ExxonMobil Fleet Cards Review: Are They Right for Your Fleet?

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We rate ExxonMobil fleet cards 4/5 for their wide network of refuelling stations and customization options. Read on to find out all the details of ExxonMobil's gas payment cards.

There are now two types of fleet fuel cards to choose between from ExxonMobil: Business Pro and FleetPro. They both offer slightly different benefits: BusinessPro lets you collect loyalty points to earn rebates, while FleetPro is a type of Mastercard so you can buy different types of products.

If you're looking to buy a fleet card but don't know where to start, simply fill out our easy form. Then you'll get a callback from a fleet card expert who can help you work out which card is best for your business.

ExxonMobil
ExxonMobil Fuel Cards
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Pricing $2 per month plus $40 set-up fee
Quick overview

The best part about ExxonMobil is its options to tailor spending and set card limits. Recent changes to its rebate system have made it less generous; it's now 3¢ per gallon for all members, but there's a few ways to boost this. It has more refuelling sites than BP, but fewer than Shell.

Strengths

Convenient mobile payment

Good customization options on fuel spending

Flexible payment options if your fleet is smaller than 15 vehicles

Weaknesses

Few refuelling spots on the West coast

Extra fees if you sign up to carry a balance

Rebate system is confusing

Pricing
One-time set up feeMonthly card fee
$40 $2

Which Businesses Should Use ExxonMobil Fleet Cards?

ExxonMobil is one of the best fleet fuel card companies which we recommend for small and medium fleets, in particular. But their cards can also work well for municipal fleets, nonprofit organizations' fleets, and large regional or national fleets.

ExxonMobil’s BusinessPro is ideal for small businesses. You’ll earn loyalty points per purchase so long as you're buying 100 gallons of fuel each month. That said, the points expire after one year.

On the other hand, ExxonMobil’s FleetPro offers even better spending control, making it ideal for companies that operate large fleets. Its online management tools help bigger businesses reduce fuel consumption and spend.


ExxonMobil's Fleet Cards, Rewards and Incentives

ExxonMobil offers two cards to its customers. Both are accepted at any Exxon or Mobil station, and each offers security and reporting features that go beyond the options available to everyday travellers.

ExxonMobil BusinessPro Card

ExxonMobil BusinessPro Card Review
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Benefits
Summary

Using ExxonMobil’s BusinessPro (formerly named “Business Fleet”) card, your drivers will be able to fill up and pay for vehicle maintenance at over 12,000 Exxon and Mobil service stations. Or you can pay extra and use the card at 95% of gas stations in the US.

As well as savings on gas, BusinessPro customers are given access to ExxonMobilBusinessOnline.com, a real-time online management portal. Using this tool, you’ll be able to see your key account info – including your driver details, available credit, and payment history – and also manage invoices and payments, track your drivers’ expenditure, and check on vehicle performance.

Crucially, you’ll also be able to tightly manage your fleet’s expenses by setting limits on things like:

  • The products and services the cards can be used to buy
  • How many can be spent in one transaction
  • How much money can be spent in one day
  • Times of day and days of the week the card works

That's a pretty good level of financial control, more than you get with some business credit cards. What you can't control, however, is the type of fuel the card can be used to buy. So make sure your drivers are paying attention to the pump they're picking up!

How Does the Rebate System Work?

This is a little complicated so we've broken it down into really simple terms as best we can.

You sign up to the Exxon Mobil Rewards+™ program and download the app. The app shows you which Exxon and Mobil gas stations participate in the scheme. So you can't earn points at every gas station. Here's the basic outline:

  • 1 point is equivalent to 1¢
  • Everyone starts on earning 3¢ per gallon on fuel
  • Earn 2 points for ever dollar spent on car washes or convenience store items
  • You claim the discount on fuel as an account credit

If you want to earn more, you have to buy more fuel and fill up more often:

  • Buy 100 gallons of Synergy™ fuel in one month and you'll earn 4¢ per gallon
  • This has to be within the same month, not just 30 consecutive days
  • If you do this you also earn 4¢ per dollar on convenience store purchases

You also earn an extra 1¢ per gallon if you link your AARP membership to your Exxon Mobil Rewards+™ account.

Check out the legal disclaimers on the Exxon company page.

Is ExxonMobil's reward scheme a good deal?

The basic rate of earning 3¢ per gallon is standard across fuel card companies. But filling up three times a month with Shell earns you 5¢ per gallon, and only 4¢ with ExxonMobil.


The FleetPro Card

FleetPro Review
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Summary

Formerly known as the “Fleet National” card, ExxonMobil's FleetPro is issued by WEX and comes with some of the same benefits as the BusinessPro card. For instance, you'll get the same online management tools for expenses tracking, the chance to earn points through Exxon Mobil Rewards+™, and spending limit options.

