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Exxon Mobil Card Review

Exxon and Mobil are globally-recognized brands, and both have a significant presence on the highways of the United States. For businesses seeking a fleet fuel card to better manage their expenses -- and their business – an Exxon Mobil card is an excellent option.

Businesses Served

Exxon Mobil's fleet cards are suitable for small and medium fleets, municipal fleets, nonprofit organizations, and large regional or national fleets. With two cards offering varied coverage and service options, an extensive network of stations, and useful reporting options, it's easy to find a fleet fuel card that suits your unique needs.

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Exxon Gas Cards, Rewards and Incentives

Exxon Mobil offers two cards to its customers. Both are accepted at any Exxon/Mobil location, and each offers security and reporting features that go beyond the options available to everyday consumers.

Business Fleet Card

Business Fleet Card Review
CategoriesRating
Coverage
Savings
Benefits
Summary
Reviewed by :

The Business Fleet Card offers a promotional savings of 10¢ per gallon during the first 6 billing periods. Afterward, the standard savings is six cents per gallon at Exxon and Mobil locations. There are no setup or periodic fees associated with the card. Online account management gives access to details on payment history, driver activity, and available credit. It also allows business owners and fleet managers to manage invoicing, purchase types, dollar and gallon limits, and limits based on the time of day or day of the week. Exception based reporting alerts you if unauthorized purchases are made.

Fleet National Card

Fleet National Card Review
CategoriesRating
Coverage
Savings
Benefits
Summary
Reviewed by :

The WEX-issued Fleet National Card has the same promotional period as the Business Fleet Card, though it's worth noting that this saving is only available at Exxon and Mobil stations. However, the advantage of this card, and what makes it a good choice for large fleets, is the ability to use it at nearly 90% of fueling locations in the United States. While there's significant overlap in benefits and reporting capabilities between both cards, the more accurate reporting functions available on the Fleet National Card enhance security as well as giving fleet managers the ability to take a more proactive approach toward both spending and vehicle maintenance.

Find an Exxon or Mobil Station

Both Exxon and Mobil have their roots on the East Coast, and most of their stations are concentrated there; coverage from Maine to Florida is excellent. West of the Mississippi is a somewhat different story. There's very few Exxon or Mobil stations to be found in Iowa, Kansas or Nevada, and coverage in several other states is largely confined to the interstates, major state highways, and larger cities. Some thought should be given to the area in which your fleet operates, and the routes habitually taken by your fleet assets, before signing up for an Exxon Mobil fleet card.

Finding a station entails simply visiting their dedicated website which shows the locations of Exxon Mobil stations in the US, as well as Esso stations in Canada. There are also free iOS and Android apps available, though the navigation feature in the iOS version is somewhat temperamental, and complaints are common with the Android version that the filtering/sorting is wonky, and that some stations listed no longer exist at the addresses given.

Pros and Cons

Aside from the location and app concerns previously mentioned, the other downside to Exxon Mobil's fleet card offerings would seem to be that there are so few of them; most card programs provide multiple cards to scale services to fleets of multiple purposes and sizes. However, the feature set of the Business card is sufficient for small to medium-sized fleets, and the National Fleet Card offers excellent coverage to larger fleets, or those that operate across state lines.

Conclusion

As with most other brand-specific cards, whether the Exxon Mobil Business Gas Card will be right for your business fleet depends heavily upon geography. For businesses whose operations and routes are concentrated east of the Mississippi, this card is an excellent choice. For smaller businesses west of the river, a quick perusal of the fuel locator map is in order, or it would be worth considering the WEX-issued National Fleet Card, which is accepted coast-to-coast.