Written by Matt Reed Reviewed by Maïté Bouhali Updated on 24 July 2025 On this page Best Fuel Cards for UK Fleets: Key Takeaways 1. The Right Fuel Card Company – Best Overall 2. The Fuel Store – Best for Prepaid Cards 3. WEX Europe – Best for European Coverage 4. Allstar – Best for Hybrid Fleets 5. Diesel Card Ireland – Best for Coverage in Ireland 6. BP – Best for Larger Fleets 7. Keyfuels: Best for Haulage Fleets 8. Shell – Best for Small Fleets 9. Texaco – Best for Localised Businesses 3 questions to consider when choosing your fuel card provider Our Methodology: How We Ranked the Best Fuel Card Providers Verdict FAQs Expand The Right Fuel Card Company is the UK’s top fuel card pick this year, cutting up to 6p off every litre at 3,400+ BP, Esso and Shell stations while letting you track every fill‑up in real time.Yet the smartest choice still hinges on three things:Where do your vehicles refuel? Long‑haul routes into Europe, or sticking close to one refiner’s network in your locale?What do they run on? Diesel only, petrol vans, or a growing mix of EVs and PHEVs?How do you prefer to pay? Prepaid to avoid credit checks, bulk wholesale, or fixed weekly prices for predictable budgeting.Below you’ll see nine leading suppliers laid out side‑by‑side, so you can spot at a glance who offers the broadest network, biggest pence‑per‑litre savings, strongest EV coverage, and the fewest hidden fees. Compare the table, read our short reviews, and you should know the fuel card that saves your fleet the most in 2025. Swipe right to see more 0 out of 0 backward forward The Right Fuel Card The Fuel Store WEX Europe Allstar Diesel Card Ireland bp Keyfuels Shell Texaco Best For Best overall Best For Prepaid cards Best For European coverage Best For Hybrid fleets Best For Ireland coverage Best For Larger fleets Best For Haulage fleets Best For Small fleets Best For Local businesses Card Fees Not listed Card Fees Not listed Card Fees £5 per month or £50 per year Card Fees Not listed Card Fees Not listed Card Fees Not listed Card Fees Variable pence per litre or fixed weekly price (depends on card) Card Fees Not listed Card Fees 1p per litre of fuel purchased (variable fuel price) or fixed weekly price with no fees Savings and Discounts Up to 10p per litre Savings and Discounts Average discounts of 12.5p per litre reported Savings and Discounts Direct discounts only on Esso Synergy fuel Savings and Discounts Average discounts of 15p per litre Savings and Discounts Discounts through fixed weekly prices Savings and Discounts Competitive fuel costs Savings and Discounts Discounts through bulk purchases or fixed weekly prices Savings and Discounts Up to 4p per litre for qualifying small businesses Savings and Discounts Fixed weekly prices and loyalty points under Star Rewards program Network 3,400+ Network 4,200+ Network 20,000+ across Europe Network 7,500+ fuel stations and 59,000+ EV charging stations Network 1,900+ across Ireland, 3,000+ on mainland Britain Network 3,500+ fuel stations and 12,000+ EV charging stations Network 3,500+ Network 3,700+ fuel stations and 32,000 EV chargers Network 3,200+ Key Features 14 card types; fixed weekly or pump pricing; live spend/app + HMRC reports; UK phone support. Key Features Prepaid & credit cards; Fuel AI analytics + FraudGuard; wide HGV/motorway network; carbon offset auto‑enrolled. Key Features 22 country cover; Esso Synergy diesel discount; VAT reclaim tools; 24/7 multilingual support. Key Features 90% UK fuel sites; one invoice for fuel & EV; ServicePoint garage savings; Co‑Pilot app. Key Features NI/ROI/GB on one card; fixed weekly or pump‑minus; € or £ invoicing; e‑Route live prices/EV map. Key Features BP Plus Fuel & Charge single card; Aral add‑on for 24k EU sites; bp Account Manager analytics. Key Features Wholesale bulk (Direct) or fixed weekly (PAYG); HGV‑specific sites; bespoke haulage plans. Key Features Single Shell Card for fuel, EV & tolls; Fleet Hub + API; driver rewards via GO+. Key Features Choice: Star Rewards pump price or fixed weekly Fastfuel; one VAT invoice; Texaco locator app. Best Fuel Cards for UK Fleets: Key Takeaways Match the card to your fleet realities. That means starting with the basics such as network coverage, pump/weekly pricing and/or EV‑port access. Then map those qualities against where your vehicles actually travel, their fuel type(s) and your average monthly litres.Budget beyond the headline discount since (as you can see on this page) fuel card issuers rarely publish their exact monthly or annual card fees online; most quotes are bespoke. Factor in hidden extras such as inactivity fees, minimum monthly litre thresholds and non-provider brand surcharges.Right Fuel Card Company keeps the all-around crown. With 11 different cards and a 3,400‑plus‑station footprint that spans BP, Esso, Shell and supermarket sites, it still offers the broadest choice of all fuel card providers and the simplest way to mix cards within one account.Other stand‑out specialists:The Fuel Store – best prepaid model and the highest advertised and verified savings for 2025 (up to 12p per litre), which is ideal for SMEs that like tight spend control.WEX Europe – unrivalled cross‑EU border reach (20,000+ UK/EU sites) and multi‑currency billing for hauliers.Allstar – strongest hybrid option, pairing 7,600+ fuel stations with 29,000+ public EV charge points on one invoice.Keyfuels – great for HGV operations that want wholesale bulk rates.Diesel Card Ireland – the go‑to for fleets that criss‑cross Northern Ireland, the Republic and mainland Britain. 