But the unique benefits of FleetPro over BusinessPro are:

  • Custom pricing with discounts aimed at diesel
  • Buy a wider range of products
  • Better invoicing
  • Better control over card spending
  • Option for cash advance

Plus, FleetPro customers can access additional insight through ExxonMobil’s online portal, designed to help them reduce fuel consumption and spend. These extra features include:

  • Monitor your monthly fuel consumption and take steps to lower it
  • See which of your vehicles could do with a service to optimize fuel MPG

Finding an ExxonMobil Station

Gas stations accepting ExxonMobil cards have typically been lacking in the Midwest. Coverage from Maine to Florida is excellent, but west of the Mississippi is a different story. There are fewer Exxon or Mobil stations to be found in Iowa, Kansas or Nebraska, and coverage in several other states is largely confined to the interstates, major state highways, and larger cities.

So, whether ExxonMobil’s BusinessPro card is right for you will hinge on where in the country your fleet operates, and the routes your drivers take.

WEX announced plans in August 2022 to take over ExxonMobil's commercial cards. That's good news as WEX has a very wide range of gas station acceptance – 45,000 compared with ExxonMobil's 12,000. The takeover could be the start of wider acceptance of ExxonMobil cards.

But in the meantime, the widest coverage comes with ExxonMobil’s FleetPro cards, which you can extend even further for a fee.

To find the closest gas stations while out and about, drivers can visit ExxonMobil’s gas station locator. The Exxon Mobil Fuel Finder app has been retired in favor of the Exxon Mobil Rewards+™ app which you can also use for this purpose. However, we’d advise using the WEX Connect app, which you can use to locate stations by brand, pricing, and more.


ExxonMobil's Pros and Cons

The Pros

Up to 6¢ rebate per gallon (at selected gas stations). Most customers get 3¢ though.

Advanced reporting tool to monitor gas and maintenance spend, set expenditure limits, and more.

Both programs come with fraud protection measures, as drivers must enter their driver ID number at purchase to verify that they're the rightful handler of the card. With the FleetPro card, they must also submit their vehicle odometer reading, while fleet managers on the BusinessPro card program can choose whether drivers must also input their vehicle number, odometer reading or another meaningful data prompt to verify who they are.

Takeover by WEX could signal the start of wider gas station acceptance.


The cons

✘ Gas station coverage might not suit your fleet, depending where you're based.

✘ Have to pay extra to extend FleetPro's acceptance.

✘ ExxonMobil only offers two different fleet cards – as opposed to Fuelman which has five card types, and three of these have their own plan types.

✘ Lots of conditions limit how useful the rebate system is.


Need clarity on fleet card costs for your business?
Expert Verdict

Whether ExxonMobil's gas cards will be right for your fleet depends on geography and how frequently you fill up.

For businesses whose operations and routes are concentrated east of the Mississippi, the BusinessPro card is an excellent choice. For smaller businesses west of the river, you should take a quick look at ExxonMobil's gas station map to find out whether or not there's decent coverage in your region. If not, it's worth considering the FleetPro Card, which is accepted coast-to-coast.

If you'd like to compare quotes from ExxonMobil and other Expert Market-approved fleet card suppliers, all you have to do is let us know you're interested. After answering a couple of questions, you'll receive tailored quotes from the fleet card providers that best suit your needs. It's fast, easy, and free – so why not give it a go?

FAQs

Is it hard to get an Exxon gas card?
How easy it is to get an ExxonMobil fleet card depends on your credit score. You'll likely need a credit score of at least 580 for your application to be accepted, but a credit score of 640 or higher gives you a better chance. Your application should be processed by WEX Bank within 48 hours, and, if accepted, your fuel card is printed and shipped within seven days. However, you can pay extra for overnight shipping.
Are fleet cards worth it?
Fleet cards can help you save money on gas by earning discounts over time. You'll want to be filling up at least 1,000 gallons of fuel per month in order to earn a big bonus. But fleet cards like ExxonMobil's can improve the efficiency of your gas station trips with payment by mobile app. You'll also get automatic expenses reporting. Keeping everything digital makes accounting easier too.

So if you're losing time and money due to lost physical cards or other inefficiencies of manual expenditure reporting, a fuel card is worth it for your business. But if you're running a very small fleet with long gaps between trips to the gas station, a fuel card may not be worth it.

What can you purchase with a fleet card?
A fleet fuel card is mainly for buying gas, but you can also spend on vehicle maintenance, oil and even tires at some locations.
Written by:
Julia Watts Content Manager

Specialising in the complex realms of telephone systems, business energy, vehicle tracking, asset tracking, and fuel cards, Julia writes content that cuts through the noise to help you find the right solutions and technologies for your business. Having spent five years working across the dynamic world of entrepreneurship, she loves helping exciting ventures – big or small – to flourish.