Written by Duncan Lambden Reviewed by Maïté Bouhali Updated on November 7, 2023 On this page What are Fleet Fuel Cards? The Best Fuel Card Services WEX Fleet Card - Best Overall Fleet Fuel Card Edenred Essentials - Best Fleet Fuel Card for Extra Expenses Comdata Card - Best App for Fleet Drivers Shell Small Business Card - Best Fuel Card for Small Fleets ExxonMobil BusinessPro Card - Best Fleet Fuel Card for Customizability How Much Can Fuel Rebates Save You On Gas? 💸 How to Find the Best Fleet Card With Discounts For My Business? Is It Worth Getting a Fleet Fuel Card? Can A Fuel Card Help Build Your Credit Score? What's the Difference Between Fuel Cards and Credit Cards? Should I get a Fuel Card or a Credit Card? How Expert Market Tests Fleet Fuel Cards Next Steps FAQs Expand Our site is reader-supported – by clicking our links, we can match you with a potential supplier, and we may earn a small commission for this referral. After extensive research, we found that the best fleet fuel card is the WEX Fleet Card. With an incredible network of 107,000 gas stations that cover 95% of the country, its overall package outperforms the other top providers that also feature on this list. What are the Best Fleet Fuel Cards? These are the providers we recommend based on our research. Use our comparison tool to find the best service for your businessWEX Fleet Card – Best Overall Fleet Fuel CardEdenred Essentials – Best Fleet Fuel Card for Extra ExpensesComdata Card – Best App for Fleet DriversShell Small Business Card – Best Fuel Card for Small FleetsExxonMobil BusinessPro Card – Best Fleet Fuel Card for CustomizabilityEstimates place gas expenses as making up 25% of total fleet expenses. With that, plus today's economic climate, it's important to make savings where you can. We’ve reviewed the best fuel cards for fleets to bring you our top picks for 2023.When looking for the best fleet fuel card for your business, it's important to consider the savings plan, card fees, network coverage, security features and reporting capabilities. Our overall top pick is the WEX Fleet Card, however, we've also included four alternatives that might be better suited to your fleet’s individual needs.If you want to cut straight to the chase, go directly to our free comparison tool to receive obligation-free quotes based on your specific needs. What type of fuel do you need to pay for? Gas Diesel Both Other Submit What are Fleet Fuel Cards?Fleet fuel cards allow you to track purchases, create detailed reports and help you manage maintenance and fuel expenses. They fall under the larger umbrella of fleet cards, of which there are some other varieties. Prepaid fuel cards are a little different, those can be used after you pre-load money onto them. Credit cards, on the other hand, allow you to carry a monthly balance, which can be beneficial for those with cash flow issues as you'll see less of an immediate dent in your business finances.Plus, using the same card for all your vehicle-related expenses allows you to gain a better overview of your outgoing expenses and with some cards, also means you'll earn loyalty points or extra discounts. Our 5 Top Picks for Fleet Fuel Cards in 2023The top five fleet fuel cards are: Swipe right to see more 0 out of 0 backward forward Best Overall Fleet Fuel Card WEX Fleet Card Best Fleet Fuel Card for Extra Expenses Edenred Essentials Best App for Fleet Drivers Comdata Card Best Fuel Card for Small Fleets Shell Small Business Card Best Fleet Fuel Card for Customizability ExxonMobil BusinessPro Card Card Fees $2 per card per monthOther fees apply Card Fees $3 per card, per month$50 fee for late paymentOther fees apply Card Fees $8 per monthOne time $50 set-up fee Card Fees None Card Fees $2 monthly per card (for extended coverage)$40 set-up feeOther fees apply Savings and Discounts $0.03 cents per gallonAccess to the WEX EDGE Savings Network Savings and Discounts Average rebate of $0.025 per gallon, based on fuel consumption Savings and Discounts Between $0.08-$0.25 off per gallon, depending on station Savings and Discounts Average rebate of $0.03 per gallon, based on fuel consumption Savings and Discounts Average rebate of $0.06 per gallon, based on fuel consumption Network Accepted at 107,000 stations, covering 95% of the country Network Accepted anywhere that accepts Visa Network 15,000+ Network 13,000 stations Network 12,000+ sites Key Features 24/7, US-based customer serviceDiscounts on vehicle accessories and hotel staysCan be used for engine lubricants, vehicle maintenance and cleaning Key Features Costco membershipCan be used for EV chargingApp available in Spanish and English for bilingual fleets Key