After extensive research, we found that the best gas credit card is the WEX Fleet Card. With an incredible 107,000 fuelling sites that cover 95% of the country, its package is simply too good to ignore.

Commercial gas credit cards (also known as fleet fuel cards) allow you to track purchases and employee spending, give you detailed reports, help you manage maintenance and fuel expenses, and full control of spending for your business vehicles. With the rising cost of fuel and inflation, cutting down on gas costs is crucially important. 

We’ve reviewed and rated the best gas fuel cards for fleets to bring you our top picks for 2023. As mentioned, our top pick is the WEX Fleet Card, offering the best gas station network of any card we reviewed. However, we've included 4 alternatives that might be better suited to your fleet.

You can also use our free cost comparison tool to find out the best options for your business. Read on to learn more about each of our featured fuel card companies.

The 5 Best Gas Credit Cards in 2023

The top five gas credit cards are: the WEX Fleet Card, Edenred Essentials, Comdata Card, Shell Small Business, and ExxonMobil BusinessPro.

The fuel card market has skyrocketed over the past few years, nearly doubling in size. There are plenty of fleet company gas cards, but only a few that offer significant savings and benefits for fleets of all sizes.

Of all the options available, how did we single out the top nine? We simply identified the criteria that are important to businesses, conducted in-depth research into the fuel card programs available, and analyzed a variety of factors, including:

• Coverage – How many stations can your drivers use the card at, and where are they situated? Are they spread across the US or concentrated in a particular region?
• Savings – How many cents can you earn in rebates for each gallon of fuel your drivers buy with the card? In what other ways can the fuel card program help you save cash?
• Benefits – What handy features can the fuel card program offer to benefit your business? Does it have measures for fraud prevention, spending control, and more?

With all this in mind, combined with our seven years of experience reviewing fuel cards, we compared national and regional fleet company gas cards to bring you the five best fleet fuel cards for fleets of all sizes.

WEX Fleet Card – Best Overall

Discount per gallon – 3¢ plus access to the WEX EDGE Savings Network

Our all-round top pick, the WEX Fleet Card aims to give you easy visibility and control over your fleet, including spending controls, automated accounting, purchase alerts, and customized reporting. You'll also benefit from the WEX EDGE Savings Network, which includes discounts on fuel, tires, services, and hotel rooms.

WEX goes the extra mile when it comes to security features. Each driver is assigned a card with a unique ID, and a pin code must be entered to use the card. As a business owner, you’ll be able to set spending limits, restrict the type of fuel being purchased, and remotely block cards in the case of misuse. In addition to this, WEX will alert you when it detects unusual activity on the card and, in the case of theft, you can be reimbursed if the card is used fraudulently.

This card is user-friendly, with a handy station locator and fuel comparison tool, allowing drivers to find the cheapest rates. It also has a pay-at-pump function so drivers can be on their way after filling up.

If you’re in need of support, WEX’s customer service is available 24/7 via phone and email. Depending on the size and complexity of your company, you can also make use of its personalised account management service.

How much does a WEX Fleet Card cost?

A WEX Fleet Card is a great choice for smaller businesses as the upfront costs are low. You can access fuel rebates for only $2 per card, per month. There is no minimum spend, but the rebate will increase the more you fill up.

How big is WEX’s station network?

The WEX Fleet Card is almost universally accepted, with a network that covers 95% of the US. There are over 160,000 stations and 45,000 service centers in WEX’s network, encompassing national and regional brands, such as 76, BP, Citgo, ExxonMobil, Gulf, Marathon/Speedway, and Sunoco. Any WEX card – whether it carries the WEX name or a retailer’s brand – is valid at any member station. It is worth noting that not all benefits carry across stations within the network, so you may not be able to score rebates or other savings from all the stations where the card is accepted.

What other perks are there with a WEX Fleet Card?

By using this card, you gain access to the WEX EDGE Savings Network, which offers many features including data analytics and reporting, GPS tracking and discounts on hotel stays, tires and wireless solutions and accessories.

Edenred Essentials – Best for Extra Fleet Expenses

Discount per gallon – 1¢ – 4¢

Edenred Essentials is an excellent all-rounder. Similar to WEX’s Fleet Card, it has great security features but particularly outshines its competitors when it comes to managing the other expenses your fleet will incur, beyond just fuel. With this card, you can maintain an overview of all of your fleet-related costs on one account.

Edenred also offers nifty features that include spending limits and on-hand expense management. Its intuitive dashboards will show you essential stats, such as purchases by time of day, total fuel spend, and the total spend of your drivers.

Its fraud alerts complement its high-level security features that include a driver ID, pin code, and remote fraud prevention function.

How much does an Edenred Essentials card cost?

The Edenred Essentials card will cost you back $3 per card, per month.

On fuel, you’ll get rebates based on how much fuel you purchase. Your rebate starts at 1¢ per gallon and can reach a maximum of 4¢ per gallon – if your fuel consumption surpasses 30,000 gallons per month. Therefore, this is a card that will reward larger fleets, but that won’t set back smaller fleets with high monthly costs. There is an additional rebate of 4¢ per gallon on all fuel purchases at Casey’s General Stores, of which there are 2,400 across the Midwest.

You can pay for more than just fuel with the card because it’s also suitable for paying for toll fees, engine lubricants, maintenance, parking, and cleaning fees. This is really handy if you want to keep all of your fleet management expenses in one place – and to make the most of Edenred’s accounting features.

How big is Edenred's station network?

