Intuit GoPayment (Quickbooks Payments) Review

By Aimee Bradshaw | Writer and researcher

The following article is a review of GoPayment by Intuit (also known as QuickBooks Payments).

Any business that has used QuickBooks will be familiar with the name Intuit. It is a software company based in Mountain View, California and is very successful.

Intuit was founded back in 1983 and in its 30 year history QuickBooks is probably the most successful product the company has launched. QuickBooks is the most popular small-business accountancy software in the United States, and quite possibly the world.

However, this review focuses on Intuit’s credit card processing solution, known as GoPayment or QuickBooks Payments. The brand names seem to be interchangeable.

What Intuit claim to offer with their GoPayment processing product is an option in-between a traditional full-service merchant account (see World Pay) and a newer mobile processing account offered by a company like Flint.

Intuit GoPayment (Quickbooks Payments) Review
CategoriesRating
Features
Fees
Contract Flexibility
Summary
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Service Overview

Payment Solutions: Intuit mainly focus on payments for online stores and mobile processing. They have recently started offering point of sale solutions too.

Contract Type: Basic account: Pay-as-you-go Pro account: Monthly

Intuit GoPayment Card Reader

Rates & Fees:

For the Basic (pay-as-you-go) account:

  • No monthly fee
  • Swiped transactions: 2.4% + $0.25
  • Keyed transactions: 3.4% + $0.25

For the Pro (pay monthly) account:

  • $19.95 monthly account fee
  • Swiped transactions: 1.75% + $0.25
  • Keyed transactions: 3.15% + $0.25

Our Verdict:

Intuit GoPayment (or QuickBooks Payments) does offer a middle ground between a modern mobile processor and a more traditional complete merchant account. They can set you up quicker than any merchant account provider, and almost as fast as a standalone mobile processor.

Intuit’s product range is more complete than their mobile processing rivals. Also, GoPayment offers the best integration with QuickBooks of any account out there, which is to be expected as both products are owned by Intuit.

GoPayment’s weak point is price. It is significantly more expensive than most of its mobile competitors, including Flint and Square. While it is cheaper than a full-blown merchant account, it also doesn’t offer anywhere near as many features.

GoPayment is offering a middle ground. The question is, do any businesses need it? Obviously some do as they have signed up a lot of customers, but if you’re considering it as an option for your business, you should also get quotes from mobile and full-service processors to compare what you will be getting.

Aimee profile image
Aimee Bradshaw Writer and researcher
Aimee is Expert Market’s resident telephone systems, point of sale, and field service software go-to. If she’s not writing about business products, you’ll find her daydreaming about Dorset beaches.
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