Features Discounts on tires and hotelsRFID tags for card-free fuelingApp highlights stations with biggest savings Key Features 15% discount at Jiffy LubeStation locator via WEX's Driver Dash appElectronic invoicing24/7 customer support Key Features ExxonMobil Rewards+ PointsStation locator featureContactless pay-at-pump24/7 customer support Compare quotes from fleet fuel card providers for free using our comparison tool – you'll only be contacted by providers that fit your requirements Request a Call Back Why Can You Trust Expert Market for Fuel Card Recommendations? At Expert Market, we are dedicated to helping our readers make informed purchases to make their businesses thrive. Our publishing team is completely separate from our sales team, so our research-backed opinions are independent of financial persuasion.We conduct an unbiased, user-led testing process to evaluate the best fuel cards on the market. Refer to our methodology section for a more detailed breakdown of how we arrived at our top five.Get your fleet out on the road with a fuel card that meets your needs. WEX Fleet Card – Best Overall Fleet Fuel CardDiscount per gallon: 3¢ plus access to the WEX EDGE Savings Network WEX Fleet Card Pricing $2 per card monthly Get free quotes WEX Review Quick overview The WEX Fleet Card aims to give you easy visibility and control over your fleet, with advanced spending controls, automated accounting, purchase alerts, and customized reporting – and it can all be viewed online and on your smartphone.This card program also grants you access to the WEX EDGE Savings Network, which means you’ll get the following exclusive discounts:Fuel rebates at participating stationsDiscounts on tires and 6% off additional parts and services at over 2,200 Bridgestone Retail Operations locationsNegotiated discount rates at over 18,000 hotels across the USDiscounts on Sprint Business wireless solutions and accessoriesDeals on data analytics and reporting, GPS tracking, and other tools (though WEX doesn’t make it clear what platforms or software this applies to) Read more + Read less - Strengths Can be used for both gasoline and diesel Accepted at the majority of US filling stations Can be used for EV charging Gas price comparison tool Option to pay at pump Weaknesses No carbon emissions data Our all-round top pick, the WEX Fleet Card aims to give you easy visibility and control over your fleet, including spending controls, automated accounting, purchase alerts, and customized reporting. You'll also benefit from the WEX EDGE Savings Network, which includes discounts on fuel, tires, services, and hotel rooms.WEX goes the extra mile when it comes to security features. Each driver is assigned a card with a unique ID, and a pin code must be entered to use the card. As a business owner, you’ll be able to set spending limits, restrict the type of fuel being purchased, and remotely block cards in the case of misuse. In addition to this, WEX will alert you when it detects unusual activity on the card and, in the case of theft, you can be reimbursed if the card is used fraudulently.This card is user-friendly, with a handy station locator and fuel comparison tool, allowing drivers to find the cheapest rates. It also has a pay-at-pump function so drivers can be on their way after filling up.If you’re in need of support, WEX’s customer service is available 24/7 via phone and email. Depending on the size and complexity of your company, you can also make use of its personalised account management service.How much does a WEX Fleet Card cost?A WEX Fleet Card is a great choice for smaller businesses as the upfront costs are low. You can access fuel rebates for only $2 per card, per month. There is no minimum spend, but the rebate will increase the more you fill up.How big is WEX’s station network?The WEX Fleet Card is almost universally accepted, with a network that covers 95% of the US. There are over 160,000 stations and 45,000 service centers in WEX’s network, encompassing national and regional brands, such as 76, BP, Citgo, ExxonMobil, Gulf, Marathon/Speedway, and Sunoco. Any WEX card – whether it carries the WEX name or a retailer’s brand – is valid at any member station. It is worth noting that not all benefits carry across stations within the network, so you may not be able to score rebates or other savings from all the stations where the card is accepted.What other perks are there with a WEX Fleet Card?By using this card, you gain access to the WEX EDGE Savings Network, which offers many features including data analytics and reporting, GPS tracking and discounts on hotel stays, tires and wireless solutions and accessories. If you encounter any bumps