Best Business Gas Cards 2025: Fuel Cards Compared

The best gas cards help manage your fleet’s fuel consumption closely, and even get discounts at the pump – and that’s crucial when fuel is estimated to be around 25% of total fleet costs in 2025.

According to our industry research, the best gas card is the WEX Fleet Card. It gives access to a wide network of 185,000 gas stations (or 95% of the country), provides you with detailed oversight of your fleet operations, and offers an extensive discount package.

Of course, every company operating a fleet will have slightly different needs when it comes to managing fuel expenses. Below we’ve profiled four other competitors that stood out in our research so that you can compare and find the best-suited option for your operations.

The Best Gas Cards in 2025

After analysing the US market, our top five gas cards for US fleets in 2025 are the following:

1. WEX Fleet Card – Best Overall Gas Card

Discount per gallon: $0.03 plus access to the WEX EDGE Savings Network

Prices correct as of April 2025

The top pick from our research, the WEX Fleet Card gives you control and visibility over your fleet, including spending controls, automated accounting, purchase alerts, and customized reporting.

It’s user-friendly, with a handy station locator and fuel comparison tool, allowing drivers to find the cheapest rates. It also has a pay-at-pump functionality so drivers can be on their way quickly after filling up.

When it comes to security features, WEX goes the extra mile, too:

• Each driver is assigned a card with a unique ID, and a PIN code must be entered to use the card.
• As a business owner, you’ll be able to set spending limits, restrict the type of fuel being purchased, and remotely block cards in the case of misuse.
• WEX will alert you when it detects unusual activity on the card and, in the case of theft, you can be reimbursed if the card is used fraudulently.

The card can’t be used for toll fees or parking, which can be a nuisance for drivers who need to pay for these things. The Comdata Card, in comparison, allows you to pay for these.

How much does a WEX Fleet Card cost?

A WEX Fleet Card is a great choice for smaller businesses as the upfront costs are low. You can access fuel rebates for as little as $2 per card, per month. There is no minimum spend, but the rebate will increase the more you fill up.

How big is WEX’s station network?

• The WEX Fleet Card is almost universally accepted, with a network that covers 95% of the US.
• There are more than 185,000 stations and 45,000 service centers in WEX’s network, encompassing national and regional brands, such as 76, BP, Citgo, ExxonMobil, Gulf, Marathon/Speedway, and Sunoco.
• Any WEX card – whether it carries the WEX name or a retailer’s brand – is valid at any member station. It is worth noting that not all benefits are available at every station within the network, so you may not be able to score rebates or other savings from all the stations where the card is accepted.

What other perks are there with a WEX Fleet Card?

This card gives you access to the WEX EDGE Savings Network, which offers many features, including data analytics and reporting, GPS tracking and discounts on hotel stays, tires and wireless solutions and accessories.

You can also control your WEX Fleet Card account using its Fleet SmartHub app on mobile. This allows you to look up driver IDs, view/filter transactions for each card, and check for any misuse in the process. If necessary, you can also cancel lost or stolen cards, as well as check your fuel card credit limit.

If you encounter any bumps in the road with your WEX Fleet Card, you’ll be happy to know that you can contact its Maine-based customer service via 24/7 phone support. WEX’s customer service is also available 24/7 via email.

2. Edenred Essentials – Best Gas Card for Extra Expenses

Discount per gallon: $0.01 – $0.04

Prices correct as of April 2025

Edenred Essentials is an excellent all-rounder. Similar to WEX’s Fleet Card, it has great security features, including purchase alerts, driver ID, PIN codes, and remote fraud protection. This makes it one of the best fuel cards for truckers.

Intuitive dashboards that show you essential stats, such as purchases by time of day, total fuel spent, and the total spend of your drivers, mean you can analyze your company spending when you need to. Plus, you can set spending limit controls and on-hand expense management that allow you to control where money is being spent and when.

How much does an Edenred Essentials card cost?

The Edenred Essentials card will set you back $3 per card per month.

When it comes to rebates, here’s a quick breakdown based on how much fuel you purchase.

• Your rebate starts at $0.01 per gallon and can reach a maximum of $0.04 per gallon – if your fuel consumption surpasses 30,000 gallons per month.
• There is an additional rebate of $0.04 per gallon on all fuel purchases at Casey’s General Stores, of which there are 2,400 across the Midwest.
• In other words, this card will primarily reward larger fleets. However, if you are a smaller fleet with high monthly costs, it may still be an appealing choice.

