ExxonMobil Fleet Cards Review: Are They Right for Your Fleet?

Exxon Logo

Exxon and Mobil are globally-recognized gas station brands, and both have a significant presence on the highways of the United States. Back in 1999, Exxon and Mobil merged to form (you guessed it) ExxonMobil, a veritable superpower in the world of oil and gas.

Today, ExxonMobil provides fleet cards for businesses big and small, to help them better manage their fuel and maintenance expenses, and better manage their fleets. But what can its card programs do, and could one of them be the fleet card solution you've been looking for?

We hope to help you find out. Read on for everything you need to know about ExxonMobil's fleet card programs…

Businesses Served by ExxonMobil

ExxonMobil has a fleet card solution for mobile businesses of all kinds, including small and medium fleets, municipal fleets, nonprofit organizations, and large regional or national fleets.

ExxonMobil’s Business Fleet program, for instance, is ideal for small businesses. You’ll still be eligible for cost rebates if you go through less than 500 gallons of fuel a month – so even if you only have a couple of vehicles out on the road, you’ll earn cash back for what they buy.

Plus, with no setup, monthly or annual fees for this card, it’s pretty cheap – and you won’t find yourself facing any unexpected charges (which can be crippling for smaller ventures).

On the other hand, ExxonMobil’s Fleet National program offers nationwide coverage, making it ideal for companies that operate large fleets, and send their drivers on journeys all over the country. Plus, this program can help bigger businesses to work towards reducing fuel consumption and spend.

ExxonMobil's Fleet Cards, Rewards and Incentives

ExxonMobil offers two cards to its customers. Both are accepted at any Exxon or Mobil station, and each offers security and reporting features that go beyond the options available to everyday travellers.

The Business Fleet Card

Business Fleet Card Review
Reviewed by Expert Market:10/29/2019

Using ExxonMobil’s Business Fleet cards, your drivers will be able to fill up and pay for vehicle maintenance at over 11,000 Exxon and Mobil service stations across the US.

On this fleet card program, you’ve got the potential to save up 6¢ for every gallon of fuel your drivers buy, depending on how much fuel your fleet uses each month.

The good news is that, unlike some other providers, ExxonMobil doesn’t demand a minimum usage amount before giving this benefit – so small businesses and start-ups can still benefit. In fact, if your fleet goes through anything less than 500 gallons a month, you’ll still be rebated 1¢ for each one.

This value rises incrementally with the number of monthly gallons a fleet purchases, with 6¢ per gallon the largest rebate offered. If you want to benefit from this chunkier saving, you’ll need to be buying 10,000 or more gallons a month.

As well as potential gas spend savings, Business Fleet customers are given access to ExxonMobilFleetOnline.com, a real-time online management portal. Using this tool, you’ll be able to see your key account info – including your driver details, available credit, and payment history – and also manage invoices and payments, track your drivers’ expenditure, and check on vehicle performance.

Crucially, you’ll also be able to tightly manage your fleet’s expenses by setting limits on things like:

  • The products and services the cards can be used to buy
  • How many gallons can be bought in one go
  • How much money can be spent

You’ll be able to tailor these restrictions to specific times and days, and you’ll receive a notification when a transaction falls outside your policies.

Reassuringly, ExxonMobil is transparent when it comes to costs – and you won’t be charged any set up, annual or monthly fees.

The Fleet National Card

Fleet National Card Review
Reviewed by Expert Market:10/29/2019

Issued by WEX Inc., ExxonMobil’s Fleet National cards come with much the same benefits as the Business Fleet program, including the same cost rebates at Exxon and Mobil stations, and access to ExxonMobilFleetOnline.com for real-time reporting and management.

What sets the Fleet National card above the Fleet Business card is that it can be used at a whopping 95% of the country’s retail fuelling locations, including what ExxonMobil describes as “all other major brands and many regional brand locations”.