in the road with your WEX Fleet Card, you'll be happy to know that you can contact its Maine-based customer service via phone.Select the right option below to get a free quote: What type of gas do you currently use? Regular (87 +) Midgrade (89+) Premium (91 +) Other Submit Edenred Essentials – Best Fleet Fuel Card for Extra ExpensesDiscount per gallon: 1¢ – 4¢ Edenred Essentials Pricing $3 per card monthly Compare prices Quick overview The Edenred Essentials fuel card is a wonderful choice if you're looking for a card that you can use for more than just fuel purchases. You can also charge toll fees, engine lubricants, maintenance, parking and cleaning fees to the card - so you can keep all your expenses in one, easy-to-manage place.It's also top of the class when it comes to its security features. With full marks across the board, you can expect features such as a driver ID, pincode requirement at point of sale, remote fraud prevention function, and more. Not only this, the card itself is an EMV chip card. These cards are more secure than magnetic stripe cards as they are basically impossible to clone, and transactions cannot be replayed.Since it's issued by Visa, the Edenred Essentials card has great network coverage. As well as gasoline and diesel, it can also be used for filling up electric vehicles, so it's an ideal choice for fleet managers working with EVs or hybrid vehicles or who are looking to electrify in the future. Read more + Read less - Pros Can be used for diesel, gasoline and EVs No extra surcharges when purchasing fuel Accepted anywhere that accepts Visa High security Detailed interactive dashboard showing fuel spend information Rewards scheme Can be used for non-fuel purchases Cons No fuel price comparison tool No data on carbon emissions No station locator Not possible to pay at pump Pricing See more See less Card fees $3 Rebate $0.0025 per gallon Edenred Essentials is an excellent all-rounder. Similar to WEX’s Fleet Card, it has great security features but particularly outshines its competitors when it comes to managing the other expenses your fleet will incur, beyond just fuel. With this card, you can maintain an overview of all of your fleet-related costs on one account.Edenred also offers nifty features that include spending limits and on-hand expense management. Its intuitive dashboards will show you essential stats, such as purchases by time of day, total fuel spend, and the total spend of your drivers.Its fraud alerts complement its high-level security features that include a driver ID, pin code, and remote fraud prevention function.How much does an Edenred Essentials card cost?The Edenred Essentials card will cost you back $3 per card, per month.On fuel, you’ll get rebates based on how much fuel you purchase. Your rebate starts at 1¢ per gallon and can reach a maximum of 4¢ per gallon – if your fuel consumption surpasses 30,000 gallons per month. Therefore, this is a card that will reward larger fleets, but that won’t set back smaller fleets with high monthly costs. There is an additional rebate of 4¢ per gallon on all fuel purchases at Casey’s General Stores, of which there are 2,400 across the Midwest.You can pay for more than just fuel with the card because it’s also suitable for paying for toll fees, engine lubricants, maintenance, parking, and cleaning fees. This is really handy if you want to keep all of your fleet management expenses in one place – and to make the most of Edenred’s accounting features.How big is Edenred's station network?As Edenred is accepted anywhere that takes Visa, its network is similarly as vast as WEX's. However, unlike its competitor, it does not feature a station locator tool, but since Visa has a wide acceptance rate, your drivers won’t find it difficult to find somewhere to fill up.What other perks are there with an Edenred Essentials card?An Edenred Essentials card also comes along with a free Costco membership, which will ordinarily set you back $60 a year.Edenred has done a great job at ensuring its product is versatile enough to suit many types of fleets and drivers. To accommodate bi-lingual fleets, both the app and desktop platform are available in Spanish and English. The card can also be used for EV charging, as well as gasoline and diesel, ensuring that Edenred can grow alongside fleets that are moving towards electric vehicles. Whether you're an existing cardholder or a prospective client, you can reach Edenred's team via phone. Its corporate office is based in Massachusetts, so it's good to know you can speak to someone on home soil. ▶ Read more: Best fuel cards for small businesses Compare Personalized Quotes From the Best Fleet Card Providers