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Credit Card Processing For Vending Machines

Vending machines, in their various forms, have long since provided a simple yet effective way to purchase drinks, snacks and non-consumable products.

With machines generally accepting coins, paper bills and coupons, and with items dispensed at the touch of a button, their convenience was never in doubt.

More recently, however, with the modern technological age ever-advancing, many vending machines have been redesigned in a bid to further increase turnover for businesses, and the introduction of the vending machine complete with card reader just goes to prove how these machines have now been truly brought up to date.

Still, it might be wise to remember that vending machine card readers do come in many different guises, so it is advisable to assess which products would best suit your customers as well as your own requirements.

Available options include:

  • Contactless/Near Field Communication (NFC)
  • Traditional magnetic stripe cards
  • Chip and PIN payments
  • Coupons
  • Cash
  • Mobile Phone Wallet Applications

How Do They Work?

Vending machine credit card terminals work just like a regular point of sale (POS) machine in a business environment. Transactions are transmitted securely through a PCI compliant device.

Remote Machine Monitoring (RMM) can be installed to credit card devices enabling businesses via their PC or laptop to:

  • Monitor and manage sales
  • Keep an inventory of stock
  • Assess profit margins and gross sales from individual vending machines

How Much Do They Cost?

Vending machines with credit card processing vary in cost according to what size and type of machine is required (for example, refrigerated, non-cash etc) so it is advisable to shop around to obtain the best deal.

Also, as with all credit and debit card payments, a transaction fee is added to the cost of the product and businesses will be surcharged. This ranges from around 0.8% and can be up to 4.6%, so again, it's only wise to check out the various options.