ExxonMobil Fleet Cards Review: Are They Right for Your Fleet?

ExxonMobil Logo on white background

ExxonMobil fleet cards offer an extensive network of refueling stations and customization options, putting them amongst the best fuel cards on the market today.

There are currently two types of fleet fuel cards to choose between from ExxonMobil: Business Pro and FleetPro. BusinessPro lets you collect loyalty points to earn rebates at gas stations, while FleetPro is a type of Mastercard meaning you can buy all kinds of different products.

If you’re looking to buy a fleet card but don’t know where to start, simply fill out our easy form. Then you’ll get a callback from a fleet card expert who can help you work out which card is best for your business.

ExxonMobil
ExxonMobil Fuel Cards
4
Pricing $2 per month plus $40 set-up fee
Quick overview

The best part about ExxonMobil is its options to tailor spending and set card limits by card or driver. You can restrict fueling to certain times or product types, as well as by location or certain dollar amounts.

While ExxonMobil's rebate rates were capped at a less generous 3¢ per gallon, now all BusinessPro card holders can get up to 6¢ per gallon at 12,000+ Exxon and Mobil gas stations plus 800+ commercial fueling stations. That's more refueling sites than BP and Shell.

Rebates aren't available with its FleetPro card but you do get customized pricing on its fixed tariff pricing, including diesel-focused discounts.

Both Exxon cards also offer advanced reporting to monitor gas and maintenance speed, get real-time spending alerts, and more. They also come equipped with fraud protection measures and 24/7 customer service should you need it.

Strengths

Acceptance at 95% of U.S. gas stations (BusinessPro) or anywhere (FleetPro)

Good customization options on fuel spending

Online and mobile account management and reporting tools

Weaknesses

Rebates only on BusinessPro card and at ExxonMobil locations

Fewer ExxonMobil refuelling stations on the West coast

Extra fees if you sign up to carry a balance

Pricing
One-time set up feeMonthly card fee
$40 $2

Which Businesses Should Use ExxonMobil Fleet Cards?

ExxonMobil is one of the best fleet fuel card companies for small and medium fleets, in particular. But their cards can also work well for municipal fleets, nonprofit organizations’ fleets, and large regional or national fleets.

ExxonMobil’s BusinessPro is ideal for small businesses. You’ll earn loyalty points per purchase so long as you’re buying 100 gallons of fuel each month. That said, the points expire after one year.

On the other hand, ExxonMobil’s FleetPro offers even better spending control, making it ideal for companies that operate large fleets. Its online management tools help bigger businesses improve fuel efficiency and reduce fuel spend.


ExxonMobil’s Fleet Cards, Rewards and Incentives

ExxonMobil offers two cards to its customers. Both are accepted at any Exxon or Mobil station, and each offers security and reporting features that go beyond the options available to everyday travelers.

ExxonMobil BusinessPro Card

ExxonMobil BusinessPro Card Review
CategoriesRating
Coverage
Savings
Benefits
Summary

Using ExxonMobil’s BusinessPro (formerly named “Business Fleet”) card, your drivers will be able to fill up and pay for vehicle maintenance at over 12,000 Exxon and Mobil service stations. Or you can pay extra and use the card at 95% of gas stations in the US.

As well as savings on gas, BusinessPro customers are given access to ExxonMobilBusinessOnline.com, a real-time online management portal. Using this tool, you’ll be able to see your key account info – including your driver details, available credit, and payment history – and also manage invoices and payments, track your drivers’ expenditures, and check on vehicle performance.

Crucially, you’ll also be able to tightly manage your fleet’s expenses by setting limits on things like:

  • The products and services the cards can be used to buy
  • How much can be spent in one transaction
  • How much money can be spent in one day
  • Times of day and days of the week the card works

That’s a pretty good level of financial control, more than you get with some business credit cards. What you can’t control, however, is the type of fuel the card can be used to buy. So make sure your drivers are paying attention to the pump they’re picking up!