for Your Business. Get free quotes Comdata Card – Best App for Fleet DriversDiscount per gallon: 8¢ – 25¢ Comdata Card Pricing $8 monthly per card Compare prices Quick overview The Comdata Card is a fleet fuel card for trucking fleets. Its key benefits include discounts on fuel at Pilot Flying J truck stops, as well as 65% off tires and retreads at over 3,000 locations in the US.Overall, though, the Comdata Card is our top pick for convenience-loving truckers. That's because, as Comdata cardholders, you and your truckers will gain access to a variety of different time-saving tools and apps. For example, Comdata's CAT Scale app enables truckers to automatically find and pay for CAT Scale transactions, with no parking or waiting in line needed. Meanwhile, Comdata Mobile Fueling can connect your truckers with mobile fueling vendors, so they can get fuel delivered straight to them when they need it.Although you have to pay $8 a month in fees, while WEX and Edenred's cards are cheaper, we reckon the Comdata perks are worth it. Read more + Read less - Strengths Comes with an excellent app, FleetAdvance, which helps truckers find cheap fuel Gives you access to a variety of useful tools and apps Get 65% off tires and retreads Weaknesses Higher fees than some competitors Pricing See more See less Card FeesRebate $8 per month $0.08 - $0.25 per gallon How much does a Comdata Card cost?The Comdata Card is the most expensive option on our list with a one-time set-up fee of $50 plus $8 per card, monthly, but you can also score the highest rebates at 8¢ – 25¢ off per gallon. However, keep in mind that its station network is relatively small and rebates only apply at TA Petro, Pilot Flying J, Love’s, AMBEST, Speedway, and 7-Eleven locations. Overall, you may not encounter as many opportunities to earn rebates.Depending on your credit rating, you may also be eligible for a large credit limit of $4,000 per truck.How big is Comdata's station network?At 8,000 stations, the Comdata Card does have the smallest network coverage of all of the reviewed cards on this list. That being said, it’s still decent coverage and better than many fuel cards that didn't make the list, so your drivers shouldn't have too much trouble finding a station with this card. If your fleet travels far and wide, and coverage is a top priority, you can opt for the WEX Fleet Card or Edenred Essentials, which have the most extensive coverage among the providers on this list.What other perks are there with a Comdata Card?There are significant perks when signing up with Comdata. In addition to generous fuel rebates at selected filling stations, you can also access discounts on tires, hotel stays and parking with the Extra Mile Discount Program.To save your drivers time, they can also benefit from the Comdata CAT Scale, which is an easy, automated way to locate and pay for CAT Scale transactions, allowing them to skip waiting in line and get on their way.Comdata's corporate HQ is in Tennessee, which means if you're calling customer service, you'll be able to speak to someone US-based. Did You Know? The global fuel card market is expected to acquire a valuation of approximately USD 772.09 Billion by the end of 2030. Compare Personalized Quotes From the Best Fleet Card Providers for Your Business. Get free quotes Shell Small Business Card – Best Fuel Card for Small FleetsDiscount per gallon: 3¢ Shell Small Business Card Pricing Zero fees Get a free quote Shell Review Quick overview Shell's Small Business Card is aptly named as it's a great choice for smaller fleets who have less margin for investment.It's super accessible for those with lower budgets as there are zero card fees and transaction fees as well as no minimum spend to achieve fuel rebates. Those rebates are volume-based but will work out to around 3¢ per gallon, on average. Read more + Read less - Strengths Can be used for both gasoline and diesel purchases No card fees No surcharges Drivers can conveniently pay-at-pump Weaknesses No fuel price comparison feature to ensure you are getting the best price No insight into fuel spend data Card does not require a pin-code to be used Cannot measure fuel efficiency No loyalty program or notable perks How much does a Shell Small Business Card cost?Since it’s designed for small businesses, this card is free, with no card fees, surcharges, or a minimum spend. Therefore, you can benefit from volume-based rebates of 3¢ off per gallon on average. While this is a great option for those just starting out as you have nothing to lose and decent rebates to gain, this card is not the most developed in terms of offering extra insight into fuel spend. When your operation