Edenred Essentials also allows you to pay for toll fees, engine lubricants, maintenance, parking, and cleaning fees. This is really handy if you want to keep all of your fleet management expenses in one place – and to make the most of Edenred’s accounting features. In that sense, it outshines its competitors, which don’t allow you to spend on all fleet-related costs.

It doesn’t have a price comparison tool, however, which can make it harder to get the best savings on fuel, unlike the WEX Fuel Card, which allows you to do this.

How big is Edenred’s station network?

As Edenred is accepted anywhere that accepts Visa, its network is as vast as WEX’s.

However, unlike its competitor, it does not feature a station locator tool, but since Visa has a wide acceptance rate, your drivers won’t find it difficult to find somewhere to fill up.

What other perks are there with an Edenred Essentials card?

The best gas cards come with a range of perks, and Edenred Essentials is no different.

Here’s a breakdown of each of the perks you can receive:

• A free Costco membership – which usually costs $60 a year – is perfect for drivers who need a pick-me-up on their travels.
• Both Spanish and English versions of the app and desktop platform, which is perfect for bilingual fleets.
• EV charging coverage alongside gasoline and diesel, ensuring that Edenred can grow alongside fleets that are moving towards electric vehicles.
• US-based team, meaning whether you’re an existing cardholder or a prospective client, you can reach Edenred’s team via phone. Its corporate office is based in Massachusetts, so it’s good to know you can speak to someone on home soil.

However, Edenred Essentials doesn’t do gas price comparison, unlike the WEX Fleet card, and it doesn’t let drivers pay for gas at the pump, making it slightly less convenient to use.

3. Comdata Card – Best App for Fleet Drivers

Discount per gallon: $0.07 – $0.25

Prices correct as of April 2025

How much does a Comdata Card cost?

The Comdata Card is the most expensive option on our list. Here’s a quick breakdown of the costs:

• A one-time setup fee of $50.
• A monthly fee of $8 per card.
• Rebates of $0.07-$.025 off per gallon, higher than its competitors.
• Credit limit of $4,000, depending on your credit rating.

However, keep in mind that its station network is relatively small and rebates only apply at TA Petro, Pilot Flying J, Love’s, AMBEST, Speedway, and 7-Eleven locations.

By contrast, WEX is accepted at 95% of gas stations, and the Edenred Essentials card anywhere that accepts Visa, thereby covering a lot of ground. So, even though the Comdata card offers higher rebates on gas than these two competitors, you may not encounter as many opportunities to earn them.

If you are a smaller business looking for a cheaper option, the Shell Business Card might suit your needs better.

How big is Comdata’s station network?

At 15,000 stations, the Comdata Card does have decent network coverage, better than Shell or ExxonMobil, so your drivers shouldn’t have too much trouble finding a station with this card.

Through the DRIVEN FOR COMDATA app, drivers can easily find the location of relevant stations (as well as check balances, transfer funds, and monitor transactions).

That being said, if your fleet travels far and wide, and coverage is a top priority, you can opt for the WEX Fleet Card or Edenred Essentials, which have the most extensive coverage among the providers on this list.

What other perks are there with a Comdata Card?

There are significant perks when signing up with Comdata. In addition to generous fuel rebates at selected filling stations, you can also access discounts on tires, hotel stays and parking with the Extra Mile Discount Program.

To save your drivers time, they can also benefit from the Comdata CAT Scale, which is an easy, automated way to locate and pay for CAT Scale transactions, allowing them to skip waiting in line and get on their way.

Comdata’s corporate HQ is in Tennessee, which means if you’re calling customer service, you’ll be able to speak to someone based in the US.

4. Shell Business Card – Best Gas Card for Small Fleets

Discount per gallon: Up to $0.06 (depending on volume)

Prices correct as of April 2025

How much does a Shell Business Card cost?

The Shell Business Card is designed for small businesses, so it doesn’t have fees like other providers we’ve reviewed.

There are no card fees, minimum spend requirements, or surcharges.

What gas rebate rates does the Shell Business Card offer?