1. The Right Fuel Card Company: Best Overall SupplierQuick verdict: Save up to 10p per litre at more than 3,400 BP, Esso and Shell stations and monitor every fill‑up in real time. Mostly use fixed weekly pricing, but also pay at the pump cards, too. That mix of reach, savings and control keeps The Right Fuel Card Company at #1 for UK fleets.Why do fleets pick the Right Fuel Card Company?Fourteen fuel card options tuned to cars, vans, HGVs and mixed fleets.Fixed weekly price (reflective of ‘global pricing changes in international oil markets’) makes for predictable budgeting.Typically 2p to 10p below the pump compared to the national average fuel price over the previous 6 weeks. This 10p per litre promise is a return to the discounts promised two years ago, after falling to 8p per litre last year and 6p at the start of 2025.This beats many providers that don’t advertise any clear savings at all (like BP or Shell), although it isn’t as high as The Fuel Store or Allstars’ average savings of 12.5p and 15p, respectively.Web dashboard + mobile app for live spend, HMRC‑ready reports and station finder at home or on the move.UK‑based phone support (Mon to Thu between 09:00‑17:00 and Fri between 09:00‑15:00).You have fourteen different fuel cards to consider with The Right Fuel Card Company, each benefitting different vehicle types and gas stations in particular. Source: Matt Reed / Expert Market via The Right Fuel Card CompanyWhat fuel cards are available with the Right Fuel Card Company?Some of the cards you could consider via the Right Fuel Card Company include:The BP Bunker Card works at over 1,200 BP stations, catering to large HGV trucks that use diesel.The Esso Commercial Card works at over 1,200 Esso stations, geared towards diesel vehicles of all types.The Shell CRT Card works at over 1,000 Shell stations, designed for unleaded, diesel and dual-fuel vehicles of all types.The Shell Fuel & Charge Card works at over 23,000 charge points across the UK for EV charging, as well as at Esso, Texaco, Gulf, Glearner, Circle, K & Morrisons partner network stations (over 3,000 sites) for petrol and diesel.While the other options have fixed, weekly pricing, with the Shell Fuel & Charge Card you pay the pump price + a 25% surcharge for petrol and diesel. For EV charging, you’ll pay the retail price plus a transaction fee.When clicking on a fuel card for more information, you get a brief summary such as this one for the Shell CRT card. Source: Matt Reed / Expert Market via The Right Fuel Card CompanyGood to know before you applyWe went through the Right Fuel Card Company’s terms and conditions, as well as its general website details, and found some important things to know before you sign up.ClauseDetailsNegotiated Monthly Card Fee + Admin “Network Service” FeeTwo recurring charges on every invoice, but the amounts are negotiated, not published.The Right Fuel Card company doesn’t state its card fees publicly, though our research tells us that each card has a minimum monthly spend of between £300 and £500, depending on your agreement.Card/Account‑Non‑Usage FeeIf a card or the whole account is idle for a month, a small penalty is added.Weekly e‑invoicing & Direct‑Debit‑only paymentUp to 52 invoices a year; funds are collected automatically on the due date.Late payment – bounced Direct Debit / 8% + BoE interestMiss one payment and every open invoice becomes due immediately, with 8% interest until cleared.Credit checks on directors/ownersThin‑credit start‑ups may need a deposit or could be refused.Possible deposit or fee hike if volume dropsIt can raise fees with 7 days’ notice if your actual litres fall below your estimate.Right Protect covers up to £5,000 per lost/stolen‑card incidentLiability stops at £5k once you’ve reported the loss via portal or phone.Exit windowYou need to give 3 months’ notice.Immediate suspension/terminationNon‑payment or suspected misuse can freeze all cards without warning. 