upscales and becomes more complicated, you may benefit from more developed fleet expense reporting features, as demonstrated by Edenred Essentials.How big is Shell's station network?Shell’s Small Business card can be used at a relatively humble 13,000 stations across the US. For a free card aimed at smaller fleets, this is still great coverage and by no means the smallest on the list. If scope is what you’re looking for, consider the options from WEX and Edenred, which have wider coverage.What other perks are there with a Shell Small Business Card?Similarly, in terms of extra perks, this is a rather basic choice. While you can get 15% off at Jiffy Lube, there are no other notable benefits beyond fuel rebates as this card cannot be used for non-fuel purchases. However, for a free card, we aren’t complaining.What’s great is there is a station locator that drivers can use by downloading the Driver Dash App, a very important feature that even some paid cards do not offer (Edenred Essentials, here's looking at you.)Shell US is headquartered in Kentucky. If you encounter any troubles along the road with your fleet card, it's helpful to know you can speak to someone US-based via customer service Compare Personalized Quotes From the Best Fleet Card Providers for Your Business. Just Answer a Few Questions – It Only Takes a Minute Get free quotes ExxonMobil BusinessPro Card– Best Fleet Fuel Card for CustomizabilityDiscount per gallon: 6¢ ExxonMobil BusinessPro Card Pricing $0-$2 per card monthly Get free quotes Quick overview ExxonMobil's BusinessPro fuel card program comes with some solid benefits, including fuel rebates of up to 6 cents per gallon at Exxon and Mobil stations. But what we like best about it is that, instead of giving you a confusing array of card programs to choose from, ExxonMobil offers just this singular option – but makes it customizable, so you can set it up to suit your truckers. Do you have enough Exxon and Mobil stations near your area of operation, or will you need to be able to use it at 95% of stations across the US? Are you happy to pay it all off once a month, or would you prefer to be able to carry a balance? These are options you'll be able to choose.The only potential concern is the geography of the ExxonMobil's 11,500 gas stations. If you own a smaller scale trucker business that works along the East Coast, this is a great piece of plastic to have in your back pocket. Anywhere east of Mississippi and you'll likely need to plump for access to more stations. Read more + Read less - Strengths No membership or monthly fees if you only use Exxon and Mobil stations Issued by WEX, which means you can use WEX's apps (including DriverDash and WEX Connect) You can earn bigger rebates with Exxon Mobil Rewards+ Weaknesses ExxonMobil gas stations are sparser on the West coast Additional fees apply when you sign up to carry a balance or boost station coverage How big is ExxonMobil's station network?With this card, you’ll be given two options. The first is Exxon and Mobil stations, of which there are 12,000+ in the US. Alternatively, you can choose the ‘Fuel Anywhere’ option, which covers 95% of US stations (roughly 107,000 stations).How much does an ExxonMobil BusinessPro Card cost?With the ‘Fuel Anywhere’ option, the ExxonMobil BusinessPro card costs $2 per card, per month and you’ll score volume-based fuel rebates as you fill up. The more you fill, the more you earn back but it’ll average at 4¢ per gallon. The good news is there is no minimum spend to achieve these savings. If you opt solely for Exxon or Mobil stations, you’ll be able to access the same rebates and you’ll avoid paying card fees. So it's up to you whether to opt for greater savings or a larger station network.What other perks are there with an ExxonMobil BusinessPro card?When you sign up for an ExxonMobil BusinessPro card, you’ll receive fuel rebates and also gain access to its loyalty program. ExxonMobil’s Rewards+ Points are collected every time you spend on fuel, convenience store items, and car washes. For reference, each gallon of fuel you buy earns you back 3 points, and you’ll also earn 2 points for every dollar spent on non-fuel items. Once you hit 100 points, this is a dollar you can spend at the pump or in the convenience store.Simply put, you can earn as you spend and rack up a pretty nice amount of savings.WEX is the issuer of the ExxonMobil BusinessPro cards, so as with the WEX Fleet Card, you'd contact WEX in the case of support or sales enquiries. Luckily, this means that you can speak to someone US-based, as WEX's headquarters are in Maine. How Much Can Fuel Rebates Save You On Gas? 