Written by Alice Martin Updated on June 2, 2023 On this page Top 4 fuel cards with discounts bp Business Solutions Mastercard® Shell Fleet Plus® AtoB Unlimited WEX FlexCard How did we compare the best fuel cards with discounts? Verdict Expand Make savings every time you fill up by investing in a fleet fuel card with added discounts. The fuel card offering the highest rebate per gallon is currently the bp Business Solutions Mastercard®.Especially with rising gas prices, it’s crucial that you are getting the highest discount fuel card on the market. What may give you the best savings may not be the same across the board. bp's Business Solutions Mastercard® offers savings of up to 7¢ per gallon, based on volume, so it rewards larger fleets with higher fuel consumption. The decision is often not as simple as who offers the highest rebate, as the monthly fees can sometimes add up. Additionally, cards such as the WEX FlexCard, AtoB Unlimited and Shell Fleet Plus® offer worthwhile discounts and valuable other factors such as wider coverage of gas stations. It's worth looking into the individual offering of each card to determine which suits your specific needs.In this article, we'll compare the top fleet fuel cards with discounts on the market in 2023.Short on time? Get a free quote with our comparison tool. Top 4 fuel cards with discounts Swipe right to see more 0 out of 0 backward forward Large fill-ups, large rebates bp Business Solutions Mastercard® No card fees Shell Fleet Plus® Great for growing businesses AtoB Unlimited Widely accepted in the US WEX FlexCard Best For Higher monthly fuel usage Best For No card fees Best For Smaller fleets Best For Huge filling station coverage Card Fees Up to $10 per month (free after 5,000 gallons of fuel)High-risk accounts and late payments subject to extra fees Card Fees No card fees, monthly, annual or set-up Card Fees $25 account set-up fee$3 per active card per month Card Fees No set-up, annual or card feesPayment processing, late fees and account management fees Savings and Discounts Up to 7¢ per gallon with volume-based rebates Savings and Discounts Up to 6¢ per gallon (10,000+ gallons per month) Savings and Discounts 3¢ per gallon for the first 3 months then, up to 25¢ off per gallon with the AtoB Driver App Savings and Discounts 3¢ per gallon and as well as other exclusive discounts Network Accepted at over 6,800 BP or Amoco locations in the U.S and any other station that accepts Mastercard Network Nearly 13,000 Shell stations and participating Jiffy Lube locations nationwide Network Anywhere that accepts Visa Network Covers all major U.S. filling stations and over 45,000 service locations Key Features 24/7 customer serviceDriver ID and odometer promptsTrack per gallon, cost per mile etc.Set card controls and use limitsImmediate deactivation Key Features 24/7 customer serviceRoadside assistance15% discount at participating Jiffy Lube locationsFleet SmartHub® app accessClearView™ data analytics Key Features Prepaid Visa cardFind best fuel prices with the appBuilds credit with ExperianEasy access, mostly instant approval time24/7 support Key Features Custom, detailed reportsEmployee spending limitsAccess premium GPS trackingPurchase alerts24/7 support Get a free quote Get a free quote Get a free quote Get a free quote bp Business Solutions Mastercard®Savings: up to 7¢ per gallon BP Business Solutions Mastercard® Savings Up to 7¢ per gallon with volume-based rebates Get a free quote Read our review Quick overview This card is an excellent choice for well-established, medium to large fleets with higher fuel consumption. If you fill up 10,000 gallons or more in a month, you can secure the maximum rebate of 7¢ per gallon. The less fuel you buy, the less rebate you earn. With gas prices in a volatile state, you want to make sure you get the maximum saving.Another reward for larger fill-ups is that you can avoid the $10 monthly card fee after you hit 5,000 gallons per month. Fleets with lower fuel consumption may be better off with the WEX Fleet Card or Shell Fleet Plus®, which don't charge monthly fees at all.Since bp is partnered with Amoco, you can fill up at over 6,800 stations throughout the US at no extra cost. You can also use your card at any other station that accepts Mastercard, however, purchases at locations other than bp and Amoco will be charged a transaction