2. The Fuel Store: Best for Prepaid CardsQuick verdict: Average savings of up to 12p per litre across 4,200+ Esso, Shell, BP and Tesco sites. Its Advantage Card is prepaid, so there’s no credit check, while credit‑line cards keep the same network and weekly fixed pricing. Smart extras like Fuel AI analytics and FraudGuard add control and peace of mind, but watch the stack of small monthly add‑ons.Why do fleets pick The Fuel Store?Six card options managed in one online portal.Fixed weekly price at participating sites, typically 3p to 12p below a six‑week national average. This is amongst the highest of the providers on this page, although Allstar does eclipse it with an average 15p discount (formerly advertised) for certain fleets.Fuel AI dashboard for real‑time spend analysis and HMRC‑ready reports.FraudGuard and Clean Air Partnership are auto‑enrolled for fraud cover and carbon‑offset tree planting.Some cards (the UK Fuels Card) offer wide HGV coverage with 1,010 specialist truck stops and 192 motorway sites.Email or phone support from Birmingham headquarters, Monday to Friday, 09:00 to 17:00.On The Fuel Store's website, you can compare the various perks of each fuel card to see which one suits you best - Source: Matt Reed / Expert Market via The Fuel StoreWhat fuel cards are available with The Fuel Store?Here are three of the fuel cards it provides:The Advantage Card is a prepaid card that works at more than 3,500 commercial fuel stations and does not require a credit check.The Fuel Store Card is a credit line card that offers the same fixed price as the Advantage Card and 30‑day payment terms.The UK Fuels Card is a credit line card with fixed prices at more than 4,200 sites, including key HGV and motorway locations.Unlike Keyfuels or Texaco, The Fuel Store does cater to prepaid options with its Advantage Card, making it especially straightforward for businesses that prefer to avoid credit checks.Good to know before you applyAfter going through The Fuel Store’s terms and conditions, we learned the following information that we think is important for any potential customers to know:ClauseDetailsCard fee – £15 per card, per yearCharged upfront and again on renewal or replacement.Mandatory monthly add‑onsClean Air Partnership £2.50, FraudGuard £2.50, Fuel AI £3 per card, per month (auto‑enrolled).Site surchargesMorrisons +4 p / L; Applegreen +2 p / L; Moto +1 p / L; Tesco pump price +12 %; MFG and Rontec vary by site.Paper invoice fee – £10 eachEmail invoices are free.Bounced direct debit or late‑payment fee – £50Added per event, plus 10 % above Bank of England base rate after 14 days.Emergency credit facility – £35Applied for every calendar month you exceed your credit limit.Prepaid rulesMinimum top‑up £50 and minimum balance £50. Overdrawing incurs the shortfall plus a £25 admin fee.Liability for lost or stolen cardsYou remain liable for up to two business days at automated sites or three days at manual sites after reporting.Credit checks and extra securityCredit‑line customers may need a director guarantee or cash bond. Prepaid users skip the check.Immediate suspension or fee hikeThe Fuel Store can freeze cards or raise prices if volume falls or credit risk rises.Cancellation termsEither party can cancel at any time with written notice. Unused cards cost £8 each on closure. 3. WEX Europe – Best for European CoverageQuick verdict: Four card types give fleets access to a network of more than 20,000 filling stations in 22 countries. The flagship Esso Card Europe can be paired with the European Diesel Card (EDC) to unlock multi‑brand truck stops from Calais to Kraków. Direct pence‑per‑litre savings apply only to Esso Synergy diesel, so the headline discount is smaller than The Fuel Store or Allstar, but WEX wins whenever drivers cross borders frequently.Why do fleets pick WEX Europe?Unmatched coverage across 22 European countries with more than 20,000 truck‑friendly sites. That figure dwarfs The Right Fuel Card Company’s 3,400‑site UK network and Allstar’s 7,500 UK filling stations, making WEX a clear leader for cross‑border fleets.Optional EDC bundle enlarges acceptance beyond core Esso stations to multi‑brand motorway stops from Spain to Slovenia.Direct pence‑per‑litre discounts on Esso Synergy diesel at participating Esso sites. Although smaller than The Fuel Store’s typical 12p saving, the sheer reach offsets the lower pump discount for international hauliers.Online portal serves downloadable spend reports, fleet tracking data, and ready‑made EU VAT reclaim files, beating the basic invoice download offered by many UK‑only cards.Weekly electronic invoicing and seven‑day direct‑debit terms standard; The Fuel Store invoices fortnightly by default, and Diesel Card Ireland still issues paper bills unless you opt out.24/7 multilingual phone support routed through Manchester HQ, whereas several UK providers restrict calls to UK business hours only.What fuel cards are available with WEX Europe?The Esso Card National works at all 1,200+ Esso stations in the UK, with reduced prices at choice stations. This card can be bundled with a UK Fuels Card to expand the network further, especially around motorway stops.The Esso Card Europe works at thousands of Esso stations across eight European countries. This card can be bundled with an EDC (European Diesel Card) to expand the network to 22 European countries.WEX’s fuel discounts appear less generous than The Fuel Store’s 12p or Allstar’s previously quoted 15p since WEX only promotes direct discounts on Esso Synergy