💸As far as savings go, the Comdata Card offers discounts of 8¢ – 25¢ per gallon. This is far higher than most of its competitors, but it pays to remember that Comdata only offers this at around 8,000 sites across the country, so it won't suit everyone. Otherwise, most fuel cards have a pretty uniform average saving offering between 2¢ – 4¢ per gallon.We created a simple calculator to help visualize how much a fuel card can save you when purchasing gas. Just punch in your average gas consumption and rates and choose your provider to see the results. services. However, the rewards earned on gas may be lower than a specialized fuel card. How to Find the Best Fleet Card With Discounts For My Business? 🔎Not sure where to start? We've laid out the step-by-step process of finding your best-suited fleet card.Credit check for eligibility:First, check your credit score to see which cards you’ll qualify for. You can get a free copy of your credit report from AnnualCreditReport.com, Equifax or TransUnion. If you have a poor credit score, you still have options. Some providers are less strict than others, and pre-paid cards require no credit check at all.Consider the specific requirements of your company:No two fuel cards are the same. Some are made with large fleets in mind, while others are geared towards smaller businesses. Look out for card fees and the savings you can make on gas through rebates or fixed tariff rates. You should also consider factors such as the gas station network, some cards have near-universal US coverage while some are more limited to a specific area.Research your options:Once you’ve understood what you are looking for in a fuel card, you can begin to search through the available options. There are a lot of choices out there, so this can be a time-consuming process. You can speed up this stage by using our free comparison tool. Just answer a few simple questions and we’ll match you with providers who suit your needs.Check out extra perks:While fuel cards can help you save on gas purchases, they can also offer extra perks that help drive extra savings. Some providers offer accounting features and insights into fuel consumption and miles per gallon. While some cards are valid for purchasing non-fuel-related products such as engine lubricants, tires, cleaning and parking fees or grant you access to savings on hotel stays, food and other extras.Submit your application:Applying for a fuel card is usually a straightforward process done online, over the phone or by mail. Following a successful application, you should receive your card within 7-10 business days. Is It Worth Getting a Fleet Fuel Card?It's worth getting a fleet fuel card because of the savings you can make while filling up for not much investment on your part. In today's economic climate, every cent counts, so it makes sense to take advantage of gas rebates, expense management features and extra discounts. These cards are often less than $3 per month, some are even free. So you have little to lose and a lot to gain.While there are loads of cards on the market, we've done extensive research and market studies to find out the cost and savings associated with each provider.You can generally expect savings of up to 15% when you switch to a dedicated fuel card. To understand just how much you can save with a fleet card, see the table below:Cost Savings for a Small FleetFleet size35 vehiclesVolume per fill16 gallonsRefueling stops2 per weekFuel card saving per gallon2.5 centsWeekly savings$17.43Yearly savings$906.85Note: The figures presented in this table are estimates. For an accurate quote, we recommend you compare free tailored quotes from leading fleet card suppliers. Can A Fuel Card Help Build Your Credit Score?If you're wondering whether a fuel card can help you build a positive credit score, the answer can be yes. As long as you meet certain criteria:The fuel card must report to one of the three major consumer credit bureaus, Equifax, Experian, and TransUnion.You must pay your balance in full by the due date as per your contract with the card provider to demonstrate to lenders that you are reliable and trustworthy. Otherwise, this can have a detrimental effect on your credit score.Pre-paid cards do not count towards your credit score as they do not work with credit, but rather pre-loaded funds.What credit score do you need to get a fuel card?Most fuel cards require a ‘Good' to ‘Excellent' credit score of a minimum of 690 to be approved. There are of course some exceptions as some providers are a little more relaxed with their requirements. If you have a lower score, you may want to consider a pre-paid card such as the Shell Refillable Card to avoid the hassle of credit scores