How Does the Rebate System Work?

Exxon Mobil’s rebate system is fairly simple. In short, the more fuel you buy at Exxon and Mobil stations, the greater your rebate rate per gallon. Here’s its rebate pricing table:

Monthly Gallons at Exxon and MobilRebate Per Gallon
1-500
500-3,999
4,000-6,999
7,000-9,999
10,000+
Is ExxonMobil's reward scheme a good deal?

The average rate of earning 3¢ per gallon is standard across fuel card companies. But filling up three times a month with Shell earns you around 5¢ per gallon, and only 4¢ with ExxonMobil.


The FleetPro Card

FleetPro Review
CategoriesRating
Coverage
Savings
Benefits
Summary

Formerly known as the “Fleet National” card, ExxonMobil’s FleetPro is issued by WEX and comes with some of the same benefits as the BusinessPro card. For instance, you’ll get the same online management tools for expense tracking, the chance to earn points through Exxon Mobil Rewards+™, and spending limit options.

But the unique benefits of FleetPro over BusinessPro are:

  • Custom pricing with discounts aimed at diesel
  • Buy a wider range of products
  • Better invoicing
  • Better control over card spending
  • Option for cash advance

Plus, FleetPro customers can access additional insight through ExxonMobil’s online portal, designed to help them reduce fuel consumption and spending. These extra features include:

  • Monitor your monthly fuel consumption and see how to save on fuel
  • See which of your vehicles could do with a service to optimize fuel MPG

Exxon Mobil Rewards+

You and your drivers can also sign up for the Exxon Mobil Rewards+™ program, irrespective of which card you choose, and download the app.

The app shows you which Exxon and Mobil gas stations participate in the scheme. So you can’t earn points at every gas station. Here’s the basic outline:

  • 1 point is equivalent to 1¢
  • Everyone starts on earning 3¢ per gallon on fuel
  • Earn 2 points for every dollar spent on car washes or convenience store items
  • You claim the discount on fuel as an account credit

If you want to earn more, you have to buy more fuel and fill up more often:

  • Buy 100 gallons of Synergy™ fuel in one month and you’ll earn 4¢ per gallon
  • This has to be within the same month, not just 30 consecutive days
  • If you do this you also earn 4¢ per dollar on convenience store purchases

You also earn an extra 1¢ per gallon if you link your AARP membership to your Exxon Mobil Rewards+™ account.

Check out the legal disclaimers on the Exxon company page.

Finding an ExxonMobil Station

Gas stations accepting ExxonMobil cards have typically been lacking on the West Coast. Coverage from Maine to Florida is excellent, but west of the Mississippi is a different story. There are fewer Exxon or Mobil stations to be found in Iowa, Kansas, or Nebraska, and coverage in several other states is largely confined to the interstates, major state highways, and larger cities.

So whether ExxonMobil’s right for you will hinge on where in the country your fleet operates, and the routes your drivers take, to maximize your possible fuel savings and rewards.

Still, ExxonMobil’s Business Pro card is accepted at 95% of US gas stations, while its FleetPro cards are universally accepted due to being backed by Mastercard. So while you and your drivers may not receive rewards and discounts when using your fuel cards at non-Exxon or Mobil gas stations, they should be able to make the purchase itself.

To find the closest gas stations while out and about, drivers can visit ExxonMobil’s gas station locator. The Exxon Mobil Fuel Finder app has been retired in favor of the Exxon Mobil Rewards+™ app which you can also use for this purpose. However, we’d advise using the WEX Connect app, which you can use to locate stations by brand, pricing, and more.


ExxonMobil’s Pros and Cons

The Pros

Up to 6¢ rebate per gallon (at selected gas stations). Most customers get 3¢ though.

Advanced reporting tool to monitor gas and maintenance spend, set expenditure limits, and more.