Rebates are tiered, and unlike the old Shell Small Business Card, there’s now no maximum gallon limit, meaning your rebate rate continues to climb even as your fleet scales. Previously, there was a 20,000-gallon per billing cycle limit for the maximum $0.06 rate; now anything over 10,001 gallons will be rated for $0.06 per gallon.

These rebates apply to purchases at Shell locations only. Although Shell also offers the Shell Card Business Flex, which includes bonus rebates at select Shell stations and works across 95% of gas stations, the Shell Card Business is designed to keep things simple for smaller fleets that refuel primarily at Shell.

How big is Shell’s station network?

The Shell Business Card can be used at around 13,000 stations across the US. For a free card aimed at smaller fleets, this is still great coverage (even if it is the smallest on this page). You can view where these stations are using Shell’s Service Station Locator website or its Driver Dash App for mobile, a very important feature that even some paid cards do not offer (Edenred Essentials, we’re looking at you).

If a wider station extent is what you’re looking for, however, consider the options from WEX and Edenred, which have wider coverage.

What other perks are there with a Shell Business Card?

Similarly, in terms of extra perks, the Shell Business Card is a somewhat basic choice. However, its package has improved compared with the old Shell Small Business Card. The new and improved Shell Business Card includes access to:

• Jiffy Lube Fleet Program: Up to 20% off maintenance services (previously 15% with the old Shell card).
• 24/7 fleet rescue roadside assistance with mobile payment support.
• Optional enrollment in fuel rewards, offering extra savings for personal and work-related fuel purchases (previously, there were no additional perks on offer).

A bigger change is that you now have improved online account management and spending oversight – features that were notably absent in the old Shell Small Business Card.​ The key improvements are:

• Shell Account Manager Portal: This online platform offers real-time access to transaction data, enabling fleet managers to monitor and control spending effectively. ​
• ClearView Analytics: Provides detailed reports on fuel usage and expenses, facilitating informed decision-making and cost optimization. ​
• Mobile accessibility: With tools like the WEX Fleet SmartHub, since this is a WEX-backed card, users can manage accounts, set spending limits, and track driver expenditures from anywhere, enhancing operational flexibility.

Good To Know: Shell US is headquartered in Kentucky. If you encounter any troubles along the road with your fleet gas card, it’s helpful to know you can speak to someone US-based via customer service.

5. ExxonMobil BusinessPro Card – Best Gas Card for Customizability

Discount per gallon: $0.06

Prices correct as of April 2025

How much does an ExxonMobil BusinessPro Card cost?

With the Fuel Anywhere option, the ExxonMobil BusinessPro card costs $2 per card, per month, the joint-second cheapest option on this list, after the Shell Business Card, which has no fees.

You’ll score volume-based fuel rebates as you fill up with the ExxonMobil BusinessPro. The more you fill, the more you earn back, but it’ll average at $0.04 per gallon. The good news is that there is no minimum spend to achieve these savings.

If you opt solely for Exxon or Mobil stations, you’ll be able to access the same rebates and you’ll avoid paying card fees. So, it’s up to you whether to opt for greater savings or a more extensive station network.

It’s important to note that the card doesn’t restrict the type of fuel purchased, which can leave you open to potential unauthorized use. Both Comdata and Edenred provide this service if needed.

How big is ExxonMobil’s station network?

ExxonMobil is great for flexibility. With this card, you’ll be given two options.

• Exxon and Mobil stations, which give you access to 12,000+ gas stations in the US.
• Fuel Anywhere, which covers 95% of US stations (roughly 185,000 stations).

Keep in mind that Exxon stations are sparser on the West Coast, so Fuel Anywhere may be a better option if you need larger coverage there. But, if you do live in an area that has a lot of Exxon and Mobil stations, you might want to forgo the Fuel Anywhere option, since doing this removes membership and monthly fees.

What other perks are there with an ExxonMobil BusinessPro card?

With an ExxonMobil BusinessPro card, you’ll receive fuel rebates and also gain access to its loyalty program. ExxonMobil’s Rewards+ Points are collected every time you spend on fuel, convenience store items, and car washes.

For reference, each gallon of fuel you buy earns you back three points, and you’ll also earn two points for every dollar spent on non-fuel items. Once you hit 100 points, this is a dollar you can spend at the pump or in the convenience store. Simply put, you can earn as you spend and rack up a pretty nice amount of savings.