entirely. What's the Difference Between Fuel Cards and Credit Cards?A fuel card is like a credit card in a lot of ways. Here are a couple of their similarities:They both allow you to pay with credit at the pump and can give you cash back for purchases your drivers make. Some also offer cash back on travel expenses, like car rentals, airlines, and hotels.Fuel credit cards can also improve your credit rating, just like a regular credit card. So, if you pay your fleet’s balance on time every month, you can boost your eligibility for all kinds of small business loans. On the other hand, if you carry a balance beyond the repayment date, you’ll be hit with eye-watering APRs.They look similar! Both will be plastic cards that can fit in a wallet.All that said, some pretty big differences mean fuel cards are considered an alternative payment method to credit cards.The main differences between fleet fuel cards and credit cards are:Fuel cards have shorter payment termsNo rolling balance is cleared (or partially cleared) each monthFuel isn’t paid at the point of sale – the bill is sent to your account to be paid at a later dateControls can be set up to only allow the purchase of certain grades of fuel (e.g. petrol, petrol & gas, etc.)Fuel spending limits can be applied using Smartchip technologyLiability for fraudulent purchases lies with the driverCard terminals are separate from those for credit cards (bunkered cards only)Some fleet card providers let you buy non-fuel products, including lubricants and Adblue No credit check? No problem, read how to get a business fuel card without a credit check. Should I Get a Fuel Card or a Credit Card?If you have a fleet of vehicles, a fuel card is likely a better option than a credit card due to the enhanced security, control, and fuel savings.Fuel cards are intended for purchasing fuel and maintenance services at gas stations and auto repair shops. On top of fuel discounts, they offer rewards on gas purchases and streamlined accounting for fleets. However, they can only be used for fuel and fleet-related purchases, nothing else.On the other hand, credit cards can be used anywhere that accepts credit cards. You'll earn rewards (cashback, points etc.) on all purchases including gas and maintenance services. However, the rewards earned on gas may be lower than a specialized fuel card.Additionally, the added security that fuel cards offer, like ID verification and spending limits, as well as detailed analytics on fuel usage make them ideal for fleet managers looking to enhance their expense management. How Expert Market Tests Fleet Fuel CardsWe tested 13 fleet fuel cards to evaluate them in terms of functionality, usability, accuracy, and aesthetics so we can make the most useful recommendations to US fleets in 2023.Our rigorous testing process means these cards have been scored and rated in five main categories of investigation and 13 subcategories – this means 43 areas of investigation in total. We then gave each category score a ‘relevance weighting' to ensure the product's final score perfectly reflects the needs and requirements of Expert Market readers – and that's our algorithm.Our main testing categories for fleet fuel cards are:Security: refers to the measures in place by the card provider to ensure the safety and protection of your information.Customer Support: includes the assistance the card provider provides you with, such as phone support, email or chat support, documentation, knowledge bases, and online forums.Expense Management: refers to the features of the fleet fuel card such as transaction tracking, expense reporting, receipt storage, integration with accounting systems and customizable expense categories.Convenience: refers to the ease of use and accessibility of the fleet fuel card, including factors such as the acceptance network of gas stations, availability, price comparison tool, contactless payment at pumps and more.Card Specific Information: refers to the details associated with the fleet fuel card itself, such as card fees, accepted fuel type, card type, fee structure and network coverage and its potential to pay for items and services other than gas.The Expert Market Product Testing Process Verdict Our research has found that the WEX Fleet Card is the best overall fleet fuel card. This card can be used at 95% of US gas stations and it includes useful apps for drivers, such as DriverDash mobile payments which maximize convenience.WEX's fuel rebates are fairly low, so if your business uses a large amount of fuel, a better option could be the ExxonMobil BusinessPro Card as it offers large rebates for higher fuel usage. Alternatively, the Comdata Card can be a great