fuel. But you’ll need to see the details around specific cards you are interested in, as they vary by product.Both the Esso Card National and the Esso Card Europe are appealing choices depending on whether your business is primarily drive domestically or going to and from the European mainland - Source: Matt Reed / Expert Market via WEXGood to know before you applyClauseDetailsCard fee – £5 per card per month or £50 per year, according to the WEX websiteApplies to Esso‑branded cards. Bundling an EDC usually triggers a second fee quoted on request. Previously this was £3 per month or £36 per annum, prior to 2025.Credit limit set and reviewed by WEXWEX can revise your limit or withdraw credit at any time. Exceeding the limit may trigger card blocks or charges.Unused card policyCards that sit idle for a period defined by WEX may be cancelled automatically or incur an inactivity charge.Exchange rate markupForeign currency transactions convert at European Central Bank mid‑rate plus 1.5 %.Invoice cycle and paymentWeekly e‑invoices. Payment by direct debit within seven days. Alternative methods attract an administration fee.Late payment costsInterest under the Late Payment of Commercial Debts Act plus collection fees. All open invoices become immediately due.Security deposit or parent guaranteeWEX may request cash security or a director guarantee and can increase the amount at any time.Lost or stolen card liabilityYou remain liable for transactions up to two business days after written notification. If a valid PIN is used you stay liable until WEX blocks the card.Wild, fleet or site‑lodged cardsLiability is unlimited until the card is blocked. Extra charges apply for issuing these flexible formats.Esso card outside Esso networkFilling at non‑Esso sites incurs an additional surcharge shown on your invoice.Termination noticeEither side may cancel with four weeks’ written notice. WEX may terminate immediately for late payment, exceeded credit or suspected fraud.Contract changesWEX can update terms or charges unilaterally and posts revisions on its website. Continued card use equals acceptance. 4. Allstar: Best for Hybrid (fuel + EV) FleetsQuick verdict: Six card options link to 7,500+ fuel stations (about 90% of the UK network) and 59,000+ public chargers. That reach beats Shell’s 1,100 stations and 32,000 chargers, and leaves Texaco, Keyfuels and WEX without a comparable EV offer.Why do fleets pick Allstar?One login covers petrol, diesel and the UK’s largest roaming EV network, letting managers retire separate EV cards if used.Accepted at 90% of UK forecourts, compared with The Right Fuel Card Company’s 3,400 sites and BP’s 3,500 sites.ServicePoint portal adds MOT reminders, discounted tyres and booking at 1,200 garages, which Shell and Texaco do not match.Charge‑per‑kWh rates never exceed the charger’s posted retail price, and VAT comes on one HMRC‑ready invoice.Co‑Pilot mobile app shows live charger availability, diesel prices and garage partners on a single map, beating PDF site lists still used by smaller brands.Chargepass fee is £5 per card per month, undercutting BP Fuel & Charge at £7.50.However, the company doesn’t explicitly say the average discount you can get with Allstar cards, though it previously stated that you could get an average discount of around 15p per litre, operating on a fixed weekly pricing scheme.The only discount it states on its website at the time of writing in 2025 is the Allstar One card at up to 8p per litre of diesel.On the AllStar website, you can use its station locator tool to find fuel stations, EV charge points and repair centres applicable for your specific Allstar card - Source: Matt Reed / Expert Market via AllstarWhat fuel cards are available with the Allstar?Here are some key details on three different Allstar fuel cards you can get:The Allstar Chargepass Card is the perfect fuel card for mixed fleets, providing access to both fuel stations and EV charging stations nationwide. According to its website, it costs £5 per card, per month.The Allstar One Fuel Card is for fuel vehicles only, accepted at 90% of UK fuel stations, with discounts of up to 8p per litre for diesel. The price isn’t stated on Allstar’s website.The Allstar Plus Card is a 2-in-1 business fuel card, doubling as a fuel card and standard business credit card. You’ll get 10% off vehicle services, maintenance and repairs at 1,200 garages, and 10% off tyres at over 240 national tyre branches, too.Allstar doesn’t state its card fees. For an exact quote on that and other Allstar cards, you’ll need to apply via the Allstar website or speak to its sales team.Good to know before you applyClauseDetailsCard chargeStandard cards carry a monthly or annual fee (Chargepass is £5 per card per month; others aren’t stated and require you to get a quote). Non‑PIN and voucher cards cost extra and expire after 24 months.Invoice cycle and paymentWeekly electronic invoice, paid by direct debit within seven days. Paper invoices and non‑standard payment methods attract