fee and are not eligible for rebate.Read our review on bp's other cards. Read more + Read less - Strengths Up to 7¢ per gallon savings Can be used anywhere that accepts Mastercard Track gallons, cost per mile etc. Weaknesses Extra fees for out-of-network transactions, late payment, high risk accounts No station locator Pricing See more See less Monthly feesHigh credit risk feesTransaction feesLate payment fees Up to $10 per month (free after 5,000 gallons of fuel) Up to 2% of the credit limit None at bp or Amoco, up to $2 at other stations 7.25% - 12.25% of new balance Shell Fleet Plus®Savings: up to 6¢ per gallon Shell Fleet Plus® Savings Up to 6¢ per gallon Get a free quote Read our review Quick overview The biggest plus with the Shell Fleet Plus® card is that there are no fees, and that goes for sign-up, monthly and annual. That means you can take advantage of the great saving opportunities offered at no extra cost to your business. With some other cards, you may end up spending as much in fees as you save in rebates if you don't use the card enough. With the Shell card, you will save money regardless of how much you fill up.If you fill up more than 10,000 gallons per month, you can earn a solid rebate of up to 6¢ per gallon. What’s more, is that there are no set-up or monthly card fees to access these savings. You'll also get 15% off at participating Jiffy Lube locations, which is sure to come in handy.Shell's Fleet Plus Card can only be used to buy fuel at Shell stations, but with 13,000 stations covering 47 of the lower 48 states (Montana is the exception), the coverage may well be good enough for your fleet. Need a little more coverage? The WEX Fleet Card covers 95% of all U.S. stations, so could be a more suitable alternative for cross-country drivers.With this card, you’ll also gain access to the Fleet SmartHub® app, which provides you with a clear overview of your transactions and available credit and also allows you to spot potential misuse and cancel stolen or lost cards.Read our in-depth review on Shell's fleet cards. Read more + Read less - Strengths Comes with an excellent station finder web app Data reports point out opportunities for you to save money Shell provides 24/7 customer service to fuel card users Weaknesses Coverage gaps in some parts of the Midwest and Southwest Rebates are only truly generous if you buy over 10,000 gallons per month Pricing See more See less Set-up feesMonthly feesAnnual fees None None None AtoB UnlimitedSavings: 3¢ per gallon, up to 25¢ off per gallon with AtoB Driver app AtoB Unlimited Get a free quote Quick overview AtoB offers a prepaid Visa fuel card that is an ideal match for smaller or newer businesses. It’s available to anyone, regardless of credit score and also helps build your score by exporting to Experian. There is a $25 set-up fee, then an ongoing $3 monthly fee.Since it’s a prepaid card, you can pre-load funds and there are no spending limits. Whatever you load onto the card, you can spend. Unlike other cards, such as bp’s Mastercard, you won’t incur any late repayment fees or credit limits as it is not a gas credit card.In terms of rebates, AtoB offers a relatively lower rebate of 3¢ per gallon for the first 3 months. AtoB offers theoretical savings of up to up to 25¢ off per gallon with its Driver App, through reporting and tracking, helping drivers find stations with the best gas prices and by offering competitive discounts on tires, maintenance, washes etc. Read more + Read less - Strengths Accepted anywhere that accepts Visa 24/7 customer support Telematics integration in-app Weaknesses Much lower rebates then bp and Shell Pre-paid structure can be limiting for larger fleets with multiple drivers Pricing See more See less Set-up feesMonthly fees $25 $3 per card WEX FlexCardSavings: 3¢ per gallon and other exclusive discounts WEX FlexCard Savings 3¢ per gallon and other exclusive discounts Get a free quote Read our review Quick overview Beyond just a fuel card, the WEX FlexCard should be thought of as a package that takes into account the bigger picture, granting you the ability to drive real savings.The biggest drawback with this card is that you can only get rebates for one year or up to 6,000 gallons, since its an introductory promotion. While the rebates are lower than both the bp and Shell cards, at around 3¢ per gallon (at participating