option for the highest fuel rebates, but you will only have access to a smaller network of stations.If you want to compare other fleet card providers, you can use our free comparison tool. Just give us a few details about your business and we'll do the rest. You'll then be contacted by trusted providers with obligation-free quotes. Frequently asked questions How Do Fleet Fuel Cards Work? Fleet fuel cards are payment cards that fleet drivers can use to buy gasoline, diesel, and other fuels at gas stations. If the fleet manager enables it, it can also be used to pay for maintenance services and other expenses. Many fuel card programs come with perks, such as rebates on fuel costs, online spend tracking and controls, and loyalty rewards.The majority of fleet fuel cards work like credit cards – your drivers use them throughout the month, and at the end of each month (or whatever billing period you've agreed on with your provider), you pay off the amount owed to your fuel card provider. If that doesn't suit you, it's also possible to get prepaid fuel cards, which work more like gift certificates – you load them up with a set amount of money, and that's the amount your drivers will have to spend until you load them up again. What is the Best Fleet Fuel Card? Our independent research has found that the following fleet fuel cards are the best on the market:WEX Fleet CardEdenred EssentialsComdata CardShell Small Business CardExxonMobil BusinessPro CardScroll up to our reviews to learn more about the excellent fleet fuel cards these providers have to offer. What is the Easiest Fuel Card to Get? One of the easiest cards to get is Shell's Small Business Card as it carries no setup or annual fees. The Shell Small Business Card is suitable for small fleets and offers a discount of 3¢ per gallon. Which Type of Fuel Card is Best: Branded or Universal? A branded fuel card such as BP, Shell or ExxonMobil is best if:You have a small or mid-sized fleet that operates at a local or interstate levelYou’re happy to rely on a single company for the bulk of your fueling needsYou plan to utilize their rewards schemes and fuel rebates to save moneyAlternatively, consider opting for a universal fuel card like WEX or Edenred if:You have a large fleet that operates across a wider area than any single fuel company coversYou want drivers to be able to make non-fuel related purchases anywhere that accepts VISA or MastercardYou want the option to earn rewards and the flexibility to shop around for fuel Do Fleet Fuel Cards Build Credit? Yes, fleet fuel cards work in the same way as regular credit cards and can be a great way to build your credit score while saving on gas. What are the Disadvantages to using a Fleet Fuel Card? Despite offering great savings on gas and helping build a positive credit score, a disadvantage of buying gas with a fuel card is that they are often not universally accepted. Drivers will need to locate a station that accepts your chosen card, and that may not be the immediately closest in range. Many cards offer close to universal acceptance, however, such as the WEX Fleet Card, which covers 95% of the U.S. Which Fleet Card is Best for Hybrid Fleets? Edenred Essentials is best for hybrid or fully electric fleets since it is accepted for gasoline, diesel and electric vehicle charging as well. All for just $3 per month, per card. Written by: Duncan Lambden Software Expert Duncan (BA in English Textual Studies and Game Design) is one of Expert Market's local Software Experts. His articles focus on ecommerce platforms and business software that allows small businesses to improve their efficiency or reach, with an emphasis on invoice financing, project management, and customer relations. Reviewed by: Maïté Bouhali Business Software Editor Maite began her career with Expert Market nearly four years ago as a writer. She quickly developed a passion for the challenges faced by small businesses and now endeavours to help them make informed decisions for their future. In her current position as Business Software Editor, Maite works closely with writers to ensure that each article is informative, well-researched, engaging, and actionable for readers. With extensive knowledge of CRM, vehicle tracking devices, and fuel cards, she is meticulous in her review of each article and provides detailed feedback before publication. Whether you're seeking to stay informed on the latest trends in business software or need guidance in selecting the most appropriate software for your organisation's needs, Maite is here to help. With her sharp eye for detail and commitment to quality, she is dedicated to supporting businesses in achieving their goals.