extra charges.Late payment costsInterest at 5% above NatWest base, plus a late fee. A risk‑based surcharge may be applied until six consecutive months of on‑time payment are recorded.Chargeback feeInvalid chargeback requests incur £50 plus bank fees and collection costs and may result in card suspension.Lost or stolen card liabilityYou are liable for transactions made up to two working days after reporting. With Chargepass fraud cover, the cap is £30,000 per incident.Non‑standard card liabilityWild cards, voucher cards and non‑PIN cards remain your liability until they expire or are returned, even if reported lost.EV session feeFifty pence per charging session is added to each Chargepass EV charge.Inactive card feeAccounts using fewer litres or kWh than expected may incur an under-use account fee. Cards idle for 90 days attract a £3 monthly charge.Termination noticeYou may cancel with one month’s notice. Allstar may cancel with two months’ notice or immediately for late payment, exceeding credit or suspected fraud.Contract changesAllstar can amend terms or charges with thirty days’ notice. Continued card use counts as acceptance. 5. Diesel Card Ireland – Best for All-Ireland CoverageQuick verdict: Seven card options span 1,962 fuel stations across the island (519 in NI, 1,443 in ROI, according to my calculation of those listed on DCI’s e-route station locator) plus 1,400 public charge points. Fixed‑weekly or pump‑minus pricing and automatic access to 3,000+ UK Fuels sites make DCI the only one‑card solution for fleets that work north, south and across the water.Why do fleets pick Diesel Card Ireland?One network for both Northern Ireland and the Republic, eliminating dual‑card admin.1,962 Irish stations outstrip Texaco’s ~850 local sites and rival The Fuel Store’s 4,200 UK total while adding ROI coverage.Fixed weekly price (DCI One) emailed or texted every Monday supports predictable budgeting.Pump Saver card gives instant penny-off discounts at every member station, unlike Allstar’s diesel‑only 8p per litre offer.All cards swipe at 3,000+ UK Fuels outlets, covering Belfast‑to‑Birmingham runs with no extra cards required.e‑Route web and mobile apps show live prices, station maps and EV chargers, which is handy to find the best deals or closest refuelling spots.Invoices are available in euros or sterling, easing mixed‑currency bookkeeping.What fuel cards are available with Diesel Card Ireland?The DCI Pump Saver Card lets you pay with pump prices minus a fixed discount at all 1,962 Irish sites and 3,000+ UK Fuels stations.The DCI One Card instead offers fixed weekly price across the same network; price alert via email or SMS; £1 + VAT per card per year.Meanwhile, the UK Fuels Card offers either pump or weekly prices at 3,000+ mainland Britain stations; handy for NI fleets with GB collections.While its discounts aren’t as high as The Fuel Store’s 12p per litre, DCI’s local expertise and fixed weekly pricing at 1,962 stations cater specifically to businesses operating in both Northern Ireland and the Republic of Ireland, as well as the British mainland – a variety of domains in the British and Irish isles that no other providers match.Using Diesel Card Ireland's e-route map (available on both desktop and mobile application) you can easily find stations near to you or along routes you plan to travel - Source: Matt Reed / Expert Market via Diesel Card IrelandGood to know before you applyClauseDetailsCard feesWe found the DCI One is £1 + VAT per year, after speaking to DCI’s customer support. All other card charges are quote‑only (or at least, they aren’t publicly available).Non‑usage fee£1 per card, per week if no transaction is made.Late paymentInvoices are due 7 days from issue. Miss a payment and pay 8 % + Bank of Ireland base interest, a late‑fee surcharge for three months and risk having cards blocked.Credit checks & depositsRadius can cut limits, demand deposits, or suspend cards without notice whenever risk scores change.Out‑of‑network useBuying at non‑partner sites or charge points adds an extra service fee on top of the fuel price.Lost or stolen cardsYou pay only for spending up to two business days after written loss notice, unless the thief still knows the PIN.Immediate terminationRadius can cancel the account for late payment, excess credit use or suspected fraud, with the full balance due at once. 6. BP: Best for Larger FleetsQuick verdict: BP’s five‑card line‑up shares one account on the bp Account Manager platform and taps into 3,500+ UK filling stations and 12,000+ public charge points.The national network tops Texaco’s 3,200‑site reach and, with the optional Aral tie‑in, expands to 24,000+ pumps in 32 countries – handy for fleets that straddle the Channel. Live spend dashboards and the BPme app round off a well‑known, “big‑oil” package that works best once your mileage (and transaction volume) rises.Why do fleets pick BP?3,500+ branded or partner forecourts in the UK and 12,000+ charge posts through bpPulse.BP Plus Fuel & Charge