stations), you will also get exclusive discounts on the following via the WEX EDGE Savings Network:Tires, auto parts and services at over 2,200 Bridgestone Retail Operations locations to help with overall costs.Stays at over 18,000 hotels across the U.SSprint Business wireless solutions and accessoriesDeals on data analytics and reporting, premium GPS tracking, and other tools (though WEX doesn’t make it clear what platforms or software this applies to)Possibly the most widely accepted card at major U.S. gas stations, the WEX FlexCard is also a reliable choice for cross-country fleets. The card is also accepted at more than 45,000 different service locations and can be used to pay for vehicle maintenance.Read our extended review of WEX's fleet fuel cards. Read more + Read less - Strengths Advanced spending controls Automated accounting and customized reports Carry a monthly balance for when cash flow is tight Weaknesses Lower rebates per gallon than bp and Shell Rebates only apply for one year or 6,000 gallons per account Pricing See more See less Set-up feesMonthly feesAnnual fees None None None How did we compare the best fuel cards with discounts?At Expert Market, we aim to provide you with the most accurate, up-to-date, and transparent information possible. To help you better understand the best fuel cards with discounts, we’ve conducted in-depth, extensive research into 13 fuel cards, whittling them down to just four for this article.For this article, we first looked at all the card essentials you need to know when making your choice, including fees, accepted fuel types, card provider, network coverage and perks.Then we considered the most important questions and did our best to answer each one.How convenient is this card to use?Can it make my fuel spending more secure?Can it help my business manage its fuel expenses better?Our independent researchers then used these points to clarify the pros and cons of each card to help you make an informed decision. Verdict bp Business Solutions Mastercard® offers the greatest savings with up to 7¢ per gallon with volume-based rebates. This is certainly the best choice for large fleets since they are able to waive the monthly fee after 5,000 gallons.However, for smaller businesses, the high monthly fees may detract from the overall saving. It's accepted at any location that takes Mastercard as well as bp and Amoco stations U.S.-wide, of which there are around 6,800.A solid alternative is the WEX FlexCard, which while it offers significantly lower rebates at 3¢ per gallon, it is free from monthly fees. It also grants you access to the WEX EDGE savings network , which could mean better results on your bottom line. With acceptance at all major U.S. gas stations, it also offers excellent flexibility for drivers.Again, it all depends on your specific needs, take a moment to get a personalised quote with our free comparison tool. FAQs What is the best fuel discount card? bp's Business Solutions Mastercard® is the best option for large fleets that regularly surpass 5,000-10,000 gallons of fuel per month. For fleets with lower fuel consumption, consider the WEX FlexCard. Though it offers lower rebates at face value, its extra discounts and lack of monthly fees could work out more cost-effective. Do fuel cards give you a discount? Most fuel cards offer rebates, between 3-7 cents per gallon. Some offer extra bells and whistles such as discounts on vehicle maintenance, auto parts, telematics and other fleet management tools. How can I get discount on fuel? Signing up for a fuel card with high rebates allows you to receive discounts each time you fill up. Are fuel cards cheaper than pump prices? Even with a fuel card, you still pay the same amount at the pump for your gas. Most fuel cards give rebates, which allow you to reclaim between 3-7 cents per gallon, depending on your provider. What credit score is needed for a fuel card? It depends. A good or excellent credit score means you can apply for the best fuel cards, with the most benefits. However, you can always apply for a pre-paid card such as AtoB's Unlimited Visa card, even without a credit score. Written by: Alice Martin Software Expert Alice is one of Expert Market’s resident software experts, helping businesses improve their efficiency or reach, with an emphasis on productivity software, CRM and telecommunications.