WEX is the issuer of the ExxonMobil BusinessPro cards so, as with the WEX Fleet Card, you’d contact WEX in the case of support or sales enquiries. Luckily, this means that you can speak to someone US-based, as WEX’s headquarters are in Maine.

Gas Card Buying Guide: Everything You Need To Know

In this section, we will explain how to find the best gas card, and what the overall impact on your business might be.

How do gas cards work?

Business owners or fleet operation managers give their drivers gas cards to allow them to purchase fuel and other vehicle maintenance services on the road. Crucially, they can control the spending on each card and track exactly what each driver is doing while out on the road.

This is important for two reasons:

• It gives you oversight of every transaction and allows you to plan your fuel expenses efficiently, saving money in the process.
• It protects you from fraud and unauthorized use by drivers, which can cause damage to your revenue and business reputation.

How to find the best gas card

Not sure where to start? We’ve laid out the step-by-step process of finding your best-suited fleet card.

1. Credit check for eligibility

First, check your credit score to see what cards you’ll qualify for. You can get a free copy of your credit report from AnnualCreditReport.com, Equifax, or TransUnion. If you have a poor credit score, you still have options. Some providers are less strict than others, and pre-paid cards require no credit check at all.

2. Consider the specific requirements of your company

No two fuel cards are the same. Some are made with large fleets in mind, while others are geared towards smaller businesses. Look out for card fees and the savings you can make on gas through rebates or fixed tariff rates. You should also consider factors such as the gas station network – some cards have near-universal US coverage, while some are more limited to a specific area.

3. Research your options

Once you’ve understood what you are looking for in a gas card, you can begin to search through the available options. There are a lot of choices out there, so this can be a time-consuming process. You can speed up this stage by using our free comparison tool. Just answer a few simple questions and we’ll match you with providers who suit your needs.

4. Check for extra perks

While fuel cards can help you save on gas purchases, they can also offer extra perks that help drive extra savings. Some providers offer accounting features and insights into fuel consumption and miles per gallon. And some cards are valid for purchasing non-fuel-related products, such as engine lubricants, tires, cleaning and parking fees, or can grant you access to savings on hotel stays, food and other extras.

5. Submit your application

Applying for a gas card is usually a straightforward process done online, over the phone, or by mail. Following a successful application, you should receive your card within 7-10 business days.

Can I stop my drivers from using a gas card for their personal fuel purchases?

To avoid drivers using gas cards for personal purchases, some cards allow you to track how fuel is being used.

For instance, WEX fuel cards require the driver to enter the mileage and a personal PIN when pumping gas. This records exactly how much fuel is being used with the card and if it doesn’t match up to the fuel required, you’ll know that it’s being used elsewhere.

You can often also make your drivers submit receipts to the relevant gas card’s mobile application.

These features will vary depending on the fuel card you choose, so it’s worth discussing with a relevant gas card provider what options there are to protect you against this.

What Is the Difference Between Gas Cards and Credit Cards?

A gas card is like a credit card in a lot of ways. Here are a couple of their similarities:

• They both allow you to pay with credit at the pump and can give you cash back for purchases your drivers make. Some also offer cash back on travel expenses, such as car rentals, airlines, and hotels.
• Fuel credit cards can also improve your credit rating, just like a regular credit card. So, if you pay your fleet’s balance on time every month, you can boost your eligibility for all kinds of loans. On the other hand, if you carry a balance beyond the repayment date, you’ll be hit with eye-watering APRs.
• They look similar. Both will be plastic cards that can fit in a wallet.

All that said, some pretty big differences mean fuel cards are considered an alternative payment method to credit cards.

The main differences between business gas cards and credit cards are:

• Gas cards have shorter payment terms than credit cards.
• On a gas card, no rolling balance is cleared (or partially cleared) each month.
• Fuel isn’t typically paid at the point of sale when using a gas card – the bill is sent to your account to be paid at a later date.
• Controls can be set up on gas cards to only allow the purchase of certain grades of fuel (e.g. petrol, petrol & gas, etc.).
• Fuel spending limits can be applied using SmartChip technology on some gas cards.
• Liability for fraudulent purchases lies with the driver using the gas card.
• Card terminals for gas cards are separate from those for credit cards (bunkered cards only).
• Some gas card providers let you buy non-fuel products, including lubricants and AdBlue.

How Expert Market Evaluates Gas Cards