offers one card and one invoice for diesel, petrol and electricity, easing admin for mixed fleets.The Aral bolt‑on grows acceptance to 24,000+ locations in Europe, eclipsing Texaco (UK‑only) and challenging WEX’s multi‑country cover.Route and spend analytics through bp Account Manager, plus optional bp Alerts for instant overspend warnings.Transactions feed HMRC‑ready invoices; weekly direct‑debit billing keeps cash flow predictable.UK telephone help line (08:30‑16:30, Mon to Fri) and email support.What fuel cards are available with BP?The BP Plus Card works at 1,200 BP sites and 2,300 Esso, Texaco and Gulf partners.The BP Plus Fuel & Charge Card adds nationwide bp Pulse chargers (12,000+ posts).The BP Plus Bunker Card offers high‑volume diesel pricing at 600+ HGV locations.The BP + Aral Card expands coverage to 24,000+ filling stations across 32 European countries.BP lists all its fuel cards on its website, though you won't be able to find details about fees without contacting them for a business quote - Source: Matt Reed / Expert Market via BPGood to know before you applyBP’s Terms & Conditions, found via the search bar on its website, were last updated in May 2023. We suggest checking for newer revisions before signing in case things have changed. But based on that document, these are the things to know.ClauseDetailsWeekly direct‑debit onlyYou pay weekly in arrears by direct debit. Other payment methods can trigger extra charges.Interest on late payment3% above Barclays base (or statutory 8 % + fixed fees) accrues from the due date until cleared.Undefined card & admin feesBP “may levy charges at its sole discretion”; the full tariff is available only on request. This is quite vague compared to other providers.Credit limits & securityBP sets a credit cap and can demand a deposit, guarantee or advance Clearing House Automated Payment System (CHAPS) if your risk rises.Lost/stolen liabilityYou remain liable until BP is notified. After notice: UK purchases stop immediately; non‑UK and EV charging stop within two (or three for EV) working days.Card inactivityCards unused “for a reasonable period” may not be renewed at expiry.Immediate termination by BPBP can cancel cards or the whole agreement at any time; customers need 90 days’ notice to leave.Variation clauseBP can change T&Cs or pricing with notice; you have 10 days to object, otherwise the new terms stand. 7. Keyfuels: Best for Haulage FleetsQuick verdict: Keyfuels concentrates on high‑mileage HGV operators, offering bulk‑buy wholesale pricing and a fixed‑price option across a 3,500+ site network. That footprint is smaller than WEX Europe’s 20,000‑station web, yet it focuses on strategically placed truck‑friendly forecourts with high canopies and dedicated HGV lanes, which most generalist networks (for example, Shell’s) do not match.Why do fleets pick Keyfuels?Bulk wholesale purchasing with the Direct Card means you lock in fuel at the day’s wholesale rate, then draw it down over the week, smoothing cash flow for big diesel users.Fixed weekly pricing through the Pay As You Go (PAYG) Card shields you from pump‑price spikes, giving budget certainty that Texaco’s loyalty‑based discounts cannot provide.Haulage‑specific perks such as dedicated HGV lanes, wider bays and 24‑hour truck stops support drivers on mixed trunk‑road and motorway routes.Keyfuels will build a bespoke plan if its two standard cards do not fit your fleet, an option you will not get from single‑card providers like Shell.Online reporting, real‑time litre‑by‑litre data feeds, and an iOS/Android site locator app make spend optimisation easy for transport managers.What fuel cards are available with Keyfuels?As stated above, the Direct Card allows you to buy in bulk at wholesale prices, then access diesel at any Keyfuels pump in the 3,500+ network. Card fees are charged separately on a pence‑per‑litre basis.Meanwhile, the Pay As You Go Card sees customers pay a reduced, fixed weekly price for each litre drawn on the same network; all card fees are rolled into that weekly rate.Via the Keyfuels website, you can find the stations near you without much effort - Source: Matt Reed / Expert Market via KeyfuelsGood to know before you applyLike the other fuel cards on this page, we have taken a look at what its terms and conditions say, so you know exactly what you would be getting into with Keyfuels.The information below is drawn from Keyfuels’ website and publicly available terms last revised on 3 July 2018. This may well be the latest update, but it’s worth confirming card pricing and contractual terms when you request a written quote from Keyfuels, since there is less detailed information than other providers.ClauseDetailsNetwork size3,500+ UK HGV‑suitable sitesPricing modelWholesale bulk (Direct) or fixed weekly (PAYG).Card feesDirect – variable pence‑per‑litre surcharge.or PAYG – included in the weekly fixed rate.Inactive‑card chargeNone stated, but Direct surcharges rise if volume falls.Fuel typesDiesel as standard, with red