigate your options?Fleet card providerOur ratingOur reviewArco★★★★★Read reviewChevron and Texaco★★★★★Read reviewExxonMobil★★★★★Read reviewFuelman★★★★★Read reviewWEX★★★★★Read review Our Methodology: How Did We Do Our Research?Five researchers carried out in-depth research into US fleet cards according to a comparison framework designed by our research team leader. For each card we've asked these questions:How convenient is it to use?How helpful is it for managing fuel expenses?What can it do to ensure your company's funds are secure?What extra benefits do you receive from using it?We've also broken down each card by fee structure, fuel type, network coverage and more to offer you the easiest choice. Eligible for Fleet Fuel Card Quotes? Click your state below to find out AK AL AR AZ CA CO CT DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Written by: Julia Watts Software Expert Specialising in business software, Julia writes jargon-busting guides about VoIP, fleet management, dash cams, fuel cards, and more. Having spent almost a decade writing for entrepreneurs and reviewing business solutions, she loves helping exciting ventures – big or small – to flourish. Reviewed by: Maïté Bouhali Business Software Editor Maite began her career with Expert Market nearly four years ago as a writer. She quickly developed a passion for the challenges faced by small businesses and now endeavours to help them make informed decisions for their future. In her current position as Business Software Editor, Maite works closely with writers to ensure that each article is informative, well-researched, engaging, and actionable for readers. With extensive knowledge of CRM, vehicle tracking devices, and fuel cards, she is meticulous in her review of each article and provides detailed feedback before publication.Whether you’re seeking to stay informed on the latest trends in business software or need guidance in selecting the most appropriate software for your organisation’s needs, Maite is here to help. With her sharp eye for detail and commitment to quality, she is dedicated to supporting businesses in achieving their goals.