As Edenred is accepted anywhere that takes Visa, its network is similarly as vast as WEX's. However, unlike its competitor, it does not feature a station locator tool, but since Visa has a wide acceptance rate, your drivers won’t find it difficult to find somewhere to fill up.

What other perks are there with an Edenred Essentials card?

An Edenred Essentials card also comes along with a free Costco membership, which will ordinarily set you back $60 a year.

Edenred has done a great job at ensuring its product is versatile enough to suit many types of fleets and drivers. To accommodate bi-lingual fleets, both the app and desktop platform are available in Spanish and English. The card can also be used for EV charging, as well as gasoline and diesel, ensuring that Edenred can grow alongside fleets that are moving towards electric vehicles.

Comdata Card – Best App for Fleet Drivers

Discount per gallon – 8¢ – 25¢

How much does a Comdata Card cost?

The Comdata Card is the most expensive option on our list at $8 per card, monthly, but you can also score the highest rebates at 8¢ – 25¢ off per gallon. However, keep in mind that its station network is relatively small and rebates only apply at TA Petro, Pilot Flying J, Love’s, AMBEST, Speedway, and 7-Eleven locations. Overall, you may not encounter as many opportunities to earn rebates.

Depending on your credit rating, you may also be eligible for a large credit limit of $4,000 per truck.

How big is Comdata's station network?

At 8,000 stations, the Comdata Card does have the smallest network coverage of all of the reviewed cards on this list. That being said, it’s still decent coverage and better than many fuel cards that didn't make the list, so your drivers shouldn't have too much trouble finding a station with this card. If your fleet travels far and wide, and coverage is a top priority, you can opt for the WEX Fleet Card or Edenred Essentials, which have the most extensive coverage among the providers on this list.

What other perks are there with a Comdata Card?

There are significant perks when signing up with Comdata. In addition to generous fuel rebates at selected filling stations, you can also access discounts on tires, hotel stays and parking with the Extra Mile Discount Program.

To save your drivers time, they can also benefit from the Comdata CAT Scale, which is an easy, automated way to locate and pay for CAT Scale transactions, allowing them to skip waiting in line and get on their way.

Shell Small Business Card – Best for Small Fleets

Discount per gallon – 3¢

How much does a Shell Small Business Card cost?

Since it’s designed for small businesses, this card is free, with no card fees, surcharges, or a minimum spend. Therefore, you can benefit from volume-based rebates of 3¢ off per gallon on average. While this is a great option for those just starting out as you have nothing to lose and decent rebates to gain, this card is not the most developed in terms of offering extra insight into fuel spend. When your operation upscales and becomes more complicated, you may benefit from more developed fleet expense reporting features, as demonstrated by Edenred Essentials.

How big is Shell's station network?

Shell’s Small Business card can be used at a relatively humble 13,000 stations across the US. For a free card aimed at smaller fleets, this is still great coverage and by no means the smallest on the list. If scope is what you’re looking for, consider the options from WEX and Edenred, which have wider coverage.

What other perks are there with a Shell Small Business Card?

Similarly, in terms of extra perks, this is a rather basic choice. While you can get 15% off at Jiffy Lube, there are no other notable benefits beyond fuel rebates as this card cannot be used for non-fuel purchases. However, for a free card, we aren’t complaining.

What’s great is there is a station locator that drivers can use by downloading the Driver Dash App, a very important feature that even some paid cards do not offer (Edenred Essentials, here's looking at you.)

ExxonMobil BusinessPro Card– Best for Customizable Fleet Card Program

Discount per gallon – 6¢

How big is ExxonMobil's station network?

With this card, you’ll be given two options. The first is Exxon and Mobil stations, of which there are 12,000+ in the US. Alternatively, you can choose the ‘Fuel Anywhere’ option, which covers 95% of US stations (roughly 107,000 stations).

How much does an ExxonMobil BusinessPro Card cost?

With the ‘Fuel Anywhere’ option, the ExxonMobil BusinessPro card costs $2 per card, per month and you’ll score volume-based fuel rebates as you fill up. The more you fill, the more you earn back but it’ll average at 4¢ per gallon. The good news is there is no minimum spend to achieve these savings. If you opt solely for Exxon or Mobil stations, you’ll be able to access the same rebates and you’ll avoid paying card fees. So it's up to you whether to opt for greater savings or a larger station network.

What other perks are there with an ExxonMobil BusinessPro card?

When you sign up for an ExxonMobil BusinessPro card, you’ll receive fuel rebates and also gain access to its loyalty program. ExxonMobil’s Rewards+ Points are collected every time you spend on fuel, convenience store items, and car washes. For reference, each gallon of fuel you buy earns you back 3 points, and you’ll also earn 2 points for every dollar spent on non-fuel items. Once you hit 100 points, this is a dollar you can spend at the pump or in the convenience store.

Simply put, you can earn as you spend and rack up a pretty nice amount of savings.

How did we compare the best gas credit cards providers? 

At Expert Market, we aim to provide you with the most accurate, up-to-date, and transparent information possible. To help you better understand the best gas credit cards on the market, we’ve conducted in-depth, extensive research into 13 fuel cards, presenting you with the best 5 for this article.

We first looked at all the card essentials you need to know when making your choice, including fees, accepted fuel types, card provider, network coverage, and extra perks.

We then considered the most important questions and answered each one:

1. How convenient is this card to use?
2. Can it make my fuel spending more secure?
3. Can it help my business manage its fuel expenses better?

Our independent researchers then used these points to clarify the pros and cons of each card to help you make an informed decision.