diesel/GTL at selected depots.Customer supportEmail & phone (no published hours). Fast‑response address: fast.admin@fleetcor.com. 8. Shell: Best for Small FleetsQuick Verdict: Shell’s single Shell Card offering in the UK gives smaller fleets an all‑in‑one route to fuel, EV charging and even European tolls, without juggling multiple products or invoices.Why do fleets pick Shell?One card covers 1,100 Shell sites, about 2,600 partner stations (Esso, Texaco, Gulf) and more than 40,000 public charge points across the UK.Automatic Shell‑site discounts for qualifying small businesses: 4p per litre off V‑Power and 3p per litre off regular petrol or diesel. That’s not as high as The Fuel Store’s 12p or Allstar’s former claim of 15p per litre, but it remains a decent cost-cutter within Shell’s wide network.Works on Shell Recharge and roaming partner chargers, so mixed fleets can refuel and charge under one account.Shell Fleet Hub (web) and Shell Fleet App (iOS / Android) centralise spend, VAT‑ready invoices and suspicious‑use alerts.Optional add‑ons include European tolling, truck parking, wash and repairs via Travis Services, plus Shell GO+ driver rewards.What fuel cards are available with Shell?As stated, the only option with Shell is the Shell Card: a single RFID, chip‑and‑PIN card that handles UK fuel, EV charging, road services and Europe‑wide tolls.The Shell Card has a lot of perks including access to over 23,000 EV charging points in the UK - Source: Matt Reed / Expert Market via ShellGood to know before you applyShell isn’t forthcoming about its card fees, so it’s not clear how much you’ll be paying per month or year for these discounts. Still, here’s what we’ve gleaned from its website as essentials to know (there are no terms and conditions publicly listed for the card).FeatureDetailsNetwork size~1,100 Shell sites (where you get discounts), ~2,600 partner stations, 40k+ charge points.Pricing modelPump price minus fixed Shell discount. Partner stations and chargers bill at displayed rates.Fuel discounts4p per litre off V‑Power and 3p per litre off standard grades at Shell sites (small‑business qualifier).Card feesNot published; Shell quotes a monthly service charge during application.EV functionalityRFID tap or Shell Recharge app; AC and DC chargers nationwide.SoftwareShell Fleet Hub dashboard, Shell Fleet App for SMEs, API integration option.ExtrasEuropean toll box, truck parking, wash, repair and Shell GO+ driver rewards.Terms & conditionsFull UK Shell Card T&Cs supplied with the application pack (not publicly posted).Support hoursEmail, live chat and phone between 8:00 and 17:00 from Monday to Friday. 9. Texaco: Best for Localised BusinessesQuick Verdict: Texaco’s twin Business and Fastfuel cards give locally focused fleets a low‑admin way to tap into a dense, 3,200+ UK‑wide network while choosing either pump‑price loyalty rewards or predictable fixed‑price diesel.Why do fleets pick Texaco?Access to ~3,200 Texaco‑branded stations, plus 1,200 BP sites for Business card holders (with 1p per litre surcharge).Choice of benefits:The Business Card earns Star Rewards loyalty (1p per litre back as points, £5 for every 500pts).Fastfuel Card locks in a weekly fixed price across the whole network for clear budgeting.Both cards roll transactions into a single, VAT‑ready invoice and detailed online spend reports.Texaco app and web locator keep drivers on the most convenient routes.No monthly card charges on Fastfuel; Business card fee simply = 1p per litre surcharge at Texaco (2p per litre at BP).What fuel cards are available with Texaco?Texaco’s The Business card offers pump prices, Star Rewards, and a relatively small 1p per litre surcharge built into each litre.The Fastfuel card, on the other hand, offers wholesale‑linked fixed weekly price covering diesel, petrol, oil & wash, zero card fees.Both the Texaco 'The Business' and Fastfuel cards are appealing options depending on whether you want fixed prices or discounts at the pump - Source: Matt Reed / Expert Market via Texaco Good to know before you applyBased on the terms and conditions for the cards listed above, these are the key things to know about both (though specific fees and clauses aren’t listed like some of the other cards, so you’ll still need to contact the provider for details on these areas).FeatureTexaco The BusinessFastfuelNetwork size2,000 + Texaco sites+ 1,200 BP (1 ppl surcharge)~3,200 Texaco & partner sitesPricing modelPump price (Star Rewards points)Fixed weekly price (UK Fuels)Savings/loyalty– 200 sign‑up pts– 1 pt / L (≈ 1 ppl) on every fill– 500 pts = £5 voucherDiscount already built into weekly rateCard/transaction fees1 ppl surcharge at Texaco2 ppl at BP sitesNo extra card feesAllowed purchasesFuel + optional oil & car washFuel, oil, car wash onlySpend controls & reportingOnline dashboard, e‑billing, single VAT invoiceSame tools via UK Fuels portalExtrasStar Rewards points, BP acceptance— 3 Questions To Consider When Choosing Your Fuel Card ProviderChoosing the right UK fuel