Both programs come with fraud protection measures, as drivers must enter their driver ID number at purchase to verify that they’re the rightful handler of the card. With the FleetPro card, they must also submit their vehicle odometer reading, while fleet managers on the BusinessPro card program can choose whether drivers must also input their vehicle number, odometer reading or another meaningful data prompt to verify who they are.


The cons

✘ Gas station coverage might not suit your fleet, depending on where you’re based.

✘ ExxonMobil only offers two different fleet cards – as opposed to Fuelman which has five card types, and three of these have their own plan types. Learn more in our review of Fuelman.

✘ Conditions limit how useful the rebate and rewards systems are.


Need clarity on fleet card costs for your business?

Our Methodology: How Did We Do Our Research?

Five researchers carried out in-depth research into US fleet cards according to a comparison framework designed by our research team leader. For each card we’ve asked these questions:

  • How convenient is it to use?
  • How helpful is it for managing fuel expenses?
  • What can it do to ensure your company’s funds are secure?
  • What extra benefits do you receive from using it?

We’ve also broken down each card by fee structure, fuel type, network coverage and more to offer you the easiest choice.

Expert Verdict

Whether ExxonMobil’s gas cards will be right for your fleet depends on geography and how frequently you fill up.

For businesses whose operations and routes are concentrated east of the Mississippi, the BusinessPro card is an excellent choice. For smaller businesses west of the river, you should take a quick look at ExxonMobil’s gas station map to find out whether or not there’s decent coverage in your region. If not, it’s worth considering the FleetPro Card, which is accepted coast-to-coast.

If you’d like to compare quotes from ExxonMobil and other Expert Market-approved fleet card suppliers, all you have to do is let us know you’re interested. After answering a couple of questions, you’ll receive tailored quotes from the fleet card providers that best suit your needs. It’s fast, easy, and free – so why not give it a go?

FAQs

Is it hard to get an Exxon gas card?
How easy it is to get an ExxonMobil fleet card depends on your credit score. You’ll likely need a credit score of at least 580 for your application to be accepted, but a credit score of 640 or higher gives you a better chance. Your application should be processed by WEX Bank within 48 hours, and, if accepted, your fuel card is printed and shipped within seven days. However, you can pay extra for overnight shipping.
Are fleet cards worth it?
Fleet cards can help you save money on gas by earning discounts over time. You’ll want to be filling up at least 1,000 gallons of fuel per month in order to earn a big bonus. But fleet cards like ExxonMobil’s can improve the efficiency of your gas station trips with payment by mobile app. You’ll also get automatic expense reporting. Keeping everything digital makes accounting easier too.

So if you’re losing time and money due to lost physical cards or other inefficiencies of manual expenditure reporting, a fuel card is worth it for your business. But if you’re running a very small fleet with long gaps between trips to the gas station, a fuel card may not be worth it.

What can you purchase with a fleet card?
A fleet fuel card is mainly for buying gas, but you can also spend on vehicle maintenance, oil and even tires at some locations.
Written by:
Julia Watts author headshot photo
Specialising in business software, Julia writes jargon-busting guides about VoIP, fleet management, dash cams, fuel cards, and more. Having spent almost a decade writing for entrepreneurs and reviewing business solutions, she loves helping exciting ventures – big or small – to flourish.
Reviewed by:
Maïté Bouhali
Maite began her career with Expert Market nearly four years ago as a writer. She quickly developed a passion for the challenges faced by small businesses and now endeavours to help them make informed decisions for their future. In her current position as Business Software Editor, Maite works closely with writers to ensure that each article is informative, well-researched, engaging, and actionable for readers. With extensive knowledge of CRM, vehicle tracking devices, and fuel cards, she is meticulous in her review of each article and provides detailed feedback before publication. Whether you're seeking to stay informed on the latest trends in business software or need guidance in selecting the most appropriate software for your organisation's needs, Maite is here to help. With her sharp eye for detail and commitment to quality, she is dedicated to supporting businesses in achieving their goals.