The card is accepted at Exxon and Mobil’s 11,000 stations too, of course – although it should be noted that cost rebates are only available at these, and no other stations.

Plus, Fleet National customers can access additional insight through ExxonMobil’s online portal, designed to help them reduce fuel consumption and spend. These extra features include:

  • The ability to monitor your monthly fuel consumption and take steps to lower it
  • The ability to see which of your vehicles could do with a service to optimize fuel MPG

Finding an ExxonMobil Station

Both Exxon and Mobil have their roots on the East Coast, and most of their stations are concentrated there. Coverage from Maine to Florida is excellent, but west of the Mississippi is a different story.

There are fewer Exxon or Mobil stations to be found in Iowa, Kansas or Nevada, and coverage in several other states is largely confined to the interstates, major state highways, and larger cities. So, whether ExxonMobil’s Business Fleet program is right for you might hinge on where in the country your fleet operates, and the routes your drivers habitually take.

Of course, this won’t pose a big problem if you plump for ExxonMobil’s Fleet National cards, which are accepted at a staggeringly huge range of stations – not just Exxon or Mobil spots – across the US.

To actually find their closest stations while out and about, your drivers can visit ExxonMobil’s online station locator. At one point, the Exxon Mobil Fuel Finder app was available – but unfortunately seems to be unavailable now. However, we’d advise using the WEX Connect app, using which your drivers can find stations by filtering by brand, location, pricing and more.

ExxonMobil's Pros and Cons

The Pros

Businesses are rebated up to 6¢ for every gallon their drivers purchase at an Exxon or Mobil gas station.

Fleet managers are given access to ExxonMobil's advanced reporting tool, through which they can view key info, monitor gas and maintenance spend, set expenditure limits, and more – all in real-time.

Both programs come with fraud protection measures, as drivers must enter their driver ID number at purchase to verify that they're the rightful handler of the card. With the Fleet National card, they must also submit their vehicle odometer reading, while fleet managers on the Business Fleet card program can choose whether drivers must also input their vehicle number, odometer reading or another meaningful data prompt to verify who they are.

The Business Fleet card comes with no setup, monthly or annual fees.

The Fleet National card boasts coast-to-coast coverage, and can be used at 95% of America's gas stations.

The cons

✘ ExxonMobil's card for smaller businesses – the Business Fleet card – only provides fantastic coverage if your fleet operates east of the Mississippi. While small businesses elsewhere in the country can opt for the Fleet National card to get better coverage, this program is tailored more to larger fleets, or those that operate across state lines.

✘ ExxonMobil doesn't provide an on-the-go app with which drivers can find nearby participating stations while they're out on the road. However, the WEX Connect app is a suitable substitute.

✘ ExxonMobil only offers two different fleet cards – as opposed to other card programs, which often provide multiple cards to scale services to fleets of varying purposes and sizes.

Expert Verdict

As with most other brand-specific cards, whether ExxonMobil's business gas cards will be right for your fleet depends heavily upon geography.

For businesses whose operations and routes are concentrated east of the Mississippi, the Business Fleet card is an excellent choice. For smaller businesses west of the river, a quick perusal of ExxonMobil's fuel locator map is in order, to find out whether or not there's decent coverage in your region. If not, it's worth considering the WEX-issued National Fleet Card, which is accepted coast-to-coast.

If you'd like to explore your options and compare quotes from ExxonMobil and other Expert Market-approved fleet card suppliers, all you have to do is answer the questions about your business fleet at the top of this page. After, you'll receive tailored quotes from the fleet card providers that best suit your needs. It's fast, easy and free – so why not give it a go?

Julia Watts Content Manager

Specialising in the complex realms of telephone systems, business energy, vehicle tracking, asset tracking, and fuel cards, Julia writes content that cuts through the noise to help you find the right solutions and technologies for your business. Having spent five years working across the dynamic world of entrepreneurship, she loves helping exciting ventures – big or small – to flourish.