card supplier is essential for managing costs and maximising efficiency. Here are three questions to consider:1. What type of vehicles are in my fleet?Fuel cards are usually tailored to large haulage fleets, corporate fleets of cars and vans, personal vehicles, electric vehicles, or a combination of these. To maximise savings, go with the fuel card that provides the most benefits to your type of fleet.2. Where do my vehicles operate?The availability of certain fuel stations can vary significantly based on location. Knowing where your vehicles will primarily operate helps you choose a card that offers the best coverage and pricing in those areas.3. How much fuel does my fleet use per month?Fuel cards often have different fee structures based on usage levels, and knowing your fleet’s average consumption helps identify the card that offers the best rates for your needs. Our Methodology: How We Ranked the Best Fuel Card ProvidersWe researched 17 fuel cards for fleets, to evaluate them in terms of how affordable they are and if they have features that can help control and manage fuel spending, all so we could provide the most useful recommendations to UK fleets.Our rigorous testing process means these cards have been scored and rated in five main categories of investigation and 13 subcategories – this means 43 areas of investigation in total. We then gave each category score a ‘relevance weighting' to ensure the product's final score perfectly reflects the needs and requirements of Expert Market readers – and that's our algorithm.Our main testing categories for fleet fuel cards are:Security: refers to the measures in place by the card provider to ensure the safety and protection of your information.Customer Support: includes the assistance the card provider offers, such as phone support, email or chat support, documentation, knowledge bases, and online forums.Expense Management: refers to the features of the fleet fuel card, such as transaction tracking, expense reporting, receipt storage, integration with accounting systems, and customizable expense categories.Convenience: refers to the ease of use and accessibility of the fleet fuel card, including factors such as the acceptance network of gas stations, availability, price comparison tool, contactless payment at pumps, and more.Card Specific Information: refers to the details associated with the fleet fuel card itself, such as card fees, accepted fuel type, card type, fee structure, network coverage, plus the cards' potential to pay for items and services other than gas. Verdict The Right Fuel Card company came out on top as the best fuel card provider in the UK. This is due primarily to the huge range of fuel cards available, which cater to nearly every type of fleet. For hybrid fleets, we recommend Allstar, BP, or Shell.The problem is that many fuel card providers hide prices behind quote forms. To learn the exact price of the top fuel card provider picks discussed here, tailored to your needs, try our free comparison tool. The tool takes specific information about your fleet and uses it to find the fuel card which best lines up with your needs and saves you the most money on fuel. FAQs What is the best fuel card for electric vehicles? With over 19,000 EV charging stations, we recommend Allstar as the best choice for electric fleets. Other notable mentions include BP and Shell. Written by: Matt Reed Senior Communications and Logistics Expert Matt Reed is a Senior Communications and Logistics Expert at Expert Market. Adept at evaluating products, he focuses mainly on assessing fleet management and business communication software. Matt began his career in technology publishing with Expert Reviews, where he spent several years putting the latest audio-related products and releases through their paces, revealing his findings in transparent, in-depth articles and guides. Holding a Master’s degree in Journalism from City, University of London, Matt is no stranger to diving into challenging topics and summarising them into practical, helpful information. Reviewed by: Maïté Bouhali Business Software Editor Maite began her career with Expert Market nearly four years ago as a writer. She quickly developed a passion for the challenges faced by small businesses and now endeavours to help them make informed decisions for their future. In her current position as Business Software Editor, Maite works closely with writers to ensure that each article is informative, well-researched, engaging, and actionable for readers. With extensive knowledge of CRM, vehicle tracking devices, and fuel cards, she is meticulous in her review of each article and provides detailed feedback before publication. Whether you're seeking to stay informed on the latest trends in business software or need guidance in selecting the most appropriate software for your organisation's needs, Maite is here to help. With her sharp eye for detail and commitment to quality, she is dedicated to supporting businesses in achieving their goals.